New York State Retirement System Login


Your 2020 Vested Annual Disclosure Statement Is Now Available In Your Secure Mynycers Portal Please Log In To Access Your Electronic Vested Ads And Look For The View My Documents Link Read More

New York State and Local Retirement Systems Update

Attention Vested NYCERS Members!

Your 2020 Vested Annual Disclosure Statement is now available in your secure MyNYCERS portal. Please log in to access your electronic Vested ADS and look for the View My Documents link. If you have not registered for a MyNYCERS account, or you registered prior to May 2020, please register to view your Vested ADS.

Be sure to review the beneficiary information and, if you need to make changes, look for the Manage My Beneficiaries link in your MyNYCERS account.

Types Of Retirement Systems In New York

While pensions and money for retirement are the main reasons that certain individuals become public employees, there are many other benefits to belonging to one of New Yorks retirement systems. Youll receive varying levels of death benefits, loans, accidental disability benefits for injuries and vesting long-term benefits. Your tier determines where you fall within the hierarchy of these plans.

Applying For Previous Service Credit

To receive credit for any type of previous service, send a written request to NYSLRS Member & Employer Services Bureau. Please include as much information as you can about the period of employment you are seeking to receive credit for. We will determine your eligibility to receive the credit and any cost involved.

  • It will be less expensive than if you wait to purchase it at a later date.
  • You will stop making the 3% contribution sooner.
  • Your retirement benefit will be processed more quickly if your service credit is in order.
  • If your purchased service brings your total credited service to 10 or more years, you will no longer be eligible to withdraw your contributions and end your membership.

It is strongly recommended that you schedule an appointment with prior to retiring. You may also schedule an appointment with a NYSLRS representative, following their consultation schedule.

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As A Result Nycers Has Returned To Its Standard Policies And Procedures As They Pertain To The Executive Orders Read More

Important Service Announcement

As of midnight on June 25, 2021, Governor Cuomo lifted the New York State State of Emergency, and cancelled the Executive Orders written under the State of Emergency. As a result, NYCERS has returned to its standard policies and procedures as they pertain to the Executive Orders noted below. Therefore, the following NYCERS Temporary Policies are no longer in effect:

  • Open Meetings Law Protocols for Public Meetings
  • Notary Protocol
  • Allowing 212 Limitations to be Suspended
  • Permitting Remote Notarization
  • Waiving Notarization on Certain Documents
  • Travel Restrictions
  • Forgotten User Ids Or Passwords


    Did you know that you can retrieve your user ID or reset your password on your own? This is a helpful tip to remember, because if you enter an incorrect password three times, your account will be locked.

    If youve forgotten your user ID, go to the Retirement Online sign-in page. Click the Forgot ID link above the User ID field. From there, you can identify yourself and answer security questions to receive your user ID. Read our Forgot User ID guide for step-by-step information.

    If youve forgotten your password, click the Forgot Password link above the Password field. From there, you can identify yourself with your user ID and answer security questions to reset your password. Read our Forgot Password guide for step-by-step information.

    If you become locked out of your account, you can call our customer service representatives at 866-805-0990 . Press 2 to access the member, retiree and beneficiary menu, follow the prompts, and then press 1 for Retirement Online assistance.

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    What Web Browser To Use

    Retirement Online works best in Microsoft Edge and . If youre having trouble signing in, clearing your browsers history may help. Read our Clear Your Cache guide for step-by-step information.

    Retirement Online is generally available Monday, Wednesday, Thursday and Friday from 7:00 am to 9:30 pm Tuesday from 7:00 am to 6:00 pm and weekends from 6:00 am to 11:00 pm. Over time, we will expand our hours to better serve you. For more information, please visit our Retirement Online Learn More page.

    Ny State And Local Police & Fire

    Tier 6 April 1, 2012 or after

    Tier 5 January 9, 2010 through March 31, 2012

    Tier 4 there is NO Tier 4 in PFRS

    Tier 3 July 1, 2009 through January 8, 2010

    Tier 2 July 31, 1973 through June 30, 2009

    Tier 1 Prior to July 31, 1973

    Detailed information on your retirement benefits is available on the Retirement System website.

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    Payment Of A Service Credit

    As a Tier 3, 4 , 5 or 6 member, you will usually be required to pay for service currently not credited to you. These payments are known as “arrears.” There are two kinds of arrears: mandatory and optional. Mandatory arrears are required for service you earned as a member but for which you made no contributions. Optional arrears are payments you choose to make to purchase credit for a period of previous or military service. Once you have made payment and have accrued two years of service credit as a member, you can receive that credit. Before you purchase optional arrears, though, you must pay for any outstanding mandatory arrears.

    Current Financial Health Of The New York Retirement System

    Retirement Online: Your Benefits. Your Way.

    At an estimated value of $207 billion, New Yorks public employee pension fund is the third-largest in the U.S. It has well over 3,000 employers at a state and local level that have employees included in the fund, with significantly more than one million participating retirees, members and beneficiaries. The fund gains most of its funds from investments, and its currently averaging a return of 8.35% every five years. So needless to say its performing well and should continue to do so for some time.

    In an effort to instill protections for this strong pension fund further, New York state comptroller Thomas P. DiNapoli has passed laws protecting who can be a part of it. For example, any investment advisors who contribute to a state comptroller and lobbyists cannot become involved with the fund. Also, all investment sales and purchases made within it are reported monthly to the public. To keep a further eye on these investments, DiNapoli created the Special Counsel for Ethics.

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    Tips For Retiring Comfortably

    • Choosing the right place to spend time in your retirement is just as important as deciding when to retire. SmartAsset has researched the taxes associated with each state so that you can make an intelligent decision as to where you want to end up. The most tax-friendly states are scattered all over the U.S., so theres bound to be a choice for you.
    • Ensuring that your plans for retirement are complete is tougher than it sounds. It involves not only saving enough money for daily spending, but also long-term goals. The advice and guidance of a financial advisor can be invaluable throughout this time. If you want to get paired with up to three advisors in your area, the SmartAsset financial advisor matching tool can take care of it based simply on your answers to a few financial questions.

    New York State Retirement Planning

    The New York State Retirement System administers the pension program for public employees in New York State. Its charge is to assist employees in making decisions that will maximize their financial resources after retirement. There are a number of features that make the NYS Retirement System an excellent base from which to build your retirement security. Some of the benefits and services provided to members of the systems include:

    • The City of Yonkers and NYS Retirement System pays most of the cost of providing your pension benefits
    • Your pension benefit is in addition to Social Security benefits
    • Your spouse may receive pension benefits if you should pass away before him/her
    • You may receive a disability pension if you become disabled
    • Vesting provisions allow you to keep your retirement benefits even if you leave public service

    For the most accurate information, it is important to know which system and tier you belong to. The tier status defines various guidelines such as contributions, calculation of benefits, and early retirement percentage decreases. Tier status is determined based on the date you join the system, as follows:

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    Overview Of New Yorks Retirement Systems

    New York State and Local Police and Fire Retirement System These plans come in 20- and 25-year variations, with benefits increasing the longer youre part of the system. However, in both plans, you will be covered for death and injuries from the day you start. No matter which you choose, though, a maximum of 32 years can be credited toward your pension.

    New York State and Local Employees Retirement System ERS plans come with similar benefits to its counterparts, albeit they can take longer to vest. If you become eligible for a different retirement plan within New Yorks system, you can transfer your service time from this to the other.

    New York State Teachers Retirement System This system and its benefits are dedicated to most of the teachers in New York, aside from those working in New York City. However, those in the Big Apple have their own retirement system called the New York City Teachers Retirement System.

    This benefit tier list applies to the three retirement systems above: the PFRS, ERS and NYSTRS. These dates apply to when you became a member to your respective program:

    • Tier 1: Before 7/1/1973
    • Tier 2: Between 7/1/1973 and 7/26/1976
    • Tier 3: Between 7/27/1976 and 8/31/1983
    • Tier 4: Between 9/1/1983 and 12/31/2009
    • Tier 5: Between 1/1/2010 and 3/31/2012
    • Tier 6: On or after 4/1/2012

    Getting Credit For Previous Public Service

    TRS The NYS constitution a bulwark for your pension

    Getting Credit for Previous Public Service: You may be able to obtain credit for your previous public employment. It is very important that you claim all the service you are entitled to receive, as early as possible, because records documenting your previous service may become lost or destroyed with the passage of time.

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    Retirement Online Tools And Tips

    Retirement Online provides a safe and convenient way to review your retirement account details and conduct transactions in real time. In many cases, you can use Retirement Online instead of sending forms through the mail or calling NYSLRS. For example, you can create a pension estimate based on information we have on file for you or apply for retirement.

    Need help accessing Retirement Online? Heres some handy information to help you sign in, reset your password and more.

    Service From A Previous Membership

    If you previously were a member of NYSLRS, or another public retirement system in New York State, your service may be recredited and your date of membership and tier restored. NYSLRS will initiate reinstatement to tier 3, 4, or 5 or an earlier date within tier 6 by sending you information about your eligibility and giving you the opportunity to purchase credit for your withdrawn service. If your previous tier 3, 4 or 5 membership was with another retirement system, please write to NYSLRS Member & Employer Services Bureau. For reinstatement to tier 1 or tier 2, you must send NYSLRS a completed Application to Reinstate a Former Tier 1 or 2 Membership . You can get this form from either NYSLRS or HR Services & Transitions Center.

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    New York Retirement System

    The pension fund of New York is one of the three largest in the nation and serves well over one million plan participants. This success has put the state in a great spot for the health of its employees retirements. The New York retirement system is one of the simplest in the U.S., though there are still some nuances to be wary of. For those who want some extra help, the SmartAdvisor tool can pair you with financial advisors in your area that have experience working with such clientele.

    Why New York Life

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    Being a New York Life client means that you get the benefit of working with our financial professionals, who will partner with you for life. Our clients are also backed by a company with a long history and notable financial strengththats the type of security and track record you can rely on.

    New York Life is a mutual company. We answer to policy ownersnot to Wall Street. That means that your interests and our interests are aligned.

    We believe in the value of human guidance. Life insurance, retirement, and financial products can be complex. Our financial professionals are highly trained and have access to the latest tools and resources to guide you throughout your life as your needs change. They will work directly with you to simplify matters and help you achieve your short- and long-term goals.

    Getting started doesnt cost anything. Just connect with one of our financial professionals to discuss your needs. Together, you can clarify your financial position, goals, and aspirations and co-create a plan to ensure youre prepared for whatever life may bring. Our financial professionals can give you a good sense of how much various solutions cost, so you can make the best decisions for you.

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