Higher Education And Research
More than 600,000 students are enrolled in New York City’s more than 120 higher education institutions, the highest number of any city in the world, with more than half a million in the system alone as of 2020, including both degree and professional programs. According to , New York City has, on average, the best higher education institutions of any .
Much of the in the city is done in medicine and the . New York City has the most postgraduate life sciences degrees awarded annually in the United States, with 127 having roots in local institutions as of 2005 while in 2012, 43,523 licensed physicians were practicing in New York City. Major biomedical research institutions include , Rockefeller University, , , , and , being joined by the / venture on . The graduates of in the Bronx earned the highest average annual salary of any university graduates in the United States, $144,000 as of 2017.
Culture And Contemporary Life
New York City has been described as the cultural capital of the world by New York’s . A book containing a series of essays titled New York, Culture Capital of the World, 19401965 has also been published as showcased by the . In describing New York, author said, “Culture just seems to be in the air, like part of the weather.”
Numerous major American cultural movements began in the city, such as the , which established the African-American literary canon in the United States. The city became the center of in the early 20th century, in the 1940s, in the 1950s, and the birthplace of in the 1970s. The city’s and scenes were influential in the 1970s and 1980s. New York has long had a flourishing scene for .
The city is the birthplace of many cultural movements, including the in literature and visual art ” rel=”nofollow”> New York School) in painting and ,, , , , certain forms of , and in music. New York City has been considered the dance capital of the world. The city is also frequently the setting for novels, movies , and television programs. is one of the world’s preeminent fashion events and is afforded extensive coverage by the media. New York has also frequently been ranked the top of the world on the annual list compiled by the .
How We Approach Editorial Content
Maintaining independence and editorial freedom is essential to our mission of empowering investor success. We provide a platform for our authors to report on investments fairly, accurately, and from the investors point of view. We also respect individual opinionsthey represent the unvarnished thinking of our people and exacting analysis of our research processes. Our authors can publish views that we may or may not agree with, but they show their work, distinguish facts from opinions, and make sure their analysis is clear and in no way misleading or deceptive.
To further protect the integrity of our editorial content, we keep a strict separation between our sales teams and authors to remove any pressure or influence on our analyses and research.
Read our editorial policy to learn more about our process.
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American Funds Retirement Services > Login
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Welcome To American Funds
Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value. Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in each funds prospectus and summary prospectus, which can be obtained from a financial professional or downloaded. To download prospectuses, log in to your account and click on the Prospectus link on the Investment Options page. Please read the prospectus carefully before you invest or send money. This information may vary regarding group annuity investments and, if applicable, can be obtained from a financial professional.
American Funds and the information contained in this website are intended only for persons eligible to purchase U.S. registered mutual funds.
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Transparency Is Our Policy Learn How It Impacts Everything We Do
Transparency is how we protect the integrity of our work and keep empowering investors to achieve their goals and dreams. And we have unwavering standards for how we keep that integrity intact, from our research and data to our policies on content and your personal data.
Wed like to share more about how we work and what drives our day-to-day business.
Water Purity And Availability
New York City is supplied with drinking water by the protected . As a result of the watershed’s integrity and undisturbed natural system, New York is one of only four major cities in the United States the majority of whose drinking water is pure enough not to require purification by plants. The city’s municipal water system is the largest in the United States, moving over one billion gallons of water per day. The north of the city is undergoing construction of a $3.2 billion water purification plant to augment New York City’s water supply by an estimated 290 million gallons daily, representing a greater than 20% addition to the city’s current availability of water. The ongoing expansion of , an integral part of the New York City water supply system, is the largest capital construction project in the city’s history, with segments serving Manhattan and the Bronx completed, and with segments serving Brooklyn and Queens planned for construction in 2020. In 2018, New York City announced a $1 billion investment to protect the integrity of its water system and to maintain the purity of its unfiltered water supply.
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Sexual Orientation And Gender Identity
The New York metropolitan area is home to about 570,000 self-identifying and people, and one of the world’s largest. were legalized on June 24, 2011 and were authorized to take place on July 23, 2011. Charles Kaiser, author of The Gay Metropolis: The Landmark History of Gay Life in America, wrote that in the era after , “New York City became the literal gay metropolis for hundreds of thousands of immigrants from within and without the United States: the place they chose to learn how to live openly, honestly and without shame.”
The annual traverses southward down and ends at in Lower Manhattan the parade rivals the as the largest pride parade in the world, attracting tens of thousands of participants and millions of sidewalk spectators each June. The annual is held in and is accompanied by the ensuing Multicultural Parade.
American Funds Retirement Services > Account Login
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American Funds Target Date Retirement Series: Buy
- Rank among the top 401 funds: #39 #51 #55 #58 #70 #75 #83
- Best for: Best for savers who want to put their investments on autopilot
We’ve long been fans of the American Funds Target Date Retirement series. They’re a solid choice for investors who want an expert to handle their retirement investments from start to finish and well into retirement, too.
You pick the target-date fund with the year that’s closest to when you plan to retire, then sit back and let experts take care of the rest. The managers of the target-date series will shift the blend of stock and bond funds over time to a more appropriate allocation as you get closer to retirement.
What sets American Funds’ target-date series apart from others is its glide path the prescribed shift in stocks and bonds over time in any given target-date series. Throughout the series, the firm’s target-date funds hold considerably more in cash than their typical peer, but each of the portfolios also have a slightly more aggressive stock position.
For instance, the American Funds 2040 Target Date Retirement fund holds just under 6% of its assets in cash and 84% in stocks and 10% in bonds. The typical 2040 target-date fund, by contrast, holds 2% of its assets in cash, 75% in stocks, 13% in bonds and 10% in other diversified assets.
What matters too, of course, is the outcome. And on that front, these funds deliver, returning above-average returns with below-average risk.
How We Use Your Personal Data
How we use your information depends on the product and service that you use and your relationship with us. We may use it to:
- Verify your identity, personalize the content you receive, or create and administer your account.
- Provide specific products and services to you, such as portfolio management or data aggregation.
- Develop and improve features of our offerings.
To learn more about how we handle and protect your data, visit our privacy center.
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Wealth And Income Disparity
New York City, like other large cities, has a high degree of , as indicated by its of 0.55 as of 2017. In the first quarter of 2014, the average weekly wage in New York County was $2,749, representing the highest total among large counties in the United States. As of 2017, New York City was home to the highest number of of any city in the world at 103, including former . New York also had the highest density of millionaires per capita among major U.S. cities in 2014, at 4.6% of residents. New York City is one of the relatively few American cities levying an on its residents. As of 2018, there were 78,676 in New York City.
How We Make Money
We sell different types of products and services to both investment professionals and individual investors. These products and services are usually sold through license agreements or subscriptions. Our investment management business generates asset-based fees, which are calculated as a percentage of assets under management. We also sell both admissions and sponsorship packages for our investment conferences and advertising on our websites and newsletters.
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Primary And Secondary Education
The system, managed by the , is the largest public school system in the United States, serving about 1.1 million students in more than 1,700 separate primary and secondary schools. The city’s public school system includes nine to serve academically and artistically . The city government pays the to educate a very small, detached section of the Bronx.
The New York City Charter School Center assists the setup of new . There are approximately 900 additional privately run secular and religious schools in the city.
Plus The Many Other Advantages Of Mutual Of Americas Fpa
- You can contribute from any source, such as savings or proceeds from a sale or inheritance, with no limits on your contributions.
- A diverse choice of well-known investment fund families and styles in the Separate Account to develop your own investment strategies. The performance of the Separate Account investment funds is not guaranteed, and any assets allocated to them may decrease or increase in value.
- An Interest Accumulation Account that guarantees your principal and previously credited interest to protect against market risk. This guarantee is subject to Mutual of Americas financial strength and claims-paying ability.
- No withdrawal or surrender fees and no sales commissions.
- Your interest and any investment earnings accumulate on a tax-deferred basis until withdrawn.
Withdrawals of the tax-deferred interest and any investment earnings are subject to income tax at your ordinary income tax rate at the time of withdrawal, and if made prior to age 59½, a 10% federal tax penalty.
There is a contract fee , and investments in the Separate Account investment funds are subject to Separate Account charges and underlying funds investment management fees and expenses.
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Mutual Of Americas Target
The asset allocation is more aggressive for individuals with a longer time horizon to retirement and becomes more conservative as you near and begin retirement.
Simply choose the Retirement Fund with the retirement date closest to when you want to retire, and let the professionals at Mutual of America Capital Management LLC manage your asset allocation for you.2
