Digital Alight P&g Retirement Plans

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Each year, we provide you with information and updates on P& Gs primary retirement plans for US employeesthe P& G Profit Sharing Trust & Employee Stock Ownership Plan and the P& G Savings Plan Savings Plan or Savings Plan) . This year, Im particularly excited to share a number of changes designed to modernize the Plans

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The P& g Retirement Plans

We have implemented several changes to the Plans, but we do not view any of them as major changes. Most of the changes are made in connection with the enactment of the SECURE Act and the CARES Act. The CARES Act was enacted to address the COVID-19 pandemic and included many provisions related to employee benefit plans to assist plan participants in addressing hardships connected with the

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Corporate Equality Index: List Of Businesses With Transgender

Since 2004, the HRC Foundation has asked employers whether they offer transgender health benefits without exclusion as part of its annual Corporate Equality Index survey. Businesses large and small have removed transgender exclusions from their health insurance contracts and modified clinical guidelines to provide health insurance coverage for mental health counseling, hormone therapy, medical visits, surgical procedures and other treatments related to gender transition or sex reassignment.

The HRC Foundation has led great change in employer-provided health insurance coverage for transgender people. Through the intensive educational and consultative efforts to address health care and insurance disparities for the transgender population and their families, including: outreach to leading health insurance companies direct consultation with both fully and self-insured employers to modify their health care plans and collection and dissemination of cost and utilization data from leading businesses, the HRC Foundation led an increase in the number of major U.S. employers affording transgender-inclusive health care coverage, from 49 in the 2009 CEI to 278 in the 2013 CEI and a record 949 in the 2020 CEI.

Employers rated in the Corporate Equality Index 2019 that provide at least one transgender-inclusive healthcare coverage plan:

If You Have Any Issues Please Follow Our Troubleshooting Guide Below

• Step 1 Go to the Aon Hewitt Procter And Gamble Retirement Login official login page via our official link below. After you click on the link, it will open in a new tab so that you can continue to see the guide and follow the troubleshooting steps if required.
• Step 2 Simply login with your login details. You will have to have been given these by Aon Hewitt Procter And Gamble Retirement Login, either on sign up, or by your authority of Aon Hewitt Procter And Gamble Retirement Login.
• Step 3 You should now have a successfully logged in message. Congratulations, you are now logged in successfully to .
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How Cee-Trust is beneficial to us?

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How Do I Add My Alight Account

Heres how to add your Alight account to Mint:

Note: Mint may display a slightly different balance for your savings plan than whats reflected on your Alight website. Refer to your Alight website for your true balance.

Mint doesn’t support pension plan balance downloads. Track your pension plan by manually adding the data.

Go here for more info on adding an account to Mint.

To Date The Hrc Foundation Has Worked With Thousands Of Businesses To Promote Workplace Equality For Lgbtq Workers The 767 Top

Key Findings

Unwavering Commitment: Record Number of Top Scoring Companies

Despite the COVID-19 global health pandemic and its corresponding economic pressures, a record-breaking 767 businesses earned 100 percent on the 2021 CEI and the designation of being one of the Best Places to Work for LGBTQ Equality.

This years CEI reflects growth across every measurement category, from the adoption of inclusive nondiscrimination policies to equitable benefits to efforts to engage the LGBTQ community.

Transgender Inclusion in the Workplace: Accelerating Progress

The most considerable progress measured over the 19 year history of the CEI and continuing in 2021 has been the wide-scale adoption of transgender-inclusive initiatives across businesses.

A full 94 percent of the Fortune 500 including both companies that participate in the CEI survey and those that do not have gender identity protections enumerated in their nondiscrimination policies and 99 percent of the entire CEI universe of businesses offer explicit gender identity nondiscrimination protections .

Driving a sea change in the adoption of nondiscrimination policies including gender identity

71 percent of the Fortune 500 and over 91 percent of all CEI-rated businesses offer transgender-inclusive health insurance coverage, up from 0 in 2002 and 22 times as many businesses as twelve years ago. 97 new employers offer this coverage according to the 2021 report.

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Aon Hewitt Procter And Gamble Retirement Login

Are you trying to login to Aon Hewitt Procter And Gamble Retirement Login)? The easiest way to do that is to use the official links that we have provided below. We keep all of our links up to date at all times.

So, if you ever need to login to Aon Hewitt Procter And Gamble Retirement Login again, you can rest assured that we will have the most up to date and official links available.

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Corporate Equality Index 2021

Rating Workplaces on Lesbian, Gay, Bisexual, Transgender and Queer Equality

Human Rights Campaign Foundation

From the previously unimaginable impact of the COVID-19 pandemic, to a long overdue reckoning with racial injustice, 2020 was truly a year like none other. Business leaders across the country were called upon to face these challenges head on.

Alphonso David

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Employee Benefits May Include The Following:

401k, Pension, Retirement, Retiree, Health Insurance, Medical, Vision, Dental, IRA, Competitive Base Pay, Quarterly Bonus, Paid Time Off, Weekly Pay, Medical, Dental, Vision, Insurance, Health Savings Account, Flexible Spending Accounts, Short-Term and Long-Term Disability, Paid Family Medical Leave, Bereavement, Jury Duty and Parental Leave, Life, Dependent and Accident Insurance, Critical Illness Insurance, Savings Plan 401, Company Paid Retirement Benefit, Employee Stock Purchase Plan, Paid Holidays, Flexible Spending Accounts , Health Savings Account , Time Off and Flexible Days, Group Legal Plan, Group Home Auto Insurance, Pet Insurance, Employee Discounts, Adoption Reimbursement, Tuition Reimbursement and Student Loans, Well-Being Programs, etc

Procter & Gamble US Benefits Center:

1-833-441-HELP , Option 2 for HR, Option 2 for U.S. and Puerto Rico Benefits Services

1-513-627-7472 Option 1, if outside the US.

Company Summary:

The Procter & Gamble Company, or more popular as P& G is an American multinational consumer goods corporation with headquarters located in Cincinnati, Ohio. P& G specializes on a vast array of personal health/consumer health, as well as personal care and hygiene products. The products they carry are organized into many segments that include Fabric & Home Care Beauty Baby, Feminine, and Family Care Grooming and Health Care.

A few of the brands they carry now include Always, Charmin, Head & Shoulders, Pantene, Tide, Pampers, and many others.

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Full White Papertaking The Gamble Out Of Retirement

Procter & Gamble is one of the worldâs great companies and one of Greater Cincinnatiâs largest employers. The company offers two active retirement plans â a 401k Savings Plan and the Procter & Gamble Profit Sharing Trust . Both are enormous â each has about 30,000 participants, with $3 billion in assets for the 401k plan and more than $16 billion in assets for the PST.

On its own, the P& G Savings Plan is a middle-of-the-road 401k package, with no employer match but well-diversified and low-cost investment options. The P& G PST, meanwhile, offers a generous employer contribution but is invested almost exclusively in company stock. That exposure makes it a concentration risk for plan participants, especially those considering an exit. Historically, the generous contributions combined with well-performing P& G stock have allowed employees across the organization to realize their personal financial independence.

The 401k plan is pretty straightforward â itâs the profit sharing plan that triggers uncertainty and questions. Our team has been working with P& Gers for decades, and we understand the nuances and issues that are at play. If youâre a P& Ger, here are some insights to get you thinking.

Understand Your P& g Pst Options

For the P& G Profit Sharing Trust, participants have four alternatives to consider for turning their savings into retirement cash flow.

For all these reasons and more, the lump sum is the most popular option and the one we most often recommend in our P& G retirement plan services. Itâs the only one that allows you to convert ordinary income into capital gains income, while providing the best combination of flexibility and diversification. Itâs also a huge opportunity for short and long-term cash flow and tax planning.

For many people, this kind of distribution is often the first time theyâre doing advanced financial planning. Itâs the perfect time to fully understand the interplay of tax rates, cash flow and how all of your financial decisions can deliver one plan that meets all of your short and long-term goals.

The lump sum is the most popular

P& G Profit Sharing Trust option and

the one we most often recommend.

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Message From The Hrc Foundation President

OVER ITS 19-YEAR HISTORY, THE HUMAN RIGHTS CAMPAIGNS Corporate Equality Index has been the driving force for the adoption of equitable workplace policies, practices and benefits for lesbian, gay, bisexual, transgender and queer people in the United States and beyond.

Our participating companies know that building an LGBTQ-inclusive workplace is not just the right thing to do it is also the best business decision allowing companies to attract, retain and engage top talent. And their commitment to building inclusion has only strengthened over the past year, with a record-breaking number of corporations achieving top marks. Many of these companies have also continued their crucial support of legislation such as the Equality Act that would protect and empower their LGBTQ employees and customers across all areas of life. In the face of grave and unprecedented challenges over the past year, the businesses featured in the CEI made LGBTQ equality a priority.

From the previously unimaginable impact of the COVID-19 pandemic, to a long overdue reckoning with racial injustice, 2020 was truly a year like none other. Business leaders across the country were called upon to face these challenges head on. Companies that have long invested in diversity & inclusion efforts were forced to take stock of their progress and, like most institutions, many found opportunity to deepen their commitment to advance equity for all.

Alphonso David,President,Human Rights Campaign Foundation

Equality At The Fortune

233 OF THE FORTUNE 500-RANKED BUSINESSES achieved a 100 percent rating , with 14 of the top 20 Fortune-ranked businesses at this top score. 96 percent of the Fortune 500 include sexual orientation in their nondiscrimination policies and 94 percent include gender identity. Over two-thirds of Fortune 500 companies offer transgender-inclusive healthcare benefits.

A record 366 of Fortune 500 businesses have official CEI ratings based on submitted surveys , with an average rating of 76 compared to an average of 71 last year. The Fortune 1000 list of the largest publicly traded companies was invited to take part in the Corporate Equality Index survey for the tenth year in a row.

Businesses’ Commitment to LGBTQ Employees

14 of the Top 20 Fortune-Ranked Companies Received 100% Ratings

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Spotlight: Hrc’s Equidad Programs

THANKS TO HRCS WORK WITH COMPANIES in the U.S., hundreds of thousands of LGBTQ workers and their families benefit from inclusive workplace policies, practices and benefits. Following the unprecedented success of the CEI, with many U.S.-based multinationals eager to replicate practices across their global footprint, the HRC Foundation saw an opportunity to expand its work with the business community in the Americas.

With the CEI as a blueprint, HRC established a formal program aimed to grow LGBTQ-inclusive practices and policies across workplaces in Mexico. After years of working with corporate partners, civil society organizations and other stakeholders, including embassies and the American Chamber of Commerce, the HRC Foundation partnered with ADIL to officially launch the HRC Equidad MX: Global Workplace Equality Program in 2016. Since its inception, the pioneering program modeled after HRCs CEI has experienced substantial growth in promoting LGBT-inclusive workplaces throughout the country.

The groundbreaking success of HRC Equidad MX is reflected in the increasing number of companies participating in the survey and achieving top ratings for LGBTQ workplace equality for 2021, more than 200 employers earned top ratings

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About the Authors

David Nienaber and Amy Thomas are Financial Planners with Cincinnati, Ohio-based Foster & Motley, Inc. The firm is an independent Registered Investment Advisor, managing over $1 billion in client assets. Foster & Motley combines Financial Planning & Investment Management to provide a comprehensive Wealth Management experience for its clients.

David J. Nienaber, MBA, CPA, CFP®

Financial Planner