55 Affordable Retirement Communities Florida


Option : Christian Communities Or Other Religious

Active and Affordable 55 Communities in Central Florida

See also numerous Christian retirement communities–some of these are very focused on the individual and affordable and open to all persons. There are other numerous religious-based communities such as Jewish and other religions that give excellent care, are affordable and open to all persons. Most are month-to-month rental communities, may be non-profit, and many include some assistance available.

Option : Smaller Square Footage Homes Condominiums Co

Note: Since the economy worsened, builders added smaller square footage plans to their inventories, which reduces starting prices at a community. These are often the most popular plan in their inventory and sell out first.

We would like to point out that many large first-class communities by major builders have many price range options within the same community.

If you can go with a smaller square footage single-family home, villa, co-op or condominium in a large retirement community, while the other homes are more expensive, you can greatly decrease your costs and also have access to the same amenities as larger and more expensive homes within the community.

Further Options within the community to decrease your costs:

  • Choose a home without an expensive view to decrease your costs or choose affordable retirement communities with fewer amenities such as golfcourses or pools.

Valencia Del Sol Wimauma Fl

634-8100 | Website | Request more information

Valencia Del Sols convenient Tampa location makes it easy to enjoy having fun in the sun along Floridas Gulf Coast. Offering a robust and extraordinary 55+ lifestyle, Valencia del Sol caters to residents looking to socialize and stay physically active.

This amazing new community features a stunning selection of twin villas and single-family homes starting in the $400ks.

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Rv Park Models Manufactured Homes

RV park model communitiesare becoming very popular for snowbirds or permanent living. They arenow referred to as “tiny homes.” Most people pay all cash for the homesince older homes may not be ableto be mortgaged and then they only have the monthly lot lease fee . This is a very affordable way to go.

The Retirement Community Must Be In An Area With A High Number Of Amenities Per Capita

55+ Community Central Florida

Retirement means you will have a lot of free time to fill. The retirement communities on our list offer access to a higher number of restaurants, shops and entertainment options per 1000 residents, than most other cities in Florida. Almost every retirement community in Florida has a clubhouse, pool and offers additional social and recreational opportunities. To make this list, the retirement community must also be located in a town that offers a high quality of life when youre outside the retirement communitys gates.

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Every Day Florida’s Population Swells By More Than 1000 People Many Of Them Retirees Relocating For The Second Halves Of Their Lives

Every day Florida’s population swells by more than 1,000 people, many of them retirees relocating for the second halves of their lives. There’s little mystery why: Even in the coldest months of the year, the average daily high is at least 70 degrees, and the temperature rarely dips below 50 in the Sunshine State.

Florida is also one of the most tax-friendly states in the country for retirees. There’s no state income tax, and permanent residents are eligible for a homestead exemption of up to $50,000, which lowers their real estate taxes. Seniors may qualify for an additional exemption.

But Florida is a big, diverse state, too, with plenty of pleasant cities and towns on both the Atlantic and Gulf coasts, or inland . Worried about hurricanes? Hurricane risk on Florida’s west coast is less than on the east coast. Here are seven great Florida retirement destinations, based on locale, amenities, affordability, and access to top-notch health care. Take a look.

  • Cost of living : 108.1
  • Median single-family home price : $305,000
  • Median condo/townhome price : $225,000
  • : 26.5%

+ Communities In Central Florida And Orlando

Find top rated Central Florida and Orlando 55+ Communities for active adults considering retiring to Central Florida and Orlando. Searching for 55+ Communities on Retirenet.com is simple and easy. You will find many communities and homes to fulfill your retirement dreams. All retirement options are available including golf course living, new home communities, waterfront homes, condominiums, villas, manufactured home living and more. Your perfect place to retire is just a few clicks away.

You can narrow your search by selecting any of the Community Amenities listed here.

Coming Soon

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Let Us Facilitate Your Home Purchase

Buying a home even if you are downsizing is a big investment that should be made only with absolute confidence. Which is why, if you are thinking of buying a home at Cypress Lakes®, it is vitally important that you work directly with a Cypress Lakes® Sales & Information Center representative as opposed to any other third-party agent. Team Cypress boasts 130+ years of combined experience, has its own brokers license, and even includes highly knowledgeable housing consultants who call our community home. In short, nobody knows Cypress Lakes® better than we do! We are always steadfastly committed to serving homebuyers in an honest and professional manner with solid facts and absolutely no tricks, games, gimmicks, or sales pressure. Buying a home through the Cypress Lakes® Sales & Information Center will even qualify you for a three- or six-month free golf membership to both of our spectacular 18-hole golf courses.

We invite you to see for yourself everything that makes Cypress Lakes® one of the premier 55 and over communities in Central Florida. We encourage you to schedule a private tour that will allow you to experience first-hand what retirement living is like at Cypress Lakes®. A guided real estate tour will take you through all of the amenities where you can preview some activities in progress providing a glimpse of the active Florida retirement lifestyle at one of the states preeminent 55 and over communities!

Hot Springs Village Arkansas

Top Retirement communities 55 and older in Florida’s Treasure Coast

There are big retirement communities and then there is Hot Springs Village, which sprawls across 26,000 acres in Arkansas’ Ouachita Mountains. There are 11 lakes, two marinas, nine golf courses, and lots of opportunities to commune with nature or join one of 200 clubs and civic groups. Home prices generally start at $100,000, though there was a recent listing for two-bed, two-bath, 1,220-square-foot single-family home in need of a little work for $60,000. Townhomes can be found in the $50,000 range.

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Westminster Towers In Orlando

Column A
Best for Motorsports fans

Daytona Beach draws in thousands of motorsports fans every year for events like the Daytona 500 and Speedweeks. As the headquarters for NASCAR, Daytona is rife with racing excitement and entertainment.

When Daytona Beach isnt hosting a motorcycle or car show, its Peabody Auditorium attracts nationally recognized performers and speakers. For a more laid-back experience, the beachfront Daytona Beach Oceanfront Bandshell amphitheater is the best place in Daytona for live concerts and shows.

The Bear Creek retirement community is located just a few minutes away from shopping centers, restaurants, medical centers, and places of worship. On-site, residents will find three different clubhouses, which feature amenities like:

  • Aerobics rooms
Best for Outdoor enthusiasts

Located on Floridas Atlantic coast, Jacksonville has gorgeous beaches, nature reserves, and golf courses . Residents can enjoy camping, hiking, and biking at Kathryn Abbey Hanna Park and the Timucuan Ecological and Historic Preserve.

Sports fans will love being near the VyStar Veterans Memorial Arena. This is home to the National Arena League Sharks football team, as well as college and minor league basketball teams.

If youre interested in the fine arts, you can visit:

  • Cummer Museum of Art & Gardens
  • Florida Theatre
  • Museum of Contemporary Art Jacksonville
  • Ritz Theatre and Museum
  • A fitness center and gym
  • A movie theater
Best for Lifelong learning
  • A beauty salon
  • Housekeeping

Reasons Why Retirement Communities In Central Florida Are Popular

The reasons that make Central Florida a favorite for many active adults who look forward to retirement are quite diverse. It includes the warm weather, proximity to sparkling water bodies, easy access to varied amenities, entertainment, sports, and other activities. Residents also have everything they need at their fingertips which allows them to have an active social life among friends.

Another reason it is a hit among the 55 plus communities in Central Florida is the affordability of the homes. Of course, some of the retirement homes are very expensive, with some selling for millions of dollars in recent years. However, for those senior members looking for a great retirement home on a budget, there are also plenty of affordable options.

The affordable living options start from $100s to $1000, but of course, the prices are determined by many other factors. These include the size of the home, the facilities, and services that come with the home as well as location. The type of home, which includes condos, standing villas, single-family homes, and waterfront properties, also affects the pricing. But irrespective of the type of homes you choose to live, you get access to all amenities within the community.

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Century Village At West Palm Beach

  • Price Range: Below $100ks High $100ks
  • Number of Homes: 6,500
  • Age Restriction: 55+

With several homes selling for less than $100,000, its no surprise that Century Village at West Palm beach is a popular destination. Homes are available on a resale basis only. However, this age-restricted community offers a range of amenities.

The 92,000-square-foot clubhouse houses everything you need to stay active, from a fitness center to an indoor resistance pool. You can also enjoy a game room and a party room where a number of clubs get together. And to meet your entertainment needs, the clubhouse also hosts a 1,221-seat theater. But theres even more. The place also houses four tennis courts and 39 shuffleboard courts. In addition, you can visit one of several public and private golf courses in the area.

And you have plenty of condominiums to choose from. Dimensions typically range from about 600 to about 1,500 square feet of living space.

Valencia Trails Naples Fl

10 Gated 55+ Communities for Florida Retirees on a Budget ...

239-262-4000 | Website | Request more information

Valencia Trails in Naples, FL offers the best resort lifestyle with a magnificent 42,000 sq. ft. Clubhouse where every day new events, clubs, and entertainment abound. Relax by the pool, grab a bite at the restaurant, catch a show in the social hall, or take a relaxing stroll or jog along the communitys iconic trails. The options are endless!

Designed for 55+ living, the gorgeous contemporary style single-family homes at Valencia Trails offer the ultimate in style, convenience, and luxury with spacious living areas, impressive gourmet kitchens, and screened and covered patios to make the most of Floridas beautiful weather year-round. Come home to luxurious standard features including tile roof, brick pavers, stainless steel and gas appliances, designer tile flooring throughout main areas, rich stone exterior finishes and so much more. Homes start in the $600ks.

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Valencia Bonita Bonita Springs Fl

308-4600 | Website | Request more information

Offering easy access to everything Southwest Florida is famous for, GL Homes is developing Valencia Bonita, setting a new standard of 55-plus living on Floridas beautiful Gulf Coast. With an exciting vacation-inspired lifestyle that rivals the finest resorts, Valencia Bonita features an opulent 45,000 sq. ft. clubhouse and carefully designed single-family and villa home designs that are tailored to those looking for spacious layouts and sophisticated style.

Valencia Bonita is located just minutes from pristine beaches, tranquil nature preserves, chic shops and fine dining. Plus, everyday conveniences including banks, grocery stores and top rated medical facilities are also just a short drive away. Homes start in the $600ks.

Independent Living And Life Plan Communities In Naples

  • Moorings Park – Continuing care in Naples – Services include Independent living, assisted living if necessary, memory care, and skilled nursing. Amenities, social activities and much more. Entrance fee and monthly fee. Many housing types. 120 Moorings Park Dr., Naples – 239-317-8649 – Call for tour – Office open M-F
  • Pelican Marsh at Naples – Price-$$ – Size-Large – An Aston Gardens community. These are upscale purchase villas or rental apartments in an independent living community. It has assisted living suites with services. Enjoy a country club lifestyle with golf. Upscale rentals listed on site.Ph: 239-449-8234 – 4800 Aston Gardens Way, Naples

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Bear Creek An Active 55+ Community In Fun

Bear Creek is one of Central Floridas most active 55+ communities. And yet, it isnt just a place to live its a lifestyle. As a resident of our tight-knit retirement living community, youll have unlimited access to a tremendous selection of amazing amenities and can take part in virtually countless resident activities. Our manufactured home community has not one, but three clubhouses, each with its own pool and whirlpool spa. Spread among our fully appointed clubhouses are a large stone fireplace, comfortable gathering places, a dance floor and bandstand, billiards room, shuffleboard, tennis and pickleball courts, horseshoes, state-of-the-art fitness center, aerobics room, and much more. You can also take a stroll on our stunning nature trails that meander through Bear Creek or play some golf on the adjacent public course. No matter your interests, youre sure to make fast friends with many other like-minded residents of our 55+ community.

Latitude Margaritaville Watersound Fl

55 Communities in Florida. My suggested 55 communities and retirement area to be

464-4753 | Request more information

The smallest homes at Latitude Margaritaville Watersound are called Cottages that range in size from 1,204 a/c sq. ft. to 1,466 a/c sq. ft.

The next size up are Villas that range in size from 1,503 a/c sq. ft. to 1,862 a/c sq. ft. After that there are two different collections of Single-Family Homes which max out at around 2,500 sq. ft.

At the time of this writing, home prices range from the $200ks to the $400ks.

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Recreation Culture & Entertainment

Florida became the 27th of the 50 United States in 1845. During the 1920s, economic prosperity stimulated land development only to be halted by two hurricanes in the late 1920s followed closely by the Great Depression. Today, this southern state is a favorite among active adults looking for a warmer climate or cheaper cost of living and now is ranked 4th in population with approximately 19.5 million residents.

Active adults who call this state home enjoy endless opportunities for entertainment and recreation. There are 161 state parks in the state offering hiking, bird watching, camping, and horseback riding. Many of these parks not only offer recreational opportunities but also educational services geared towards informing people about this state’s unique wildlife.

Some of the larger cities offer great attractions such as Disney World in Orlando, The Kennedy Space Center in Cape Canaveral, or the famous South Beach in Miami. Sports fans will love the numerous professional sports teams in the state such as the Miami Marlins , Jacksonville Jaguars , Orlando Magic , and Tampa Bay Lighting . No matter what your interests or hobbies are, this beautiful state has something for you.

Option : Choose A More Affordable Area

There are areas of the country that are more affordable areas than others. Consider states like Texas, Florida, Arizona, the Carolina’s, Tennessee and many states in the Midwest. Check with Realtor.org to see the affordability index of an area.

Check the area you are interested in on this website for more site-built homes in communities with affordable pricing.

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Option : Rv Retirement Communities For Over 55

If you have an RV you can purchase a space which makes an investment for you as well as giving you a permanent home and using your RV.

You can also rent spaces in RV parks on an annual basis giving a less transient feeling.

Of course, RV spaces can be rented by day, week or month as well so that you can use them as an affordable “second home” to get away from winter weather.

You may tire of this type of life but living in an RV will allow you to explore many areas for a permanent home.

Find RV Communities

Esplanade At Highland Ranch Clermont Fl

55+ Communities in Ocala, Florida With Homes for Sale ...

352-415-4237 | Website | Request more information

Located just west of Orlando, Esplanade at Highland Ranch is a gated community of 475 single-family homes. Amenities here include the standard selling points like a community clubhouse and a resort-style pool, plus there are plenty of courts and walking trails throughout the community.

Homes at Esplanade at Highland Ranch are available in three different collections that range in size from 1,722 square feet up to 2,930 square feet. Those homes start in the mid-$200ks and can get as expensive as the low-$400ks.

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Affordable Retirement Communities Options

  • Low-cost Condos
  • Resale homes

Many people getting ready to retire are wondering what affordable retirement communities options are available. These communities for most people are usually thought of as up to $200,000.

This is not a discussion of low income retirement communities or affordable housing. You can find those listings on our Senior Low Income Housing page.

Whisper Walk Affordable Gated Active Retirement Community In Boca Raton With Lakes & Amenities

Whisper Walk is one of the most established over 55 retirement villages in Boca Raton and one of the most affordable.This large gated retirement community covers 300 acres with nine lakes and plenty of open green space.There are more than 1,400 attached villas in five sections, each with its own clubhouse and Olympic-sized pool. Eachsection maintains its property with Whisper Walk Inc maintaining common areas for the entire development.

Enjoy maintenance-free living in a single-level home that has the feel of a single-family home. Whisper Walk is popularfor retirees who enjoy social activities and active living but prefer serenity and scenery over coordinated activities.Most people living in Whisper Walk are seasonal residents from the Northeast, particularly New York.

  • Amenities: Sports center with handball, tennis courts, and basketball clubhouses, heated swimming pool, hottub, saunas, billiard room, library, and fitness center
  • Housing: Two and three-bedroom attached villas with garages
  • Pricing: $200,000 to $300,000 plus HOA fees

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