Audit A College Class
Photo via @ritscience
Many community colleges and public universities will allow you to sit in on undergraduate courses for free. While you wont earn any credit for observing or receive grades for your work, youre welcome to take notes and do additional exercises on your own. This is a great way to keep expanding your knowledge on a variety of subjects without the costs of higher education.
The Hardest Part Of Retirement Retirement Boredom Nothing To Do Feeling Irrelevant
John lamented, Im 1 month into retirement and still trying to figure this out. Realizing I have to search out my daily activities, they dont come looking for me like work did.
Toby commented, Work and kids were my purpose for so long. Now I can focus on me and what I want and I feel a little lost.
Here are 14 ways recent retirees advise solving these problems:
You Have A Plan To Keep Busy And Mentally Sharp
When youre working, you likely have a daily routine that involves both critical thinking and social interaction. When you retire, however, much of that daily stimulus vanishes overnight. This is particularly true if youre single when you retire.
Retiring early can have the same effect, as many of your colleagues or social contacts may remain in the workforce and not have as much availability as you do. As a result, you may end up facing boredom or even mental decline. Before you retire, youll want to develop a plan to keep busy and mentally sharp. This can mean different things for different people, from joining social clubs or traveling to volunteering or performing community service.
The long and short of it is youll need to fill the void created when you leave the daily routine of your job behind. Without such a plan, you may not really be in a position to retire.
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Dont Let Loneliness Creep Into Your Life
When you have a job, it not only allows your brain to remain busy, it also provides an opportunity for social interaction. Making the transition to retirement can mean some of that social interaction you have been used to disappears. You can do many things to try to combat the onset of loneliness such as involving yourself in activities where you can meet new friends of all ages.
Many retirees are unaware that over 55s independent living communities exist to combat the growing issue of loneliness that many people face. You can read more about it here.
You Have A Sufficient Emergency Fund
If youre going to be retired for 30 years or more, its highly likely that you will encounter some emergency expenses along the way. If you dont have a sizable emergency fund in place, you may find yourself drawing from your retirement savings or putting those costs on a credit card.
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Either choice is bad when it comes to your overall financial planning and will likely delay your projected retirement date. For current workers, experts suggest having three to six months worth of expenses in an emergency fund, but if youre planning on retiring early, you might be better off doubling that amount.
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Sometimes We Just Wait
Answers to big questions like these may not come quickly. Or the signs were waiting for might be subtle, almost silent.
At this stage of life, we learn to appreciate nuance. We can find magic in surprising places. We can allow for an unfolding that we didnt have the patience for in years past.
Serendipity becomes a companion. Synchronicity makes more appearances. Those messengers travel at their own speed, and thats OK.
Amazing Ways To Live Life To The Fullest When You Retire
Spend your time exactly the way you want for free.
Not only is the post-workforce world your oyster, but its also an oyster thats largely free to eat if you know where to look, that is. These cost-free, retirement-friendly activities are good for your bank account, and many also offer great health benefits. Keep reading to see that some of the best things in life really are free.
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Fun & Productive Retirement Activities To Keep You Busy
Many people experience conflicting feelings as they approach retirement. On the one hand, having some time away from the rigors of work might be thrilling. Leaving the workforce, on the other hand, might make some retirees feel as if they have lost their purpose. While it is true that ones identity may change once they retire, individuals who discover new hobbies and activities to keep them occupied will find that retirement may improve their quality of life. Need some inspiration for how to have fun in retirement? Were here to offer a few ideas. Here are the top retirement activities to keep you busy.
Remember Your Family In Retirement
Spend more time with family, grandchildren or great-grandchildren. For the older grandchildren, you could attend school and sporting activities, take them to special events, zoos, museums, and sports games.
You can offer to babysit the younger grandchildren. Help with their education by reading to them, drilling them on upcoming quizzes, help with special projects and tutor where needed.
Read Your Way Through Book Club
If youve always been an avid reader, or if youve never had the time to fully indulge in the hobby, nows the perfect time to get through that list of books that everyone has been raving about! Reading is a great activity to do quietly on your own, but theres nothing like getting together and delving into your favourite moments or analyzing those hidden meanings of a really great book.
Reading is one of the best ways to keep your mind sharp. Its one of those hobbies that anyone can enjoy no matter where they live, what sort of physical condition theyre in, or even what kind of access they have to a bookstore or library. In these days of technology, books can be ordered online and delivered right to you or even downloaded directly onto a reading device!
Become A Teacher Or Tutor
After all those years of hard work in your career, youve gained some truly valuable skills and expertise. Share this wealth of knowledge by becoming a teacher or tutor.
Tip for getting started: Try reaching out to your local community college or nearby schools. See if they would be interested in having you come teach a class or tutor students in your area of expertise.
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Write Even If Youre The Only One Who Reads Your Work
Finally, there is time to write that book you always wanted to, or to set up and manage a blog, write articles to be published in magazines or elsewhere, poems or your memoirs.
If writing a book sounds a step too far, why not start a gratitude journal! It is a great way to stay mindful and in the moment. It is the place where you can write down your reflections about whats positive in your life and what you are grateful for every day.
Forget Routines: Explore The Luxury Of Free And Unstructured Time
James thinks that if you are experiencing retirement boredom and looking to schedule your time, then you dont have the right mindset. He said, Youre missing the point of retirement. There is zero need for a routine. And, in fact, I resent myself when I have to schedule anything definite. Let go of the of the work paradigm and embrace the luxury of time. Youll figure it out. Or, you never will. Most dont.
He continued, There is no wasting time in retirement. You do what you want to do when you want to do it. There are no agendas, no timelines, etc Your entire retired life is free time now. Explore that luxury.
Heather concurred, Try the no-plan plan. Works great!
Do You Feel Tired After Retirement
Get enough sleep. It is normal to notice changes in your sleep patterns as you grow older, such as falling asleep and waking up early. See the article : What retirement plan is best for me. However, it is not uncommon for you to feel tired during the day or to stay awake feeling uncomfortable.
What are the physical consequences of retiring? The results show that complete retirement leads to a 5-16 percent increase in movement-related problems and daily activities, a 5-6 percent increase in mental illness, and a 6-9 percent decrease in mental health, above average after retirement. six years.
What are the consequences of retirement? A study by the National Bureau of Economic Research concluded that full retirement leads to a 5-16% increase in stress related to travel and daily activities, a 5-6% increase in health status, and a 6-9% decrease in mental health.
Get A Job Youre Passionate About
This might seem counterintuitive. You just retired, after all! However, you may have always wondered what a different career path would have been like. Now is your opportunity to find out.
Tip for getting started: Start by thinking through what would truly interest you. Dont take the first thing that comes along. Youre retired now you get to be choosy. Once you pick a field of interest, search the web for openings. You can also directly contact organizations you would love to work with and inquire if they might have a good fit for you.
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Is Keeping Busy The Secret To A Happy Retirement
The short answer to this question is no.
I can hear the collective gasp. And I agree that retirees are eager to plunge into the things we love, things weve put off, or things weve always wanted to try. But aligning keeping busy with happiness? Thats a slippery slope.
During our work lives we put a lot of emphasis on productivity. Were evaluated according to how much we accomplish. That spills into other aspects of life, because we live in a culture that values getting things done, momentum, progress. We can ride quite the hamster wheel.
How busy we are is a difficult yardstick to set aside. Its been a dubious badge of honor weve worn for most of our lives.
Is retirement the time to polish that badge to a blinding shine? Not necessarily.
As tempting as it is to fill up our days, a truly happy retirement requires more than a full calendar of activities and appointments. It requires introspection, contemplation, and reflective thinking and time to devote to those things.
Out Of Your Comfort Zone
Get out and do something that you have never done before. It doesnt have to be something big, nor does it have to be expensive. Go to that new trendy coffee shop, drive to the next town and stroll in a new park, read a racy novel, anything that makes you feel alive and brings you the experience of new things.
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Cross Things Off Your Bucket List
Retirement is the perfect time to make your way through your bucket list. Experience all of the things you want to do before you kick the bucket. This is the opposite of morbid its aspirational, fun, and truly living life to the fullest.
Tip for getting started: Dont have a bucket list? Heres a great resource to get you started. If you love an adrenaline rush, sky diving is always a great place to start.
Explore Your Local Area
Round the world trips or luxury cruises are the big retirement cliché, but theres also a whole world to explore around where you live. If youve been working 9 to 5 or beyond, your universe has probably shrunk to your home, workplace and commuting route. There is almost certainly somewhere thatll wow you less than an hours drive from your front door go and find it. Search out forgotten footpaths, hidden woodlands, secluded river walks and cross-country trails. Whether you like to stroll sedately or hike at pace, theres bound to be a walking group local to you. To make sure youre not trespassing and dont get lost, check out all the resources available at Walking for Health.
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Visit Museums For Free
One of the perks of being older is that you can have free or discounted admission to many museums worldwide. Even some credit and debit cards offer free museum admission as a bonus. Google a couple of museums near you and find out what benefits you can have as a senior. Sometimes it is discounted admission or free admission on Mondays. Soaking up some culture now and then keeps you informed, inspired, and busy.
Look At Life Through A Lens
For people below a certain age, photography seems to be just about snapping stuff to put on social media. However, theres a lot more to the true art of photography. Looking at life from behind a camera can help you see the world in a whole new light and keeping an eye out for a great picture makes every trip out a bit of an adventure. Photography also gives you a way to use and develop the artistic side of your brain, which has to be a good thing.
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Volunteer For As Long As Possible
There are diverse groups of organizations that need volunteers to help with their cause and program activities. You could select a cause that is important to you or go to one of many sites on the internet that will match your skills to organizations needing volunteers, like Volunteer Vacations for example.
Trips range from one to three weeks, and you choose where you want to go and how you want to volunteer. This is a rewarding experience that you can do anywhere in the world, so lets get out there and make a difference!
You can stay close to home and volunteer in animal shelters if you love the company of furry friends. Also, look for volunteer opportunities in food outreach/kitchens or similar groups to help out in your community.
Join A Group Fitness Class
Exercise is the best way to remain healthy and keep the mind sharp at any age. Sifton retirement communities offer a wide range of instructor lead fitness classes that cater to all mobility ranges, so even if moving around is something you struggle with as you get older, you still have options to get your exercise fill. Most public gyms also provide plenty of programs catered to seniors to join.
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Three Ways To Stay Busy And Active During Retirement
Retirement doesnt mean you have to scale back on how active you are. If anything, you can be busier than ever, thanks to the wealth of opportunities that are out there. Career coaching experts, Renovo, reveal 3 of them in this article.
Part-time jobs and volunteering are great for helping you stay busy if youre retired. Not all retirees want to just put their feet up and relax. They dont necessarily just want to spend their retirement pursuing their hobbies or pastimes either. There are many more activities out there to help keep them busy and give them more of a purpose.
Whats more, not everybody who retires can afford to live off their savings and pensions. Part-time jobs are ideal for providing the additional income thats needed to supplement savings and pensions.
Believe it or not, there are numerous opportunities – paid and voluntary – available to retired people these days. In fact, some retirees even go on to start a brand new career! Retirement doesnt have to be restrictive. Focus on how you want to spend it and what you need to do in order to achieve your goals within the next chapter of your life.
Here, career coaching experts at Renovo, explain three of the main ways you can spend your retirement:
‘sugar Rush’ Of Happiness
A study by Elizabeth Mokyr Horner of the University of California in Berkeley found that, when we retire, we feel a surge of happiness. Unfortunately, this doesnt last.
She refers to it as a sugar rush of wellbeing and life satisfaction, followed by a crash and a sharp fall in happiness a few years later.
Stacey Stothard, a spokesperson for Skipton Building Society, explains: “Despite anticipating retirement for a greater part of their working life, many people struggle to adjust to a new existence that’s free of structure.
Some feel unproductive or that they’re wasting their accumulated career knowledge. 10 months in and many feel their retirement isn’t as good as they thought it would be.”
Become An Expert At Absolutely Anything
Whether its learning conversational Chinese, how to bake a flawless souffle, performing mind-boggling magic tricks or amazing feats of juggling, identifying bird song or learning all the Latin names of your garden plants, youve got time to practice till youre perfect. According to Anders Ericsson, a Professor at the University of Colorado, practising anything for 10,000 hours can make anyone an expert at it.