Cost Of Living & Taxes
One of the benefits that 55+ residents appreciate is that there is no sales tax or social security tax. However, other retirement income is taxed at your top income tax rate. Property tax is assessed at 100% market values. However, homeowners 62 and older may delay paying property taxes based on certain income criteria. There are four income tax rates that vary from 5% to 9.9%.
Medicaid Waivers In Portland
OR Aged and Physically Disabled
The OR Aged and Physically Disabled waiver provides case management and transition services for adults who are 65 and older and for younger adults with disabilities. This waiver serves individuals who are living in a healthcare institution and would like to transition back to the community.
Plan K is a Community First Choice program. This Medicaid 1915 waiver provides in-home supports that help Medicaid-eligible adults remain in their own homes as long as the services arent covered by Medicaid.
For both of these waivers, beneficiaries who are losing their eligibility status can qualify for Extended Waiver Eligibility. This clause provides ongoing care to individuals who have a high risk of hospitalization or institutionalization within 30 days if their Medicaid Long-Term Services and Supports end. To learn more about these waivers, call the Oregon Department of Human Services at 945-5600.
What Is A 55+ Community
A 55+ community in Portland is different from independent living. A 55+ community is open to anyone who is 55 or older and lives independently. These are usually neighborhoods of smaller homes or apartment buildings. A 55+ community does not offer things that an independent living facility offers, like housekeeping or medical needs. However, many senior living communities offer landscaping and fun, planned activities, and various amenities, with the rest of the neighborhood.
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Best Small Towns In Oregon
Some of the most favored towns in Oregon are small to medium sized communities that offer a mix of the great outdoors with a close proximity to the city. Some towns are resort-like in nature while others are rustic gems from the Wild West. No matter what kind of town you are drawn to, one thing is clear Oregon has something for every heart and palette.
Regency Park Assisted Living
Located in Portland’s beautiful West Hills neighborhood, Regency Park Assisted Living offers assisted living and memory care services. Caring, attentive staff are on site 24 hours a day, and seniors are provided with a medical alert device they can use to contact caregivers from anywhere in the community. Life enrichment programming includes daily social groups, walking clubs and games to help seniors stay active, and scheduled transportation to local medical clinics is included.
- Three home-style meals served daily plus snacks
- Family support group meetings
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Attractions For Seniors In Portland
The citys climate of wet and cool, sometimes chilly, winters and dry, warm summers makes it the ideal location for growing roses. Washington Park is west of downtown Portland and features the International Rose Test Garden, the Oregon Zoo and the Portland Japanese Garden. Seniors who are thinking about retiring to Portland retirement homes will be pleased to note that the city also offers an abundance of shopping options. Many large department stores are located in the downtown area. For a different experience that highlights the diverse cultures of the city, shoppers can enjoy the Portland Saturday Market. Every weekend, beginning in March and ending at Christmas, goods, such as Tibetan imports, artisan crafts and more are sold.
Oregon’s Premier Active 55+ Community
Welcome to Horizon Village
Perfectly situated near downtown Grants Pass and the hospital, Horizon Village is a beautiful community of professionally designed duplexes and single-family homes. Built specifically for independent, active adults over the age of 55, Horizon Village is not your typical Oregon retirement community.
What makes Horizon Village special is our awesome location, worry-free living, and an amazing sense of community. Not only are all of our homes uniquely designed with your comfort top-of-mind, but we’ve also made sure that all of the most important amenities are included. Not in the mood to stay in? No problem. Horizon Village is perfectly nestled among Southern Oregon’s main attractions and picturesque surroundings, putting nature at your doorstep.
Combine this stress-free lifestyle with a community of like-minded and friendly neighbors, and it’s no wonder why Horizon Village has quickly become Oregon’s best independent 55+ living community. So pack up those golf clubs, grab Fido, and start enjoying life!
“I’ve been here 6 years, and I can’t imagine living anywhere else. I love the people, the view from my deck, and if ever any maintenance is needed, it’s always taken care of quickly. I love Horizon Village!”
“Horizon Village fits me perfectly. I love the home and everyone respects my privacy. I have a full life with friends and family, and I don’t have to worry about taking care of a huge house.”
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Portland Area Communities For Active Adults
Portland is a town with something for everyone. Active older adults especially love its accessibility. Whether by use of its #1 rated Transportation System on foot or by bike. Theres a lot to explore with 1250 bike and walking trails in some of the most beautiful parks and forested areas in the country. The Portland area communities for Active Adults offer the best in retirement living in one of Americas prettiest cities.
In fact, AARP recently said this about Portland With top-notch parks and transportation systems within easy walking distance the city is an inaugural member of AARPs Network of Age-Friendly Communities. Notably, AARP put Portland on its 2015 lists of Most Livable Cities and Easiest Cities to Get Around in. For those who like to get their walk in while putting around the course Golf Digest says Portland is home to two of the top 75 public golf courses in the country.
If you love the peace and beauty of a garden, Bridgetown has some of the best. The Portland Japanese Garden the Chinese Garden, the International Rose Test Garden and the Crystal Springs Rhododendron Garden are all within city limits . Also, the Oregon Garden is in nearby Silverton. There are museums, galleries, the symphony, ballet, traveling Broadway shows and the Oregon Zoo. Furthermore, there is great shopping and farm-to-table dining available in this town.
+ Communities In Oregon
Retirenet.com is the top site to find Oregon 55 Plus Retirement Communities and Retirement Homes for active adults considering retiring to Oregon. Searching for 55 Plus Retirement Communities and Retirement Homes on Retirenet.com is simple and easy. You will find many communities and homes to fulfill your retirement dreams. All retirement options are available including golf course living, new home communities, waterfront homes, condominiums, villas, manufactured home living and more. Your perfect place to retire is just a few clicks away.
You can narrow your search by selecting any of the Community Amenities listed here.
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The 10 Best Assisted Living Facilities In Portland Or
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Portland Oregon Retirement Communities:
This is an urban walkable city. See more about Portland in our Expert Interview.
- Mirabella Portland Pacific Retirement Services affiliated – Upscale Continuing care community – there is one also in Seattle – beautiful high rise building in downtown South Waterfront area with all healthcare services and focus on wellness – streetcar near entry to building for all downtown amenities.3550 SW Bond Ave., Portland – 503-245-4742
- Touchmark in the West Hills – Rental cottages, garden homes and apartments with view of the West Hills. Also, licensed care is located in Building 2. The 14-acre site includes vineyards and winery. Walking trails and lakes. Clubhouse, pool and fitness. 3 miles to downtown Portland. Fee includes meals, etc. .Barnes and Leahy Roads, Portland – 503-389-5320
Tips On Planning A Comfortable Retirement
- If youre nearing retirement age, you may want to take a close look at your 401 plan, individual retirement account or other retirement savings vehicle. Make sure its properly funded and your investments are performing well. You may also need to start taking required minimum distributions soon.
- Anytime youre making serious retirement planning decisions, you should contact a financial advisor for expert guidance. If youve never worked with one, we can help. Our SmartAsset financial advisor matching tool with pair you with up to three financial advisors in your area. You can screen these individuals and review their credentials before deciding to work with one.
Benefits Of Living In A 55+ Community
When you go to live in an active retirement community, there are a ton of benefits! For one, there is a strong sense of community. They offer planned activities and host get togethers so you can get to know the rest of the neighborhood. The community association also offers plenty of benefits, like pools or gyms. You can get resort-style living that also provides you peace and quiet. Without all the young kids and teenagers around, those residing in a Portland 55+ active community wont have to worry about loud music, parties, and people staying up late.
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Information About Retirement Communities In Portland
Seniors considering a move to Portland retirement communities will find a large and diverse city that offers many benefits to its residents. The 29th largest city in population in the United States, Portland boasted a population of 583,776, according to the census conducted in 2010. Located near where the Columbia and Willamette rivers converge, Portland is Oregons most populous city. Incorporated in 1851, this city was occupied by Upper Chinook Indians before Europeans began to trickle into the area.
How Much Does Home Care Cost In Portland
Portland is consistently one of Oregons most expensive metropolitan areas based on the cost of in-home care. Homemaker services in the city cost $5,339 per month, which is well above the state and national averages of $4,862 and $4,004 respectively. Outside Portland, monthly home care costs in Oregon range between $4,385 and $5,140.
Portland is slightly more expensive than Salem, Bend and Corvallis, which have average monthly costs around $5,140. Its also moderately more expensive than Albany and Medford where costs are at or below the state median of $4,862. In Eugene, which is one of the more affordable areas, homemaker services cost almost $1,000 less per month when compared to Portland.
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Top Medical Facilities In Portland
According to the U.S. News report on hospitals, the metro area of Portland, which includes Vancouver, Washington, Hillsboro, Oregon and Beaverton, Oregon, boasts seven that are ranked highly. Oregon Health and Science University, a 534 bed teaching hospital, performed more than 28,000 inpatient and outpatient surgeries for the latest year data was collected. Top ranked in ear, nose and throat care, this hospital was also ranked as high performing in geriatrics, pulmonology, cardiology and heart surgery, among other specialties. With 249 beds, Legacy Good Samaritan Hospital performed more than 15,000 outpatient and inpatient surgeries the last year data was available. This hospital is ranked as high performing in the following specialties that might be of particular interest to residents of Portland retirement communities: cancer, geriatrics, diabetes, endocrinology and urology.
Pacifica Senior Living Calaroga
Pacifica Senior Living Calaroga is an independent and assisted living community located in a bustling mixed-use area of Portland just east of the I-5. There’s a streetcar stop just steps from the front entrance, and residents can book a ride in the community courtesy car seven days a week. Awake staff members are available 24 hours a day, and seniors can shop for snacks and small gifts at the resident-operated sundry shop. Many of the spacious apartment suites feature stunning views of downtown Portland, and each is equipped with a refrigerator, balcony or patio, walk-in closet and electronic thermostat.
- Wheelchair-accessible showers
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Hawthorne Gardens Senior Living
Nestled in Portland’s tree-lined Belmont neighborhood, Hawthorne Gardens Senior Living is a peaceful, supportive community with assisted living and memory care services. Common areas include a fireside lounge complete with a baby grand piano, snack bar and big-screen television, and meals are served in the bright, restaurant-style dining room. Each suite is equipped with individual heating and cooling controls along with an emergency call system so seniors can connect with on-site caregivers at any time.
- Multiple outdoor seating areas
Top 10 Cities To Retire In Oregon
Percentage of the Population Over 65: 18.1%
Median Home Value: $117,800
Most Recent Annual Number of Violent Crimes: 85
Most Recent Annual Number of Property Crimes: 674
Number of Hospitals Within 25 Miles of the City: 2
Ontario is a charming community on the Oregon and Idaho border. This fantastic town is great for retirees who want to save money during their retirement, have easy access to Boise, Idaho, and engage with sublime scenery. If youre looking to enjoy the great outdoors, Ontario is the perfect pace for you!
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What Is Special About Ashland
The Oregon Shakespeare Festival and its 400,000 visitors is the biggest thing in Ashland. The University of Southern Oregon. There are many other festivals and theatres. Lithia Park is a 100 acre park that was designed by John McClaren, designer of San Francisco’s Golden Gate Park. Ashland’s location in the Rogue Valley is another plus. CNN/Money rated Ashland #16 on its list of the Best 25 Places to Retire. Ashland is a very walkable town.
Overview Of Oregon Retirement Communities
Oregon retirement communities offer a wealth of possibilities for those who want to spend their golden years in a state that offers picturesque views and ample activities. The relatively mild climate features constant precipitation along the coasts, while many inland areas are left relatively dry. Oregon features plenty of natural scenery and recreational opportunities. Retirees can enjoy relaxing on a boat in Crater Lake or hiking around Mt. Hood. One is never too far from entrainment, whether taking in a play at the Oregon Shakespeare Festival in Ashland or visiting one of 300 wineries around the state. Having no state sales tax, the state of Oregon makes a lot of economic sense for those on a fixed income.
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Central Oregon Retirement Communities
- The Falls at Eagle Crest Resort – Located minutes from Bend andRedmond. Single family homes. Championship golf, miles of scenicwalking, unlimited recreational activities in area. Lots and homes. Also fractional ownership at resort. See local Realtors for resales.541-548-9300
- Touchmark at Mt. Bachelor Village – Bend – On 25 acres. Near ski resort and golf clubs. Central Oregon is not rainy like the coast. 4-season climate and sunny days that are great for golfers. Assisted services also available. 19800 SW Touchmark Way, Bend – 541-316-8445
Medicaid Program In Portland
In Portland, Medicaid benefits are provided through the Oregon Health Plan. This entitlement program covers the cost of health, dental and psychiatric care for low-income residents, including children, adults and seniors. Individuals who are over 65 or who require skilled nursing may qualify for long-term care benefits and other services provided to the aged, blind or disabled.
To qualify for traditional Medicaid, adults must earn less than $1,436 per month if applying individually or less than $1,945 if applying as a couple. However, these requirements are slightly looser for disabled adults and seniors who meet special eligibility requirements.
In Oregon and many other states, Medicaid applicants who require long-term care can earn up to 300 percent of the monthly SSI Federal Benefit Rate. For 2019, this limit is $2,313 per month. Additionally, applicants must have less than $2,000 in countable assists if applying individually or up to $4,000 in assets if applying jointly.
Individuals who have more than $2,000 in nonexempt assets can sometimes qualify for Medicaid by establishing an irrevocable Miller trust. Regulations also allow nonapplicant spouses to keep up to $123,600 in nonexempt community assets. Plus, the following assets are excluded by the government:
- A primary household vehicle
- A primary residence worth up to $572,000
- Personal effects and household furnishings
- A life insurance policy with a cash value up to $1,500
- A burial fund worth up to $1,500
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Woodburn Estates & Golf Lifestyle
This established community offers a traditional country club lifestyle with affordable homes in a tight-knit atmosphere. Residents can participate in many golf tournaments throughout the year as well as cookouts and private member parties. A variety of established special interest groups welcome newcomers warmly. These include table tennis, quilting, piano, choir, woodworking, and painting. While residents are quite self-motivated, a full-time activities director is on hand to round out everyone’s activity calendar.
Courtyard At Mt Tabor
Nestled at the foot of Mount Tabor, the Courtyard at Mount Tabor is an upscale, resort-style community that offers seniors the ideal mix of support, privacy and pampering. Common amenities include a beautiful health club and spa staffed by a certified personal trainer, and there are multiple dining areas serving freshly made meals. There’s a nondenominational chapel that hosts a number of weekly services, and plenty of comfortable nooks where residents can rest and visit with neighbors. Movie screenings are held in the on-site theatre, and the Reservoir Lounge is a great place to relax and enjoy a drink with family and friends.
- Some units feature private patios
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