Best Places To Live Retire In Us


Pine Knoll Shores North Carolina

The Top 10 Best Places To Retire in the World

– Population: 1,343 – Median household income: $75,313- Owners: 89%- Renters: 11%

This community sits on the 25.4-mile barrier island of Bogue Banks, which is part of an area known for its white beaches and clear water called the Crystal Coast. With numerous water trails and a temperate climate, the coast is a paddlers paradise. The North Carolina Aquarium at Pine Knoll Shores offers a different kind of fun, as well as volunteer opportunities.

We Asked People What They Prioritize In A Place To Retire Then Ranked All 50 States Based On Those Priorities

One of the biggest questions in retirement planning is where to retire. Nearly 400,000 Americans moved states explicitly because of retirement in 2019 alone. And millions of Americans over 55 moved across state lines to warmer climates in Florida, Arizona, Texas, California, and other states typically thought of as retirement destinations.

Of course, deciding where to retire is more complicated than picking a state that has reasonable summers, mild winters, and plenty of sunshine. Even with a solid retirement fund, the cost of housing, healthcare, and other factors are still important.

To determine the best places to retire, The Motley Fool surveyed 1,500 Americans aged 55 and over about what they think the most important factors are when choosing where to retire.

The Motley Fool ranked all 50 states for retirement based on their responses.

What Do People Value In Retirement

Quality of life, cost of housing, healthcare quality and cost, crime, and public health are the most important factors Americans consider when deciding where to retire.

Resistance to climate change, the political environment, diversity and equality, proximity to an airport, and public transit are the least important factors.

Average importance of retirement factors

Quality of life

Public transit

Data source: The Motley Fool survey of 1,500 Americans age 55 and over, conducted December 2, 2021.

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North River Shores Florida

– Population: 3,874 – Median household income: $58,250- Owners: 84%- Renters: 16%

North River Shores sits on the banks of the North Fork St. Lucie River in Martin County. Among the attractions for residents are four waterfront neighborhood parks and a private boat ramp, all readily accessible in this low-population town.

– Population: 1,129 – Median household income: $131,071- Owners: 89%- Renters: 11%

This community created its Design Review Board to preserve, protect and enhance the ecologically and historically unique environment and aesthetic charm of the village. Residents are just minutes from Detroit and 30 miles from the Brighton Howell area, which has 123 miles of trails and 20 golf courses.

Best Small Towns For Retirees In America

10 Best Places To Retire Abroad In 2020

Many American retirees are looking to age in place, while others who have bid adieu to the workplace are seeking new locales. With no shortage of choices, how do they decide?

Some ways to narrow down the list include moving closer to grandkids or settling in a vacation spot that has generated family memories over the years. Folks who get the blues from high taxes and cold weather can find plenty of tax-friendly, warmer places to establish new roots. Those who want to stay active with outdoor recreation or by playing golf have their pick of communities near manicured club courses and the great outdoors.

Big cities have advantages, as do small towns with safe streets and quiet neighborhoods. Some of the best choices are idyllic suburbslike Piermont, New York, and Shenandoah, Texasthat are just minutes away from the business bustle and cultural attractions of big cities. As always, Florida tends to dominate retirement hotspot lists with its year-round warm weather and pristine beaches.

To help retirees considering a move, Stacker referenced Niches 2021 Best Places to Retire study, which lists 50 American small towns that offer the best retirement options. Niche made its determinations according to retiree representation, weather quality, cost and safety, access to healthy living, and a host of other factors. For each town on this list, Stacker included the towns resident population along with figures for owners, renters, and median household income.

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Port St Lucie Florida

Located on Florida’s southeast coast, this fast-growing city still maintains its relaxed style and range of affordable homes. There’s much to do outdoors, with the St. Lucie River, Port St. Lucie Botanical Gardens, St. Lucie Aquatic Preserve, and nearby Hutchinson Island, a barrier island just 12 miles off the coast. Golfers love the PGA Golf Club, and for baseball fans, there’s the New York Mets spring training season.

St Pete Beach Florida

– Population: 9,587 – Median household income: $76,516- Owners: 75%- Renters: 25%

Deemed the best beach in the country and the fifth-best beach in the world by Tripadvisors annual Travelers Choice Awards for Beaches, St. Pete Beach certainly has some bragging rights. The resort city attracts retirees from all over with its big-city amenities. For retirees desiring a social scene, there are plenty of shopping malls and dining options.

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Cheapest States To Retire

If you are looking to save some money while in retirement, start by choosing one of the cheapest states to retire. The following are a few of the cheapest states based on tax rates for retirees, cost of living for seniors, and health care costs.

Alabama is considered a tax-friendly state for retirees according to Kiplinger. This means that most senior benefits including Social Security and pension funds are not taxed by the state. In addition, homeowners who are over 65 do not have to pay property taxes to the state. Alabama doesnt have an estate or inheritance tax either. You will have to pay for sales taxes on food, personal items, and medicine, which is something to consider.

Arizona offers a cost of living for seniors that is nearly 4 percent lower than the U.S. average. It is little wonder that Arizona is home to some of the biggest senior cities in the nation including Peoria, Tempe, and Mesa. In fact, Kiplinger notes that Prescott, Arizona is one of the cheapest cities to live for seniors in Arizona, while still offering a goldmine of senior services and activities for retirees. Plus, Arizona offers some of the best weather in terms of sunshine and mild winters, which is why it is a hot place to go for senior snowbirds from northern states.

Here are some of the other cheapest states to retire to:

Forbes Compared More Than 800 Locales In America On Everything From Housing Costs And Taxes To Healthcare Air Quality Crime And Climate Change And Natural Hazard Risk These Are The Top 25 Cities For Retirees

What are Virginia’s Best Rural Towns to Retire or Buy a Home.

After30 years in Orange County, Calif., Rex and Barbara Scott picked up last year and moved to Sioux Falls, South Dakota. Theyre now a three-hour plane ride from their two kids and six grandkids in California, but Rex, now 66, and Barbara, now 62, found the economics of the move compelling. By selling their two-story, 4-bedroom, 2-bath house just a few miles from the beach and Disneyland for nearly $1 million, they were able to buy a slightly larger split-level house in Sioux Falls mortgage freeat a fourth the price per square foot, Rex figureswith plenty of cash left over to help finance their retirement in a lower-cost, lower-tax locale.

Barbara, who worked in human resources for a health care system , now happily puts in 25-to-30 hours a week as a grocery store clerk. As for Rex, after 20 years toiling away at Home Depot, he has returned to his first loveperforming in a musical group. In fact, the couple met 45 years ago in Sioux Falls, while Rex was a drummer and vocalist for a short-lived hard rock band, ROX, that was inducted last year into the South Dakota Rock and Roll Hall of Fame.

Not every sixty-something is looking to return to their rock n roll roots. But many baby boomers are now, as the Scotts were, sitting on huge gains in home equity that could provide a cushion in retirementif theyre ready to move to lower-cost areas.

Fargo, N.D remains the only city on the list for all 12 years weve put it together.


CON: Not very walkable

Larry Braun/Getty

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Whether To Work Or Retire These Communities Deliver On The Qualities We Most Want In A Hometown

AARP, November 29, 2021

What many of us have concluded is that our criteria are changing. Amid months of social distancing, we learned that space matters. According to a University of Vermont survey, 59 percent said the pandemic taught them that nature is integral to their well-being. At the same time, our reliance on technology and the internet has surged, and so broadband access has become even more important to daily life. More generally, trends show we want larger and more flexible homes, calmer environments, a palpable sense of community, but also 21st-century infrastructure.

Best Places to Live

Sioux Falls, South Dakota

Over the years, AARP The Magazine has regularly reported on great places to live on a modest income. But in our first assessment since the pandemic began, we knew we had to amend the criteria. AARPs Livable Communities team which provides support to local leaders to help make cities and towns best-suited for people of all ages and the AARP Public Policy Institute which publishes the popular Livability Index used by real estate agents and home shoppers nationwide worked with our editors to come up with 14 objective points of data by which to assess American communities in this new reality. From them, a set of communities emerged. It was full of surprises: a few big cities you might not expect to be retirement-friendly, and smaller towns that are hardly known outside their region.

Affordability Total Points: 25

  • Adjusted Cost of Living: Triple Weight
  • Taxpayer-Friendliness: Full** Weight Note: This metric is based on WalletHubs Tax Rates by State ranking.
  • Retired Taxpayer-Friendliness: Full** Weight Note: This metric measures taxation on retirement income, property and purchases, as well as special tax breaks for seniors.
  • Tax-Friendliness on Estate or Inheritance Tax: Full** Weight Note: This binary metric measures where a state has or does not have inheritance tax.
  • Annual Cost of In-Home Services: Half Weight
  • Annual Cost of Adult Day Health Care: Full Weight

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Safest Places To Retire In The United States

Retirement can be rewarding if you are well-prepared for it. If you have enough money, finished off all your financial commitments, and finally have plenty of time to do all the things you want to do in your golden years. However, retirement can be stressful if you do not choose the right place to retire. The right place is where you feel happy and, most importantly, safe.

Some of the safest places to retire in the United States are Pennsylvania, Massachusetts, and New York. Some of these places do not have the cheapest real estate, but the safety level they offer makes up for that. You should also take into account the quality of life that each safe place has to offer.

Read on to find out the safest places to retire in the United States. We hope that this list will provide insights that will help you choose a safe and happy retirement settlement.

Sun City West Arizona

In Pictures: The 50 Best Places to Retire in the U.S.

– Population: 25,544 – Median household income: $52,196- Owners: 88%- Renters: 12%

This unincorporated community near Phoenix was founded in 1978 by construction maven Del Webb. In addition to its seven golf courses, Sun City West offers amenities like adult learning opportunities, organized trips, more than 100 clubs, and four recreation centers.

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How We Compile The Annual Global Retirement Index

Each year, we use our ever-expanding network of editors, correspondents, and contributors all over the world to give us the on-the-ground information and recommendations we need to put our index together

All these people were once in your shoes. All of them wondered if they could nd a better life abroad. Many of them were former International Living readers who took the plunge, and now want to share their love for their new home with the world. These are the people we draw upon to put together our index each year.

We rank and score each of the 25 countries in the Index across the following 10 categories:

Note: Weve given Nicaragua and Bolivia low scores in the Opportunity and Governance categories. Theyre still viable retirement locations, but because theyve experienced political instability in recent years, proceed with caution.

What Is Quality Of Life

We asked 1,500 American adults around retirement age this question, and retail and dining came out at the top of the list, with 57% of respondents saying they’re important in quality of life.

Outdoor activities and cultural activities were high priorities as well, with spiritual community , organized activities for retirees , and civic organizations being less of a priority.

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Gulf Gate Estates Florida

– Population: 11,118 – Median household income: $50,450- Owners: 57%- Renters: 43%

Gulf Gate Estates, located in Sarasota County, is considered a safe town with a decent economy. The neighborhood is conveniently located close to shopping areas, restaurants, and schools. Gulf Gate Estates is also close to health care facilities such as Sarasota Memorial Hospital and William L. Little Health and Human Services Center.

North Palm Beach Florida

Cheapest Cities To Retire in the US. Top 10

– Population: 13,029 – Median household income: $72,027- Owners: 76%- Renters: 24%

Living in North Palm Beach provides residents a peaceful lifestyle and senior communities offer high-quality amenities. North Palm Beach, close to communities such as Lake Park, Palm Beach Gardens, and just a 20-minute drive from West Palm Beach, has a low poverty rate. Although the cost of living isnt as expensive as other areas in the state, it is higher than the national average. As of late 2021, the average home price listing in North Palm Beach is $428,000.

– Population: 7,283 – Median household income: $114,762- Owners: 94%- Renters: 6%

Longboat Key, located between Sarasota and Manatee counties, may be ideal for retirees looking to escape crowds and leave larger cities. There are options for active retirement communities and waterfront golf, for those who are into the sport. The public schools in Longboat Key also have top-rankings.

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Whats The Best Country For Us Expats To Retire To

According to various studies, including International Living, Portugal is ranked as the best country for US expats to retire to. Its friendly population, welcoming community of American expats, excellent weather, safety records, and affordable cost of living are all big draws for retirees. You can move to Portugal for retirement by either applying for the D7 retirement visa program or a Golden Visa.

Las Cruces New Mexico

With a modest population of about 103,400, Las Cruces offers small-city living at a low price. Cost of living is relatively low, and the median income is $43,000.

New Mexico State University is located here, giving the city a vibrant character and bringing in new restaurants and nightlife venues every year.

In Las Cruces, you will experience sizzling New Mexico weather. For a small city, it has a robust health care system with numerous health care centers.

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Outdoor Beauty And A Quiet Lifestyle

Sean Pavone / Alamy Stock Photo

Downtown Provo, Utah on Center Street at dusk.

Nestled between Utah Lake and the Wasatch Range, Provo offers watersports, hiking, fly fishing and skiing within a short drive of the antique shops, bookstores and restaurants along Center Street.

The nearby Uinta-Wasatch-Cache National Forest features more than 1,700 miles of hiking trails, and more than 500 miles are open to easier-to-pedal electric bicycles and electric trail bikes. Were known as the forest next door, says public affairs officer Loyal Clark. Most residents can either walk right out their back door or take a very short drive to access the national forest. About 30 minutes from Provo, Timpanogos Cave National Monument invites visitors to explore three spectacular limestone caves on ranger-led tours. Provo is also just a half-days drive from all five of Utahs national parks.

The areas outdoor beauty attracted the actor Robert Redford decades ago to purchase property in the North Fork of Provo Canyon. Redford championed conservation while building a mountain recreation resort and staging the Sundance Film Festival in Park City.

Ed Carter

Sean Pavone / Alamy Stock Photo

Provo, Utah, view of downtown from the lookout during an autumn dusk.


North Redington Beach Florida

10 Best Places To Retire In 2021

– Population: 1,242 – Median household income: $72,981- Owners: 63%- Renters: 37%

North Redington Beach in Pinellas County offers plenty of recreational activities for retirees looking to keep active. For households with kids, theres Boca Ciega Millennium Park and Seminole City Park to keep the little ones busy. North Redington Beach has something for everyone with several retirement communities and medical centers, making it a top destination for retirees.

– Population: 4,412 – Median household income: $42,099- Owners: 87%- Renters: 13%

Brookridge may be under the radar compared to other Floridian cities, but this low-crime, tight-knit Tampa suburb boasts high-ranking public schools and a community that leans conservative. It is also one of the most affordable places for retirees in the state.

– Population: 50,454 – Median household income: $92,929- Owners: 74%- Renters: 26%

Catalina Foothills, a census-designated place, is located close to Tucson near the Santa Catalina Mountains. Theres tons of sunshine, golf, and picturesque views of the areas landscape. Catalina Hills also has a thriving economy where the household income is higher than the national average and most residents own their homes.

– Population: 3,004 – Median household income: $76,962- Owners: 79%- Renters: 21%

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