Indiana State Retired Teachers Association


General Assembly Passes 13th Check For Retired Teachers

Indiana State Teachers Association meeting to discuss salaries
BARTA member Joyce Heckman meets with other retired teachers from Area 7. Chief IRTA lobbyist Steve Beebe works to bring about legislation to favor IRTA interests.

At the annual IRTA legislative brunch at the state capital, more than 200 retired teachers, representatives of their associations, met together and lobbied for passage of education and public pension bills before the legislature.

Tom Mellish, Executive Director of IRTA, discusses the progress of the 13th check legislation with Joyce Heckman.


New Retirement State Fact Sheets

In partnership with the National Institute on Retirement Security, NRTA | AARP’s Educator Community has released updated state-by-state fact sheets regarding public employee and teacher retirement systems across the country. These fact sheets present a snapshot of public sector retirement systems, including key information such as defined benefit pension economic impact, beneficiaries, funding history and plan changes. Over the years, these state fact sheets have served as effective tools to educate state and local policymakers about public employee and teacher retirement systems.

National Retired Teachers Association

NRTA is the seed that grew into AARP. Ethel Percy Andrus founded NRTA: AARP’s Educator Community in 1947 to address educators’ economic challenges and health insurance needs in retirement.

NRTA is America’s leading national organization representing the interests of more than 850,000 working and retired educators age 50+. We work with a network of state-based Retired Educators Associations across the nation to collaborate and provide strategic support to protect educators’ financial security and foster collaboration and volunteerism.

We invite you to learn more about NRTA and how to engage with us and connect with your REA.

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How You Can Help

  • Write letters to local newspaper editors urging support and/or thanking legislators for supporting our legislative program.
  • Attend local information sessions.
  • Maintain personal contact with your state legislators.
  • Establish email and/or telephone lists so that contacts can be made on vital legislative issues.
  • Continue state, area, or local luncheons or breakfasts to discuss our issues with legislators.

Why Should I Choose Ista

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ISTA-Retired is the only organization that maintains your membership in the Association that has supported you throughout your career. Continue to receive NEA member benefits and discounts and enjoy the connection to colleagues. As an ISTA-Retired member, you can remain a vital instrument in supporting public education in Indiana.

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Welcome To The Indiana Retired Teachers Association

Whether you are a retired Indiana teacher or administrator , we are your proud advocate and partner.We are a non-partisan association that does not endorse candidates nor have a political action committee. We are respected for this non-partisan approach.

Since 1950, we have served retired educators as:

  • Your planning resource – by providing information and guidance before and during retirement.
  • Your voice in the Indiana General Assembly – by promoting your welfare as legislators consider your retirement benefits.
  • Your benefit provider – by offering discounts on many goods and services from partners who appreciate your many years of service.
  • Your social connection – by hosting local chapter meetings, regional events and travel opportunities where you can enjoy time with other retired colleagues.

We also support and encourage volunteerism among our members. Our retired teachers volunteer more than one million hours each year to educational causes, saving Hoosier taxpayers approximately $20 million annually.

That is why we have been recognized nationally for our commitment to our community and state.

As you can see, an IRTA membership is a great way to stay engaged and have fun.

I Have Questions About Retirement Counseling Retirement Pension Direct Deposit Or Retirement Pension Payments Who Can Answer My Questions

The Teacher Retirement Fund is a division of the Indiana Public Retirement System . You can talk to an INPRS representative by calling 844-GO-INPRS . To reach a representative, an automated voicemail service will prompt you to enter your pension ID and passcode. If you dont have both readily available, stay on the line following the prompt. When the request goes unanswered following the second prompt, the phone system will automatically transfer you to a representative.

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Indiana Teaching Salaries And Benefits

Indiana has long been known for its dedication to education. Indiana’s constitution was the first constitution in the country to designate a public school system, solidifying its future commitment to teachers in the state.

As a teacher in Indiana, youll gain a host of employee perks, including retirement and health insurance benefits. The states comprehensive retirement planning services will ensure youre well-prepared for the future, while insurance benefits at the local level will keep you and your family cared for.

Learn more about becoming a teacher. Contact schools offering teacher education/certification programs in Indiana.

Teacher Salaries in Indiana by Education

As teachers further their educations and gain experience in the field, they receive pay increases that reflect their dedication and hard work. Salaries vary between school districts, but the following are some examples of the salaries you can expect in Indiana:


Short Term Care/home Health Care

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If youre like most people sidelined by an accident or health issue, youd prefer to recover in the comfort of your own home. Home healthcare, which costs less and can be just as effective as care in a hospital or skilled nursing facility, is not always covered by standard health insurance. A Home Healthcare plan gives you the flexibility to choose the type of care thats right for you.

Costs for hospital stays and for at-home and nursing facility recovery can be devastating. Even those who lead a healthy lifestyle may be at risk for an unexpected health issue requiring therapy and rehabilitation. This insurance can help you manage your expenses and preserve your savings. Benefits are paid directly to you or a medical provider that you designate and given in addition to any other health care coverage you may have.

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Indiana Retired Teachers Association


This is one of the main advantages of being a member! Thanks to our trusted partner, Association Member Benefits Advisors , members are eligible for exclusive insurance plans that are effective and affordable. If youve had trouble getting supplemental insurance at a reasonable rate, heres your chance! Best of all, it’s easy – you can enroll your way: online, by phone, or in person.

We Are Your Voice In State Government

The Indiana Retired Teachers Association promotes and protects your pension and advocates for enhancements to preserve your purchasing power. The stipend paid to retirees, frequently called the 13th Check, is intended to provide more money to adjust for cost of living increases. It is not automatically included in the state budget and is subject to a vote every budget session of the General Assembly.

Your voice is important in the decision process at the General Assembly. Here is contact information for your legislators: or call IRTA 888.454.9333 toll-free.

The IRTA supports:

  • Cost of Living Adjustments that protect pensions from erosion due to inflation and improve the purchasing power of older retirees.
  • Indiana State Teachers’ Retirement Fund recipients have a right to an annual cost-of-living adjustments and the “13th check”.
  • A commitment to annual appropriations designed to reduce the unfunded accrued liability of the Indiana State Teachers’ Retirement Fund.
  • Monies deposited in the Teachers’ Retirement Fund or the Pension Stabilization Fund, a sub-fund of the Teachers’ Retirement Fund, must only be used for the sole purpose of paying teacher pensions.
  • A military service credit policy that treats all retired teacher veterans equitably.

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Indiana Retired Teachers To Offer Free K

Indianas Call and Learn free tutoring service for K-12 students is once again being offered by retired teachers, courtesy of the Indiana Retired Teachers Association.

The service begins Tuesday, and no internet is needed. Retired teachers will assist Indiana’s K-12 students with language arts, math, science, and social studies.

Students can call 1-877-45-STUDY toll-free , 1 p.m. to 5 p.m., Tuesdays through Thursdays.

Students in grades K-6 connect with a general education teacher. Grades 7-12 connect with a teacher with expertise on a specific subjects: math, science, language arts and social studies.

All calls are anonymous and recorded student privacy is guaranteed and no student data is gathered.

There is no limit to how long calls last or the number of times a person can call. Parents and caregivers are welcome to contact the hotline for assistance with students in their homes.

Volunteers use the phone, not internet, and they do not have access to student homework.

The service is available to all students, regardless of whether their school is engaged in remote learning, in-person learning or any combination.

Among the volunteers is Cathy Frakes, a retired Clay Community Schools middle school math teacher.

“I miss working with students and helping them with math,” she said. “It’s something I can do to use my math skills and my love of kids’ skills,” she said. “I feel like I’m helping a little bit” during a challenging time in education, with the COVID-19 pandemic.

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Im Now A Member Of Ista

Yes, there are many opportunities available for Retired members to be active in the Association. Retired members have seats on the Board of Directors and governance and issue committees and can serve at the ISTA and NEA Representative Assemblies. Additionally, each ISTA-Retired chapter elects local officers.

Your Association Is Ready To Help

No one knows what its like to retire from a lifetime of teaching better than other retired teachers. We at IRTA know the level of dedication you put into your students. The specific challenges that teachers face in retirement. We work together to protect your pension, offer benefits, promote education and meet new friends. We offer three opportunities to connect – as a Regular Member, Lifetime Member or Associate Member.

You will value our excellent member benefits and you will feel part of a special organization that represents your best interest and promotes education excellence in Indiana. Come be part of something special.

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Access To Affordable Health Insurance

Most teachers in Indiana receive health insurance benefits at the local level, meaning the coverage and costs largely depend on where they work. Most schools do provide varying levels of coverage for their teachers, although this continually adjusts as the state unions bargain with employers.

Under most plans, youll be able to choose from several options to cover not only you, but your family as well.

Although your costs may differ, most insurance plans offer similar service coverage to teachers. Some of the typical services youll have access to include:

  • Ambulance Services

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