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All funds in this target date series
A target date fund series consist of around 10 or 12 different funds, each with their own “target date” marketed at different age demographics. We use the 2050 fund to assign ratings to target date fund series – this is the fund that would be marketed to savers looking to retire around the year 2050. As time progresses and this “target date” approaches, the portfolio mix of the fund shifts away from stocks and towards bonds and other less-risky investments. Usually, the mix of stocks in the portfolio stays the same across a target date fund series, meaning if you are invested in a fund from this target date series that is dated closer to today than 2050, you’re likely invested in the same companies flagged above, but you may have lower levels of exposure. We currently only have detailed results for the 2050 version of this target date fund series.
All tickers for this target date series
Tickers for each shareclass available from every fund in this target date series.
The Latest Data On Target Date Funds Through The Fourth Quarter Of 2014 Including A Look At How Jp Morgan Has Thrived In The Space
The target date fund series promoted by J.P. Morgan Asset Management is thriving.
The firms SmartRetirement series was ranked No. 1 or No. 2 in the fourth quarter in six target date categories.
The firms decisions panned out when other fund managers were flummoxed by an unexpected rally in U.S. government bonds, the sinking price of oil and the return of volatility to equity markets.
Morningstar Inc. this year gave its annual fund manager of the year award for asset-allocation strategies to Anne Lester and her team. Ms. Lester is portfolio manager and head of global retirement solutions at the New York-based money manager.
Were a believer in this series over the long term, said Leo Acheson, a Morningstar analyst who covers fund-of-fund strategies, which include retirement-oriented target date funds.
Mr. Acheson said the firm combines a strong strategic sensibility they are well-diversified across a series of J.P. Morgan funds, he said with the right tactical decisions. In 2014, those tactics included a strong position in real estate investment trusts, which performed well, as well as U.S. large-cap stocks, which also performed relatively well.
Active managers struggled in 2014 to outperform their benchmarks. Many forecasters entered the year expecting interest rates to rise in the U.S. , and the price of oil slid sharply.
A lot of series were caught on the wrong side of that, Mr. Acheson said. Surprises make a market difficult to navigate.
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To Learn More About The Enhancements View The Jpmorgan Smartretirement Blend Prospectus >
1 Source: Morningstar, US Fund Target Date categories. Analyst rating as of 3/17/21 applies to SmartRetirement Blend R6 mutual funds only. The Morningstar Analyst Rating is not a credit or risk rating. It is a subjective evaluation performed by various Morningstar, Inc. subsidiaries which, in the U.S., is Morningstar Research Services LLC, registered with and governed by the U.S. Securities and Exchange Commission. Funds are evaluated based on three pillars–People, Process, and Parent to determine how they may likely perform relative to a benchmark over the long term on a risk-adjusted basis. The Analyst Rating scale is Gold, Silver, Bronze, Neutral, Negative. A rating of Gold, Silver or Bronze reflects the expectation of a fund’s prospects for outperformance. The expectations and methodologies differ between active and passive funds. Analyst Ratings ultimately reflect the Manager Research Group’s overall assessment, are overseen by an Analyst Rating Committee, and are continuously monitored and reevaluated at least every 14 months.
2 Source: J.P. Morgan retirement research, 2018-2019.
3 Source: Morningstar as of 3/31/21. Based on prospectus net expense ratio rankings for the R6 share class of each vintage in JPMorgan SmartRetirement Blend Funds series versus their relevant Morningstar target date category Morningstars source for prospectus net expense ratio is each funds most recent prospectus. Different share classes may have different rankings.
Research Fuels Our Investment Decisions
FACT: 10% of participants over age 59 ½ withdraw, on average 55% of their assets
We maintain a lower risk profile near retirement to protect against market volatility
FACT: 72% of participants are no longer in the plan 3 years into retirement
Our glide path is static at and post retirement to account for high levels of cash flow volatility
FACT: 19% of participants borrow on average, of 20% of their 401
Our volatility controls helps manage the amplifying impact borrowing has on individuals long-term success
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Jp Morgan Asset Management Reduces Fees On Smartretirement Blend Target Date Fund Series
NEW YORK, Sept. 2, 2020 /PRNewswire/ — J.P. Morgan Asset Management today announced fee reductions across the industry-leading JPMorgan SmartRetirement Blend Series and retirement income offering, SmartSpendingSM. The SmartRetirement Blend Series combines active and passive strategies in an all-in-one diversified investment.
We are committed to passing on lower fees to clients as we continue to achieve scale across the SmartRetirement Blend Fund Series, which already have lower expense ratios than 88 percent of peers2. These fee reductions mean clients now have the opportunity to outperform passive indices through exposure to active management, at the price point of a passive-only strategy, said Jed Laskowitz, Global Head of Asset Management Solutions at J.P. Morgan Asset Management. We are also pleased to reduce fees across our innovative SmartSpendingSM strategy, designed to help investors manage income in retirement and provide spending flexibility as needs change.
JPMorgan SmartRetirement portfolios leverage J.P. Morgan Asset Managements industry leading insights including the Guide to Retirement and Long-Term Capital Market Assumptions, and are the result of over 250,000 simulations to ensure the glide path is positioned to endure a range of market cycles and participant behavior.
About J.P. Morgan Asset Management
1 Morningstar, US Fund Target Date categories. Analyst rating as of 3/31/20 applies to SmartRetirement Blend mutual funds only.
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