Retirement Benefit Plan Services Lakewood Nj


New Name Same Exceptional Service: Introducing Futureplan

Taxation of your NJ Retirement Benefit
To our valued clients and partners:

Pension Strategies is now called FuturePlan by Ascensus. Our new name and brand represent our innovative role as a national leader formed by quality-focused TPA firms from coast to coast. Youll continue receiving the high-touch, responsive service you expect from our expert team, plus so much more. Were part of an extensive network of hundreds of experts on every type of plan and service, backed by the strength, security, and technology investment of a leading national firm, Ascensus.

As FuturePlan, were a fully independent and neutral TPA, empowering advisors and plan sponsors to work with the recordkeepers and investment platforms that best meet their needs. We partner with more than 30 recordkeepers and are continuously building effective partnerships across the retirement industry.

Please visit our new website at to learn more. We welcome your questions and feedback and look forward to working with you as FuturePlan!

Our Retirement Planning Services

Tax rules regarding retirement plans are complex however. Each benefit plan has specific requirements as outlined by the IRS and not every plan can be used by everyone. For example, contributions limits vary by the type of plan, your income, and your age. Some plans may require withdrawals at a certain age, while others have no age limit. Some withdrawals are taxed at retirement, whereas others are tax free. You’ll need to understand the tax implications of your retirement planning choices.

That’s why it’s best to use a tax professional like us. When you use our retirement planning services, you benefit from our in-depth knowledge and years of retirement planning experience.

Here’s what we do for you:

It’s Never Too Early To Start Planning For Retirement

The key to successful retirement planning is developing a plan that while based on your current financial situation, also meets your projected financial goals down the road.

That’s no easy task, however. Tax rules regarding retirement plans are complex. Each benefit plan has specific requirements as outlined by the IRS and it’s important to understand the tax implications of your retirement planning choices.

If you’ve already started saving for retirement, are you confident that you’re saving enough to live the comfortable lifestyle you deserve or that you have your money in the right retirement plan for you?

If you haven’t started saving for retirement, we’ll help you figure out a plan that works for you and your family.

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Rita Riccardidirector Of Retirement Plans

Rita Riccardi serves as Director of Retirement Plans for Gateway Retirement Consulting. Rita manages the service team responsible for assisting in the daily administration of each plan. Rita works with clients to deliver retirement plans solutions for both sponsors and participants.

Prior to joining Gateway Advisory LLC, Rita was Vice President at Bankers Trust/Deutsche Bank where she started her financial services career.Rita received her Bachelor of Science degree from Montclair State University in Business Administration.

Lisa M Lebbing Fpqp Medclient Services

Leisure Village

Prior to entering the financial industry Lisa was a grade school teacher at St. Joseph Grade School in Toms River, New Jersey. In 2000 Lisa joined her father at Amherst Financial Services in 2016 she became part of the Gateway Advisory team.

Through the College for Financial Planning, Lisa completed the Foundations in Financial Planning Professional Education Program. She is a Financial Paraplanner Qualified Professional , a designation accredited by the College for Financial Planning. Lisa earned her Bachelors Degree in Elementary Education from The Elms College in Chicopee, Massachusetts and a Masters in Education, with a concentration in Personnel Services from Georgian Court University in Lakewood, New Jersey.

Lisa is a former member of the Young Professional Advisory Council, Community Medical Center Foundation. She is a member of the Seaside Park Yacht Club , where she served as a trustee, chaired the Entertainment Committee and is currently co-chair of the Bar Committee.

Lisa lives in Seaside Park with her husband, Brad.

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Payment Assistance For Gas And Electric

This program is a state-funded utility assistance program that helps low- to moderate-income families in New Jersey pay their utility bills.

A PAGE grant can reduce balances, help restore service, pay for security deposits or reconnection fees.

N.J. households with income between $0 and the states median income may be eligible.

See Why You Can Rely On Our Services

Our reputation for honesty and integrity, decades of experience, professionalism with a personal touch, and confidentiality all stand out. We pledge to protect your privacy to the fullest extent possible. “What you say here, stays here”.

At Mayco Financial Services we pride ourselves in putting our clients’ interests first. Whether you are an individual seeking to preserve and build your wealth, or a business looking to maximize the value of your employee benefits plans, we will diligently tailor a plan for you.

What we do:
  • Wealth Management and Financial Planning Services. We manage millions for affluent and upper income individuals and families.
  • Our Employee Benefits department works closely with businesses to tailor a plan to each client’s situation. We take pride in our responsiveness and trouble shooting in this potentially confusing field.
  • Our licensed insurance agents are totally independent of any insurance company. Whether you need Life Insurance, Long Term Care, or Medicare Supplements, they search for the best value.

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Pensions & Health Benefits

NJEA believes that the mainstay of a secure retirement is the defined benefit pension plan. In New Jersey, teachers and educational support professionals contribute a percentage of their salary and receive credit for the time they serve public school students in a pension plan that provides a guaranteed income in retirement. This is deferred compensation that members earn as part of their compensation package.

Providing quality health benefits for public school employees does not just benefit the employee and their families they are also critical to protecting students health.

Post-retirement medical benefits are another element of an employees deferred compensation.

On July 1, 2020, Governor Murphy signed NJEAs long-sought Ch. 78 relief plan into law. P.L. 2020, ch. 44, will lower the cost of health insurance for school employees while also lowering costs for school districts.

The Power To Put Plans Into Action

Ledger Live animates New Jersey’s pension mess

At Merrill, we have the people, tools and personalized advice and guidance to help turn your ambitions into action. A licensed Merrill Financial Solutions Advisor can help you pursue your financial goals and plan for what matters most to you. Meet your local Merrill Financial Solutions Advisor on the phone or at a Bank of America financial center, or call us at 888.637.3343.

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Gonzalo Figueroa Cfpwealth Management Advisor

Gonzalo is a Financial Planner at Gateway Advisory, LLC, joining the team in 2021. Gonzalo previously worked as a Financial Advisor for Merrill Lynch, providing advice and guidance to help clients achieve financial success. Gonzalo has been in the financial services industry for 5 years, entering shortly after graduating Magna Cum Laude from William Paterson University with bachelor’s degrees in Finance and Economics. Gonzalo earned his CERTIFIED FINANCIAL PLANNER/ CFP® certification from Northwestern University.

Gonzalo is a New Jersey native, currently residing in Little Ferry.

Brian J Power Cfp Msprincipal

Brian is one of the principals of Gateway Advisory, LLC, established in 2010. Prior to forming Gateway Advisory, LLC Brian was a Vice President and investment advisor at Merrill Lynch. He has devoted his professional career to working with clients and their families to understand not only their financial needs and goals but to learn about their personal goals and favorite past times. He has over 25 years experience in the financial industry.

Brian earned his Bachelors of Science Degree from Rutgers University, his CERTIFIED FINANCIAL PLANNER/ CFP® certification from NYU and his Masters of Science in Financial Planning from the College for Financial Planning.

Brian is a New Jersey native. He dedicates his free time attending events and activities for his 4 children.

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Benefits Designed Around The People And Companies We Serve

At Bank of America, we believe employers can positively impact their employees financial wellness by providing comprehensive financial education and solutions. We serve employers across the country by offering integrated retirement and benefit plan services that can help retain talent and

provide the support their employees are looking for.

Why us

The power and breadth of our resources allow us to provide a benefits program that meets the near-term and long-term needs of your employees.

Glenn A Blachman Cfp Cima Aif Msprincipal

Four Seasons at Lakewood

Glenn is one of the founding partners and a principal of Gateway Advisory, LLC. Prior to forming Gateway in 2010, Glenn was a Vice President and investment advisor at Merrill Lynch where he started his financial services career in 1994.

Glenn earned his Bachelor of Arts degree in Economics from Rutgers University, his CERTIFIED FINANCIAL PLANNER/ CFP® certification from NYU, his Master of Science degree in Financial Planning from the College for Financial Planning, his Certification as an Investment Management Analyst from the Wharton School of the University of Pennsylvania, and his Accredited Investment Fiduciary designation from the Center for Fiduciary Studies.

Glenn is a member of The National Association of Personal Financial Advisors and the Investment Management Consultants Association .

401 Wire named Glenn as one of the 300 Most Influential Defined Contribution Advisors. Financial Times named Glenn as Top 401 Financial Advisors and Gateway Advisory as Financial Times 300 Top Registered Investment Advisors.

Glenn resides in Brooklyn, New York with his wife and two daughters. He is also on the Advisory Board for Eisner Crane Lake Camps. When he is not at work, he enjoys spending time with his family, an occasional round of golf, fishing and skiing.

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Retirement Plan Senior Administrator Salary In Lakewood New Jersey

How much does a Retirement Plan Senior Administrator make in Lakewood, NJ? The average Retirement Plan Senior Administrator salary in Lakewood, NJ is $89,700 as of February 25, 2022, but the range typically falls between $83,400 and $94,900. Salary ranges can vary widely depending on many important factors, including education, certifications, additional skills, the number of years you have spent in your profession. With more online, real-time compensation data than any other website, helps you determine your exact pay target.

10th Percentile Retirement Plan Senior Administrator Salary $77,664
25th Percentile Retirement Plan Senior Administrator Salary $83,400
50th Percentile Retirement Plan Senior Administrator Salary $89,700
75th Percentile Retirement Plan Senior Administrator Salary $94,900
90th Percentile Retirement Plan Senior Administrator Salary $99,634

Steven Puckett Aif Crpsvice President Of Retirement Plans

Steven Puckett serves as the Director of Retirement Plans for Gateway Advisory LLC. Steve manages and consults on retirement plans in the areas of investment advisory services, fiduciary services, forensic plan audits, fiduciary risk mitigation solutions, compliance assistance, and fee audits for 403 plans, 401 plans, 457 plans, Defined Benefit plans, and Non-Qualified Plans. With over 20 years of experience in the retirement plans industry, Steve has assisted and consulted with hundreds of companies with their retirement plans concerns. Prior to joining Gateway Advisory LLC, Steve held senior level positions at HANYS Benefit Services, Gallagher Retirement Services, MetLife, Oppenheimer Funds, and Nicholas Applegate Capital Management. Steven has been a featured retirement plans speaker at the Securities Industry Association conference and the National Tax Sheltered Accounts Association national conferences. Steven has been named as one of the Top 100 retirement plan advisors in the United States by Plan Sponsor Magazine in 2015 and 2016. Steve was also named one of the Top 300 in the years 2008, 2009, 2010. Steve has been awarded his Accredited Investment Fiduciary designation from the University of Pittsburgh and the Chartered Retirement Plan Specialist designation from the College for Financial Planning. Steve received his Bachelors Degree in Finance from the University of Iowa.

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Universal Service Fund & The Fresh Start Programs

USF provides a monthly credit directly to your NJNG bill.

For a two-year period beginning October 1, 2021, all USF participants may qualify for the N.J. Fresh Start program, which forgives past-due balances and helps bring your NJNG and electric utility accounts in good standing.

Household income must fall at or below 400% of the Federal Poverty Level.

The USF helps cover energy costs over 2% or 4% of your income up to $2,160 per year.

6 = $11,860

Sophisticated Wealth Managementto Serve Your Individual Needs

The Public Pension Crisis: Are Your Taxes Going To Go Up? – Steve Forbes | What’s Ahead | Forbes

You are an individual who doesnt just jump to conclusions. Your decisions are carefully weighed and deliberated with cautious consideration.

When seeking financial advice, you seek a counterpart who is equally as deliberate in delivering carefully measured guidance.

We are driven not only by years of experience, but by disciplined planning, attentive insight and analytical capabilities. Our objective is to serve as your trusted financial partner to help you arrive at the informed decisions you value, and enjoy the confidence in knowing that every financial matter is fully addressed.

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New Jersey Lifeline Credit Program

Lifeline provides a combined annual $225 grant for natural gas and electricity costs to seniors and individuals with disabilities.

The program is administered by the Department of Human Services.

Eligible customers must be a N.J. resident, age 65 or older or between ages 18 and 64 and receiving Social Security Disability benefits

For 2022, income limits are set at less than $38,769 for a single person or at $45,270 if married.

Richard S Banasiaksenior Account Manager

Richard S. Banasiak serves as a Senior Account Manager for Gateway Advisory LLC. Rich manages and consults on retirement plans in the areas of investment advisory services, fiduciary services, pension audits and fee audits for 401plans, 403 plans, Defined Benefit plans and Non-Qualified Plans. Rich has over 29 years of experience in the retirement plans industry, specializing in annual compliance testing coverage and Top-Heavy testing) along with consulting clients on keeping their plans compliant. Rich is also well versed with handling mergers and acquisitions and has extensive exposure working with CEOs, CFOs and Human Resource personnel onplan design and at on-site RFP sales meetings.

Prior to joining Gateway Advisory LLC, Rich worked for the past 17 years with Merrill Lynch as both a Senior Compliance Consultant and Senior Account Manager. In the late 1990s he worked as a Retirement Plan Manager for a 30,000 live commercial cleaning company in New York City where he managed a Non-Qualified Executive Plan, 401k Plan and Defined Benefit Plan.

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Peter L Inverso Jr Cfp

Peter has worked in the financial arena for over 30 years he owned and operated Inverso Capital Management prior to joining Gateway Advisory, LLC in 2016. Peter has lectured on financial planning and investments at schools, corporations and for AARP senior groups and has taught adult education classes in the College for Financial Planning. He is involved in ongoing lectures and course work in economics and investment studies at Princeton University. Peter has conducted live call-in radio shows concerning college planning and funding.

Peter earned his Bachelor of Science Degree from The College of New Jersey and his CERTIFIED FINANCIAL PLANNER/ CFP® certification from the College for Financial Planning in Greenwood Village, CO. Peter has completed course work, on a Masters Degree level, in biblical theology at The Philadelphia Biblical University.

Peter is a professional drummer and continues to perform in concerts. He is also a member of the Trenton Country Club.

Peter resides in Titusville with his family.

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