The Devils In The Details
Dont assume anything when accepting employee benefits. Its critical to scour the details of your coverage so you know exactly what youre receiving. Some companies can be misleading with their benefits offerings, using clever wording and legalese to make their benefits packages more appealing than they are.
For example, not all healthcare plans offer the same level of care and support. You may get access to a healthcare plan through work, only to have a sky-high deductible, which defeats the purpose of having coverage in the first place.
Read over the details of your plan carefully, check out online reviews, and speak with other employees and HR reps to understand your coverage and eligibility details.
Become A Virtual Assistant
If youâve got a thing for admin work and like organizing and managing emails, being a virtual assistant could be the side hustle for you. Youâd basically be a personal assistant that helps businesses or individuals manage several tasks online.
As more and more people have their own website, more people need assistants to help with daily tasks, social media, and overall website management.
Some VAs make a decent $50 per hour, and starting out it is a pretty good job that pays $20 an hour without a degree.
Drive Other People In Retirement
If youve ever found yourself in need of a quick ride, you may have turned to Uber, the anytime, anywhere ride-hailing service that has gained enormous popularity over the last several years. But have you ever considered becoming an Uber driver? Requirements for being an Uber driver in most cities are: You must be legally able to drive and have at least one year of driving experience , own a car, and pass background and driving checks. If you meet the requirements, you could earn cash by driving people around in your free time.
Uber at one time said drivers average earnings per hour are about $19 some observers have estimated its far less than that. And dont forget to factor in the costs associated with using your own car, such as gas, maintenance, insurance and cleaning. Also, your earnings depend upon how much you work and how many rides you give, among other factors.
Ubers biggest ride-share competitor is Lyft. Like Uber, Lyft has age, vehicle and background-check requirements for drivers.
If you dont want to buy into those platforms, check local car dealerships. After my dad retired, he worked part time as a shuttle driver at a local car dealership. It got him out of the house, around people and new cars that he loves so much. Oh, and the pay was a nice bonus.
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Should You Look For Part
With the average bronze health insurance premium costing $331 per month, according to Kaiser Family Foundation, health insurance could be out of reach for people who cant get it through a full-time employer.
While you could start a side hustle or work a weekend job in your pursuit of how to make extra cash, seeking a part-time job to get health insurance can be a smart option for people who cant find or commit to a full-time job but who also dont want to cover health insurance premiums out of pocket. You may also be interested in benefits a side hustle can’t provide you, like a retirement plan or tuition reimbursement.
People who fall into this category could include:
- Freelancers or self-employed workers who are growing a business
- Full-time college students working toward a degree
- Job seekers who are looking to cover the gap in health coverage
- Side hustlers looking for a side job with perks
- Parents who want to work fewer hours
- Workers with an illness or health condition
- Early retirees who have quit traditional employment
Finding a part-time job with health insurance means your health care doesnt depend on full-time employment. When you’re more interested in how to get health insurance than how to make money, one of these jobs may be right for you. This list above is a great way to kickstart your search for part-time jobs with health insurance.
What Is A Good High Paying Part
There are many high paying part-time jobs in different industries. For example, some part-time positions that pay well above the minimum wage include:
- Computer support/tech support specialists: The Bureau of Labor Statistics indicates that median wages are $26.33 per hour. If you have the knowledge, you can offer your services part time and command a high wage.
- Exercise trainers/fitness instructors: According to the bureau, the median hourly wage for trainers and instructors is $19.42. Again, you can often teach classes or arrange meetings with clients on your own schedule.
- Medical transcriptionists: The median average salary for this profession is $16.05 per hour according to the bureau and many people can do it from home.
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Golf Course Marshal Or Ranger
After spending lots of time on golf courses over the years, seniors and retirees might relish the idea of giving back to the sport and making a little money doing it.
Golf course marshals keep fans quiet for players shots, look for stray balls, help spectators and generally help make sure things are running smoothly all over the course.
Search for golf course marshal or ranger jobs at Indeed and ZipRecruiter.
Nonprofit Worker You Might Not Make Much Cash But Youll Make The World A Better Place
Many women over 60 want to do something meaningful with their lives in retirement. Idealist.org is a good source of part-time jobs for retirees, depending on your skill set and your location.
Non-profit jobs can be competitive, so you also might consider volunteering to get started. Then, once you have a foot in the door with the organization, you can transition to paid work.
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Finding The Ideal Part
If youre looking for an ideal part-time job in retirement, I hope Ive expanded your horizons somewhat with this list. So much has changed in a few short years, and today, there are more options available to seniors than ever before. Of course, not all of these will be the right fit for everyone. I recommend narrowing down the list by choosing jobs that are the best match for your skill set, experience, and your desired lifestyle. The best plan is to just start. You might be surprised by how things work out.
Tom Drake is the consumer and credit expert at Retire Happy, sharing his knowledge on the best ways to get the most for your money. Whether it’s credit cards, banking products, or travel tips, Tom shares his insight as a financial analyst and as the writer behind the award-winning MapleMoney.
Become A Bartender In Retirement
Are you a skilled mixologist at your home bar? Why not take it to the streets. Make that a restaurant, juke joint, casino, fancy hotel bar you name it.
As increasingly more bars are moving to full capacity again, there will be more of a need for bartenders. I dont have to tell you what a bartender does, but the more skills you bring to the table, the better, and those skills include being social, quick on the draw and a deft touch.
Salary.com notes that bartenders make on average approximately $22,000 in the U.S. and as high as $26,400. The perks: Hey, good bartenders are tipped well.
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Do What You Used To Do Just Less
Many people transition into retirement by scaling back in their current role going from a full-time, five-day per week job to working maybe just two days per week. If youre planning for retirement, talk to your employer about setting up a transitional role down the road for whenever you plan to make the transition. They may want you to continue working as a consultant or just on a project basis, especially if your expertise and experience would be valuable to current employees.
You can also reach out to former clients, partners and other professional contacts about this type of part-time work as many companies are often looking for people with experience in and a solid understanding of their particular industry or services.
Retire On Your Own Terms
The best part-time jobs for retirees are the ones that naturally excite you.
Your career doesnt have to be over when its time to retire. Yet its a great time to leave the stress, extra responsibility, and rigid schedule behind.
There are many ways to make money and stay engaged outside of a traditional 9-5 role.
Whether you want a job that can be done from home or one where you get out into the world, we hope our list of retirement job ideas inspire you to live an amazing retired life.
Which part-time jobs are most exciting to you and what new ideas did you come up with that arent on our list?
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Start A Landscaping Company
Landscaping is a great way to make extra money and enjoy the sun while doing so. For the majority of my life, I have made money cutting grass, trimming shrubs, planting trees, and mulching for people on the side.
This was made possible by my flexible teaching schedule and all the years working in the yard with my mom. In a matter of hours, you can make some good money on the side landscaping. For the full details, I list exactly how to go about creating a landscaping gig here.
If starting a company doesn’t suit your fancy and you’re like me and you are a teacher, you can always work at a golf course in the summer or check out another teacher side hustle.
Substitute Teacher Or Aide
When youre interested in working with children and want to work on your schedule, consider a job as a substitute teacher or aide. At many school districts, you dont need a degree in education to get hired.
Once youre hired, youll be able to choose to accept an assignment based on your availability. In addition to teacher positions, there are many other school job options which include food service and cafeteria positions, bus drivers and monitors, and administrative jobs.
Pay: According to Glassdoor, substitute teachers earn an average annual salary of $28,003.
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Companies That Offer Part Time Jobs With Benefits In 2022
Disclaimer: This post may contain affiliate links. Please read my disclosure for more information.
Part time jobs with benefits have been notoriously hard to come by. With the high cost of health care, this can be really frustrating for anyone whos working less than 40 hours a week.
However, there are actually companies out there that offer benefits with part time jobs. These arent all high paying jobs, but some of these benefits can add serious value. This makes them great options if youre in college or hoping to work a part time job to earn extra money.
Get Freelance Work In Retirement
Plenty of media, corporate and nonprofit websites are looking for freelancers to write, edit or design content for an average of $30 to $70 per hour, according to the website Freelancewriting.com. Freelancewriting.com and Freelance Writing Jobs provide a long list of freelance writing opportunities culled from several top sites, along with advice and tips for freelance writers. Freelancer.com offers a wide variety of freelancing jobs in categories such as design, media and architecture or writing and content. For $14.99 a month, you can join Mediabistros MB Unlimited to post your qualifications and get support for your endeavors. Krop is a useful site for developers and designers, but it, too, posts jobs for copywriters and copy editors.
If you fancy yourself a skilled photographer, you can also earn extra cash by selling photos to stock art sites such as and Shutterstock. At both sites, you must apply to be a contributor by submitting samples of your photos, illustrations, videos or audio. If approved, youll earn royalties when your files are downloaded by paying clients. Getty Images royalty rates are 20% for still images and 25% for video clips. iStock royalty rates start at 15% for photos and 20% for videos and illustrations. If you sign as an exclusive contributor to iStock, you can earn between 25% and $45%. Shutterstocks royalty payouts are between 15% and 40%.
Become An Adjunct Professor In Retirement
If you were a professional in your career job, colleges and universities are always on the lookout for adjunct professors or lecturers. Some may require a masters degree others just a college degree and professional experience to share with students. I taught visual and print journalism at two esteemed J-schools one required a masters degree, which I have for 10 years while holding down a full-time job.
The side hustles added several thousand dollars to my annual household income, and, more, it was richly fulfilling to work with students eager to learn. How do you get an adjunct teaching job? Reach out to community colleges, colleges or universities where you live. Depending on your specialty say, accounting contact the department head in that particular school and inquire about becoming an adjunct.
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Become A Restaurant Host In Retirement
If youve been out and about lately, especially at restaurants, now that things are opening up, you see the sad truth: Theres a critical shortage of restaurant staff, so much so that restaurants around where I live are cutting back on their operating hours, the number of days theyre open, their menus, and more at a time of year theyre typically expanding their hours. Theyd love seasoned personnel, and retirees fit that bill.
If youre not one to keep food orders straight or carry trays of hot food, consider becoming a restaurant host. Here, youll take reservations, meet and greet diners, and more. The average salary is about $28,000, according to Glassdoor. But with the shortage of staff, some restaurants are offering higher pay and bonuses to lure employees. Perks include free food in some restaurants. You may also take part in sharing tips. And if youre in resort areas, such as Myrtle Beach, S.C., and Fort Myers, Fla., jobs may be even more plentiful. So might the perks.
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Become An Usher In Retirement
Now that COVID vaccinations are well under way, many professional sports stadiums and concert venues are starting to open up. If youre comfortable moving through crowds — many arenas are requiring patrons to show proof of vaccination — ushering for pay and perks may be the way to go.
According to Salary.com,full-time ushers can earn anywhere from $17,352 to $25,804 a year, with the average annual pay of $21,000. As for the perks, a friend who ushers in retirement at Nashvilles Bridgestone Arena has seen some amazing concerts — and got paid for it. Naturally, movie theaters, performing arts venues and sports stadiums are the biggest employers of ushers.
Get Insurance 401 And Other Good Benefits Working A Part
Find Part-Time Jobs With Benefits
Benefits, such as health and dental insurance, 401, and even tuition assistance, are often perks limited to full-time employees only. Some companies, though, extend these benefits to part-time employees, too.
Recently, personal finance blog PT Money created a list of companies that offer great benefits to part-time workers. These companies include everything from grocers to retailers to banks .
Check out the alphabetical list below to see if a part-time job at one of these companies would be a good fit for you.
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Cons To Part Time Jobs
- You spend your free time working
- Sometimes a part-time job can morph into a full time âlikeâ workload
- You won’t make as much money working by the hour
- Can be hectic managing a part time job with other responsibilities
- Can impact your tax situation in some cases
- Less time to do the things you enjoy
- Working on the side might create a short term mindset
Regardless of why you might need a part-time job, let’s dive in and explore the best options!
Use Tuition Assistance To Your Advantage
Working part-time can be challenging. Oftentimes, part-time workers have to work multiple jobs to get by. At the same time, job security can be nonexistent in certain companies. And part-time roles can sometimes be thankless and frustrating.
If the company offers resources like tuition assistance or professional development, use these tools to your advantage. Explore the offer to expand your skills and further your career.
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Grocery Shop For Others In Retirement
How about going grocery shopping and making money instead of spending money? You can do it as an Instacart shopper. You know the drill, because you likely have run into armies of Instacart shoppers while shopping for your own groceries: Instacart employees are shopping for, and delivering to, folks shopping from home or work.
You have two options when you wear the Instacart green: Just do the shopping as an in-store shopper and have someone else deliver. Or do the shopping and the delivering as a full-service shopper. As a full-service shopper, youre an independent contractor who must have access to a car. You choose your own hours and will shop and deliver orders. Instacart does not post salary levels, but Indeed.com says personal shoppers make around $17 per hour.