What Is A 55+ Community
A 55+ community is an age-restricted community that may not necessarily be exclusive to retirees. These developments require residents to be over the age of 18, and they often require full-time residents to be over the age of 55 younger visitors are welcome for certain portions of the year. 55+ community members often enjoy convenient hobbies and amenities, including access to outdoor and fitness activities, social life infrastructure, and provided transportation to nearby places for shopping, entertainment, and healthcare.
These communities are a popular choice for Americans making a move to retire, downsizing as they prepare for retirement, or just simplifying their lives after reaching the age of 55. Housing options may include everything from single detached houses to duplex- or condominium-style units.
Valencia Grand Boynton Beach Fl
738-5100 | Website | Request more information
Valencia Grand in Boynton Beach offers truly premium 55+ living unlike anywhere else, with a prime South Florida location, sophisticated country-club lifestyle, and all-new unmatched amenities. Valencia Grand takes sophisticated living to the next level with one-story home designs made for 55+ living with stand-out features including expansive high ceilings, transom windows that let in even more Florida sunshine, impressive gourmet kitchens, spa-like baths, spacious outdoor living areas and more
Covered Bridge Lake Placid Fl
863-455-9927 | Website
Located about two hours south of Orlando in Lake Placid, Covered Bridge is a community of 230 attached and single-family homes. Residents here enjoy access to amenities like a community clubhouse, heated pool, and a community boat ramp.
New single-family homes are available in eight different ranch-style floorplans that range in size from about 1,000 square feet to a little over 1,400 square feet.
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Below $100k Mid $500s
Just south of Tampa is Sun City Center, a large and popular 55+ community thats well-located for active adults who love shopping, golf, and beach activities. The community is huge and established, with 9,500 single-family and attached homes available in dozens of models and floor plans. Golf carts are the preferred method of travel in Sun City, and the 15mph speed limit is strictly enforced.
Amenities include several clubhouses and recreation centers. Residents can swim, play tennis, enjoy a game of shuffleboard, walk to the dog park, or enjoy a treatment at the spa. Theres also an art gallery and a woodworking shop.
Pros/advantage #3 Of Retirement Communities: Senior Citizens Rarely Throw Late Night Parties With The Loud Thump Thump Bass That Prevents The Whole Neighborhood From Sleeping

Dont get me wrong, successful active retirement communities have great social scenes that can include include lots of parties and music. Its just most people over the age of 55 are old enough to know how to have a great time while respecting the rights of others and without annoying their neighbors. If there should happen to be a new resident that moves in that has not learned how to respect the others, the retirement communitys homeowners association staff will likely be quick to straighten them out on the rules, or force them out. Youll be far less likely to encounter rude disruptive behavior while living in most retirement communities.
Additional advantages of living is a community where residents are over the age of 55 include:
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Latitude Margaritaville Daytona Beach
Latitude Margaritaville is a new 55+ community in Daytona Beach, inspired by the lifestyle and music of Jimmy Buffett.
Amenities include a fully outfitted gym / Spin Room, aerobics room with virtual personal trainer, indoor whirlpool spa and lap pool, Latitude Town Square where youll find the Bandshell with live music, The Last Mango Theater includes a banquet hall with stage for performances and dancing, Barkaritaville Pet Spa, Coconut Telegraph Business Center, Latitude Bar & Chill Restaurant, Changes in Attitude Bar, Paradise Pool with beach entry, cabanas, and tiki huts, plus, an amenity that you dont see every dayyour very own private beach club!
Find Everything Youre Looking For In A 55+ Community At Hyde Park Near Downtown Winter Garden Fl
If youve always dreamed of spending your retirement in sunny Florida, then look no further than Hyde Park, an active 55+ community on the doorstep of Downtown Winter Garden. Our location alone makes our community the ideal place to call home. When you live here, youll be able to travel by golf cart to the many shops and cafés of Winter Gardens historic downtown district you wont even need to get in your car! Plus, with Orlando only a few miles to the east, youll discover that some of the worlds most famous theme parks and tourist attractions are only a short drive away, which means youll have no trouble finding things to do when your relatives come for a visit.
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Kings Point In Delray Beach
- Price Range: Low $100ks Mid $100ks
- Number of Homes: 7,200
- Age Restrictions: 55+
If youre looking for a low-maintenance lifestyle, you may be interested in Kings Point in Delray Beach. It also offers plenty to do. Plus, youll be surrounded by shopping malls, healthcare facilities and golf courses.
You life here will likely center around activities at the Flanders Clubhouse. And if you really want to lean into your golf game, you can check out the exclusive 18-hole golf course. Residents also frequent several clubs including a glee club. Several people take advantage of the Kings Points proximity to the Atlantic Coast line and make frequent trips to the local beaches.
Homebuyers are restricted to resale homes. Each offers around 601 to 1,563 square feet of living space.
Watersong At Rivertown St John’s Fl
904-337-4856
Located in the amazing master-planned community of RiverTown, Watersong at RiverTown is an active adult community of 800 attached villas and single-family homes. Residents here enjoy access to their own private community clubhouse, resort-style pool, and fishing pier. They can also find plenty to do in the larger RiverTown community.
Watersong at RiverTown offers multiple options for attached villas and single-family homes.
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The Palace Group Miami
Miami is home to numerous beaches, nightlife, and entertainment venues but is it a good place to relocate if you are retired? Yes! The Palace Group features nearly 17% of their population over age 65 and has an average home price of just over $407,000. This location is perfect for the creative types who enjoy art, culture, and museums.
Residents can head to the local Wynwood and Design districts in the bustling city of Miami to check out antique shops, local boutiques, coffee shops, craft beer breweries, car dealerships, and local artists. Not to mention, if you dont enjoy walking, you can ride for free on public transportation if you are over the age of 65!
Residents love the fitness center, heated pool, community activities, and special events within the gated community.
Standout Feature: Proximity to downtown Miami
Founding Date: 1980
Cresswind At Pga Village Verano Port St Lucie Fl
772-345-5041 | Website | Request more information
Cresswind at PGA Village Verano is a community of 249 single-family homes that is located right in the heart of Floridas Treasure Coast near Port St. Lucie. The large collection of amenities here includes access to the 27,000 square foot clubhouse, indoor and outdoor pools, a state-of-the-art fitness center, a dog park, and an enormous pickleball complex.
The homes at Cresswind at PGA Village Verano are available in four different options that range in size from 1,571 square feet up to 2,576 square feet. All of the homes are ranch-style homes that utilize energy-efficient designs.
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Del Webb Oasis Winter Garden Fl
Del Webb Oasis is the next big thing. Coming soon to Winter Garden, this 55+ community is offering single-family homes and villas for residents who want to live in a brand new community.
One of the biggest selling points of a brand new community is that you are going to get a full selection of brand new amenities. This community is slated to include a 14,000 square foot clubhouse that will be situated to provide an excellent view of theme park fireworks.
Del Webb Oasis will be offering a selection of single-family homes and villas.
Is The Community Able To Keep Up With Future Growth

Is there sufficient infrastructure, wise planning, and expandable space to grow as needed? What if the interests of the community shift over time? If the community has been established for years, are there long-range plans to repair and replace key infrastructural components like water lines and local streets? These responsibilities may fall within the purview of your village or community rather than in the city where you reside. Be sure you know who is responsible for these decisions and their costs.
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Harbor Isle Anna Maria Sound
This gated community for 55+ residents is ideal for people who want tropical beach living, low-maintenance daily life, and extensive floor plan options. With over 17 floor plans to choose from, you can decide if you want a studio, single-room apartment, family home, or condominium while you gaze out on the crystal blue water!
We love the private beach, luxury amenities, clubhouse, and lounges to socialize and meet your neighbors. For those who enjoy being outside, watching the boats pass by, and minging by the outdoor pool and fire pit, Harbor Isle is a little slice of heaven that all retirees will enjoy.
Standout Feature: Lower price
Costs: Median Mortgage Cost $1,461, Median monthly rent $1,154
American Village Palm Coast Fl
302-3002 | Read Our Overview
American Village is a 55+ gated home community nestled in the heart of Palm Coast, FL. In this community of 45 homes and 96 condominiums, youll be able to enjoy time with your friends by the pool, relax on the sundeck, socialize in the cabana, or maybe just delight in an easy stroll with your furry friend to the dog park.
American Village is close to many golf courses, tennis and pickleball courts, as some fantastic Florida beaches.
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Latitude Margaritaville Watersound Watersound Fl
464-4753 | Website | Request more information
Latitude Margaritaville Watersound is another Jimmy Buffett-style community that is located about halfway between Panama City Beach and Miramar Beach. In addition to all of the standard Margaritaville amenities, residents here will also enjoy access to some of the best beaches along Floridas Gulf Coast.
The smallest homes at Latitude Margaritaville Watersound are called Cottages that range in size from 1,204 a/c sq. ft. to 1,466 a/c sq. ft.
The next size up are Villas that range in size from 1,503 a/c sq. ft. to 1,862 a/c sq. ft. After that there are two different collections of Single-Family Homes which max out at around 2,500 sq. ft.
At the time of this writing, home prices range from the $200ks to the $400ks
Bear Creek An Active 55+ Community In Fun
Bear Creek is one of Central Floridas most active 55+ communities. And yet, it isnt just a place to live its a lifestyle. As a resident of our tight-knit retirement living community, youll have unlimited access to a tremendous selection of amazing amenities and can take part in virtually countless resident activities. Our manufactured home community has not one, but three clubhouses, each with its own pool and whirlpool spa. Spread among our fully appointed clubhouses are a large stone fireplace, comfortable gathering places, a dance floor and bandstand, billiards room, shuffleboard, tennis and pickleball courts, horseshoes, state-of-the-art fitness center, aerobics room, and much more. You can also take a stroll on our stunning nature trails that meander through Bear Creek or play some golf on the adjacent public course. No matter your interests, youre sure to make fast friends with many other like-minded residents of our 55+ community.
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Palms At Serenoa Clermont Fl
352-404-7261 | Website
Located just west of Orlando, Palms at Serenoa is a gated community of 570 attached villas and single-family homes that began construction in 2018. Residents here enjoy access to amenities like a community clubhouse, fitness center, resort-style pool, and more than 16 acres of parks and green spaces around the community.
The attached homes at Palms at Serenoa are a 1,608 square foot floorplan with two bedrooms and two bathrooms. The single-family homes range in size from 1,402 to 2,034 square feet and come in six different models.
Del Webb Naples Ave Maria Fl
842-9643 | Website
Del Webb Naples is a massive community of 2,000 attached and single-family homes located in the even larger master-planned community of Ave Maria. Residents here can enjoy amenities like the 12,000 square foot Oasis Club and the Panther Run Golf Club, plus they also have access to a number of additional amenities in the Ave Maria community.
Homes at Del Webb Naples range in size from 1,438 to 2,611 square feet depending on whether you are looking for a smaller attached villa or a larger single-family home.
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Century Village At West Palm Beach
- Price Range: Below $100ks High $100ks
- Number of Homes: 6,500
- Age Restriction: 55+
With several homes selling for less than $100,000, its no surprise that Century Village at West Palm beach is a popular destination. Homes are available on a resale basis only. However, this age-restricted community offers a range of amenities.
The 92,000-square-foot clubhouse houses everything you need to stay active, from a fitness center to an indoor resistance pool. You can also enjoy a game room and a party room where a number of clubs get together. And to meet your entertainment needs, the clubhouse also hosts a 1,221-seat theater. But theres even more. The place also houses four tennis courts and 39 shuffleboard courts. In addition, you can visit one of several public and private golf courses in the area.
And you have plenty of condominiums to choose from. Dimensions typically range from about 600 to about 1,500 square feet of living space.
Why Choose A 55+ Community

55+ communities typically offer a number of exciting amenities and social programs. Residents are drawn to features like:
- Luxury lifestyle amenities: golf courses, tennis courts, pools, fitness centers, walking paths, clubhouses, restaurants, bars, and sometimes much more.
- Secure, gated entries offering safety and piece of mind for both full-time and seasonal residents.
- An active calendar of social events – Holiday parties, themed dinners, golf tournaments, tennis and pickle-ball mixers, bridge, clubs for special hobbies and interests, guest speakers, and much more.
- Hassle-free exterior home maintenance, such as lawn care and landscaping, included in HOA dues.
- New construction homes which are energy efficient and require very little upkeep.
- Well-maintained common areas, architectural standards, and other aesthetic features.
- Neighbors who are friendly and social.
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Del Webb Nocatee Ponte Vedra Fl
543-3927 | Request more information
Del Webb Nocatee is a new 55+ gated community in Ponte Vedra, which is in Northeast Florida, just minutes from Jacksonville and St. Augustine, and about 4 miles from pristine beaches.
The Canopy Club will will offer luxury amenities just a golf carts drive away, including a zero-entry pool, pickleball courts, fitness studio, and even an onsite Tavern & Grill with private wine lockers.
Cons/disadvantages #: Rules Regulations And More Rules
Almost every 55+ retirement community has a home owners association or other entity that collects the fees and dues required to run the community . This HOA as they are commonly known is also responsible for enforcing the rules and regulations of the community, such as verifying that residents qualify to live there because they are at least 55 years old.
However, there can be 100s of pages of rules and regulations that you must obey when you buy in a retirement community. The rules tell you what you can do with your home and regulate what you can and cannot do in the community while using the amenities that you pay for. Most seniors will agree with most of the rules. The trouble starts when you dont agree with a rule, break it and the HOA comes down on you, possibly imposing a fine. Even if you read each and every rule and regulation before you first purchased in the community, the rules are subject to change and they usually do.
Bottom Line: Make sure you receive a copy of the rules and regulations of the retirement community and read them before you get to the point you cant back out of a sale without losing your deposit money, if you find rules you cant live with.
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Four Seasons At Orlando Kissimmee Fl
407-705-3103 | Website
Four Seasons at Orlando is a gated community of 557 single-family homes that is located in Kissimmee, Florida, just south of Orlando. Amenities here include a 14,000 square foot clubhouse with a state-of-the-art fitness center and an arts and crafts room, as well as an outdoor swimming pool, pickleball courts, and access to the 18-hole Mystic Dunes Golf Club.
With eleven different floorplans available, there are plenty of options to be had at Four Seasons at Orlando. Those plans range in size from 1,428 to 2,328 square feet.
Cypress Falls At The Woodlands In North Port Florida
Although Cypress Falls is the smallest community on ourlist, it certainly has much to offer. Opened in 2005, Cypress Falls has over700 homes available from $150K to $300K. This community has been said to have aconsiderably lower crime rate than the national average, which can be veryimportant in retirement communities.
Living here will make you feel like youre constantlysurrounded by friends. You can enjoy the fitness center, ping pong and cardtables, barbecue pits and more. Cypress Falls also provides you with your ownpersonal garden plot where you can plant your favorite flowers and show offyour green thumb.
Whether youre looking for an active lifestyle or a relaxedone, you are sure to enjoy any one of these retirement communities. Whendeciding which is right for you, perhaps make a pros and cons list of each oneto narrow down your choices. Once you have two or three, visit them and take atour of the community to make your final decision.
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