Florida 55+ Communities Near The Beach
A drink in your hand, toes in the sand. Who doesnt dream of living on the beach? Particularly the white sandy beaches of Florida? For active adults 55 and over, finding the perfect beachfront retirement community to call home isnt as difficult as you might think.
Here, weve assembled a list that spotlights the best Florida 55+ communities near the beach. Keep reading for all the balmy details and ride the wave where it takes you…
Freedom at San Salito- St. Augustine, FL
This Mediterranean-style beachfront retirement community includes a clubhouse, swimming pool, fitness center, tennis and volleyball courts, bocce ball, a dog park, and more. HIghlighted by year-round activities and events coordinated by an onsite lifestyle director, this vibrant community is perfect for those looking to enjoy all the spoils of a low-maintenance Florida beach lifestyle.
Latitude Margaritaville Daytona Beach- Daytona Beach, FL
The most stressful part of your day here will be deciding how youll take your margs…blended or on the rocks? Inspired by the music and lifestyle of singer, songwriter, and best-selling author Jimmy Buffett, this 55+ Florida community epitomizes the laid back beach life. Named Best 55+ Community of the Year by the National Association of Home Builders, residents at this beachfront retirement community enjoy a variety of recreational amenities, on-site dining, live entertainment, and a planned private beach club.
Valencia Bonita- Bonita Springs, FL
Where To Retire In Fernandina Beach And Home Prices
Amelia Island Plantation has luxury hotels , condos, and beautiful private homes. You can live on the water, beside a golf course, or have a home set in the live oak-studded dunes just off the beach. There are other communities near Fernandina including American Beach, a historic district founded in 1935 to give blacks access to the beach in the then segregated South. The owners of Amelia Island Plantation went into foreclosure or bankruptcy in 2010, which has since been resolved. Home prices vary depending on location – in the Plantation will generally be much more expensive than in Fernandina or other communities. Whereas prices on the Plantation had started at over $500,000 and went to almost $5 million, the financial troubles have brought those down sharply. The median home value was $407,396, in early 2021, according to Zillow. Prices on Amelia Island Plantation were undoubtedly higher.
Free Assisted Living Resources In Fernandina Beach
Fernandina Beach and the surrounding area are home to numerous government agenciesand non-profit organizations offering help for seniors searching for orcurrently residing in an assisted livingcommunity. These organizations can also provide assistance in a number of other eldercare services such asgeriatric care management, elder law advice, estate planning, findinghome care and health and wellness programs.
To see a list of free assisted living resources in Fernandina Beach, please visit our Assisted Living in Florida page.
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Independent Living In Fernandina Beach Florida
There are 18 independent living communities near Fernandina Beach, Florida. The average daily cost of independent living in Florida is approximately $55, with costs running between $16 and $145 per day. On a monthly basis, this equates to a median expenditure of $1,650, with costs ranging from about $467 up to $4,356. The average annual cost is $19,800, which is under the national average of $23,100.
The cost of independent living in Fernandina Beach generally ranges from as little as $674 per month to $3,025 per month. The average cost is about $2,213 per month, or around $26,549 per year.
Located in Nassau County, Fernandina Beach is a small city in Florida. It is part of the Jacksonville metro statistical area. While the encompassing area is home to 1,094,211 inhabitants, there are 31,008 residing in the city itself. Approximately 41% of the local populace are over the age of 55.
Fernandina Beach has an above average SeniorScore of 78. The average housing price in the city is $190,500, which is somewhat lower than the state average of $208,500. Fernandina Beach has an average unemployment rate of around 6.9%. The city’s average household income is $64,000 , vs the average of $40,000 for the state of Florida.
Things To Do In Fernandina Beach And Amelia Island

One of the most popular attractions on the island is Fort Clinch State Park. This park contains what remains of Fort Clinch, which is one of the most well preserved American forts from the 19th century. Visitors will regularly find Civil War reenactments happening here, but the park is also a great place for beach activities!
As for cultural activities, you can catch regular shows at the Amelia Community Theatre and the Fernandina Little Theatre. There is also the Amelia Arts Academy, which is one of only four certified arts schools in Florida.
Fernandina Beach contains a historic downtown district that is filled with tons of culture, as well as excellent boutique shopping. On the second Saturday of every month, the downtown art galleries host Artrageous Artwalks where visitors can tour all of the local galleries and meet local artists.
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Where You Have Peace Of Mind
Say goodbye to household tasks and hello to a lifestyle focused on wellness, healthy activity, and friendships. Youll have access to programs designed to keep you feeling your very best, as well as caring professionals who can quickly help in case of emergencies or offer a consistent helping hand. No matter your abilities or challenges, we are here to help. Take a deep breath and relax: Youre home now.
What Is Special About Fernandina Beach
Fernandina Beach is an old coastal town on the way back up it’s downtown is charming with many interesting shops, restaurants – a 50 block area is listed on the National Register of Historic Places nearby Amelia Island Plantation has all the luxury and amenities to complement Fernandina some people have likened Amelia Plantation to summer camp for rich adults Isle of 8 Flags Shrimp Festival Fernandina Beach is a very walkable community.
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Osprey Village At Amelia Island
When looking for continuing care retirement community in Amelia Island, Florida, consider Osprey Village At Amelia Island. This senior living center is an excellent luxurious senior care option. This senior living community has a total of 44 assisted living apartments and includes Alzheimers care services, walking trails and staff available 24/7. Its license number is 9197. Osprey Village At Amelia Island provides senior living not only to Amelia Island retirees, but also to all Nassau county senior residents.
Learn More About Fernandina Beach Fl
Cost of Living
The total household expenses associated with living in Fernandina Beach are rated 21 points below the national average. Grocery and other essential costs are also rated below the average, indicating that Fernandina Beach is relatively affordable.
Index Scores
All index scores are based on a scale that has the national average set at 100. A score of 200 indicates that the cost is twice as expensive as the national average, while a score of 50 indicates that the cost is half as expensive.
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Pros And Cons Of Living In Fernandina Beach Florida
Fernandina Beach, FL is a suburb of Jacksonville, located on the very northeast corner of the state, bordering Georiga.
The incorporated town of Fernandina Beach is just 16 square miles in size with a population of 11K residents. However, when most folks talk about living in Fernandina Beach they are referring to the much larger Fernandina Beach, 32034 zip code, which is 56 square miles in size with a population of 37K residents. This includes the unincorporated towns of ONeil, Nassauville, Amelia City, American Beach, and Franklinton. This article will be covering the entire 32034 zip code.
The Best 10 Retirement Homes Near Amelia Island Fl 32034
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History Of Fernandina Beach Amelia Island
The history of Fernandina Beach and Amelia Island contains a number of interesting twists and turns that involve the eight different countries that have controlled the island, the Civil War Fort located on the island, and of course its history of local pirates.
History buffs will want to start at the Amelia Island Museum of History. In addition to that, they can also consider visiting the Old Town Carriage Company for a horse-drawn history tour. There are great history lessons available through EcoMotion Tours at Kingsley Plantation and the fascinating walking tours of Fernandina Beach.
Financial Assistance For Assisted Living In Fernandina Beach

The state of Florida offers financial assistance for individuals in ALFs through the Medicaid State Plan program called the Statewide Managed Medicaid Care Long-Term Care program. The Assistive Care Services program is also available. Individuals may be eligible for one or both programs, but those who receive both programs must also have a service plan that identifies the level of care through each service.
Learn more about these programs, plus whos eligible, on ourAssisted Living in Florida page.
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About The Lakeside At Amelia Island
Against the backdrop of the pristine Fernandina Beach and just a few yards off Amelia Parkway, The Lakeside at Amelia Island is the latest addition to the Arbor Company senior living communities. The senior living community provides services such as independent living services, assisted living, and memory care. Seniors living with Alzheimers disease and dementia are welcome in the memory care community. The cost of assisted living starts at around $3,000. This is comparable to the average of $3,045 in Jacksonville, FL. Residents of The Lakeside at Amelia can choose from four different floor plans, including independent cottages, studio apartments, and one- and two-bedroom apartments. Apart from room and board, the monthly payment includes such services as laundry, fine dining, scheduled transportation, apartment maintenance, 24-hour emergency response, and daily recreational activities.
Description Of The Jane Adams House
Welcome to The Jane Adams House. Our inviting senior living community offers residents the comfort and convenience of a hassle-free lifestyle free from the burdens of home ownership. Located in the city of Fernandina Beach, Florida, we provide a variety of on-site services to help our residents enjoy their stay to the fullest. In addition, we provide a choice amount of amenities to promote a relaxing experience for individuals residing at our community. Accommodations come in a selection of options. Depending on the individual, The Jane Adams House could be the perfect fit for seniors seeking senior living options in or around Fernandina Beach, Florida.
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Tour The Jane Adams House
The best way to get to know a community is by scheduling a tour. See the facilities, meet the staff and residents, and get a feel first hand what it’s like to live at The Jane Adams House Assisted Living.
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The Climate Is Perfect
Like most beach cities, Fernandina Beach is never unbearably cold, with an average . Rain is plentiful in the summer months, guaranteeing consistent breaks from the summer heat. And unlike many beach towns, Fernandina Beach benefits from cool breezes that minimize sweltering temperatures.
For seniors with arthritis or mobility impairments, this climate offers real benefits. Joint pain tends to get worse in the chilly winter months, and the warm temperatures of Fernandina Beach can help reduce pain. Moreover, this welcoming climate encourages you to spend time outdoors, helping you remain active longer. Go for a jog on the beach. Swim in the warm ocean water. Or sign up for water aerobics at the Fernandina Beach Senior Center.
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Oak Grove Homes & Real Estate
Construction of Oak Grove began in 1941 and continued to develop over the years. The community consists of attached and single-family homes. The attached homes are 1,020 square feet and typically feature two bedrooms and one bathroom. A single-family home in Oak Grove ranges from 720 to 2,368 square feet and typically has two to three bedrooms and one to three bathrooms.
Take Advantage Of Premier Senior Care Enjoy Luxury Living On Beautiful Amelia Island And Experience Retirement The Way It Should Be
At Osprey Village, our number one goal is to help Members live Longer, Healthier, Happier lives. Our luxury retirement community offers a variety of high-end living options, a premier social and wellness lifestyle and a scenic location on beautiful Amelia Island in Fernandina Beach, Florida.
Residents of our senior living community enjoy access to an extensive list of amenities, which include restaurant-style fine dining, a robust calendar of daily social events and an award-winning wellness program at our multi-million-dollar wellness center. As a Member of our community, residents gain automatic membership to The Amelia Island Club and Amelia Island Plantation, where they can enjoy golf, tennis and additional social programming. At Osprey Village, the services and amenities we offer are designed to promote active living and healthy aging in a luxurious environment.
To learn more about Osprey Village, Amelia Islands premier option for senior living, we invite you to give us a call or schedule an appointment today!
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Top Gated Communities In Fernandina Beach
When it comes to relocation, both your place of residence and neighborhood have a significant impact on your familys well-being and quality of life. Prestigious builder ICI Homes ensures that this financial and personal investment is one that is worth making. Explore their gated community Amelia National providing residents with some of the most sought after amenities, including an 18-hole golf course, a brand new lighted tennis court facility, a fitness center with spa, and a charming French provincial county club with a resort-style pool. Choose among award-winning floor plans coupled with your custom home desires beyond the standard options and features. Your kids will attend the Yulee Elementary, the Yulee Middle, and the Yulee High schools. Open the gates to a refined lifestyle reserved just for your family.
Use NewHomeSource to find the perfect new construction home in one of Fernandina Beachs fabulous gated communities. Your dream home is just a click away.
Oak Grove Amenities & Lifestyle

Oak Grove is located in a secluded area that is home to an abundance of natural greenspace. Residents of Oak Grove enjoy a low-maintenance lifestyle thanks to a homeowners association that tends to landscaping needs, roof repair, and other miscellaneous home repairs. With more free time, members of the community can relax or spend more time exploring the area.
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Cottage Home Prices Start In The Low $300s Villa Apartments Prices Start In The Mid $100s
Maintenance-free living is yours at Osprey Village of Amelia Island, Florida. Our elegant and spacious floor plans offer 1, 2, and 3-bedroom options and include both cottages and villa apartment accommodations. All of our floor plans are single-story and designed to ease freedom of movement. .
At Osprey Village, our Independent Living community stands apart from the rest because of our premier location, vibrant community, award-winning wellness program, never-ending social calendar, restaurant-style fine dining, membership to a nearby golf club and so much more. If youre interested in Independent Living at Osprey Village or have any questions, we invite you to give us a call or schedule an appointment. We cant wait to meet you!
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Approach Makes The Difference
Aging is inevitable your approach to aging makes all the difference. Because its not enough to be surrounded in a resort-style setting if your quality of life prevents you from enjoying it. At Osprey Village, we believe anyone at any age in any condition can improve the quality of their life. Its a distinct way of looking at the world a radical idea that as our physical bodies get older, our outlook can stay young. Our community offers many features that enable this way of life including indoor heated pools, multi-million dollar private wellness centers, on-site spas, wellness dining menus and more.
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Things To Do In Fernandina Beach
The northernmost city on Florida’s Atlantic Coast and the only municipality in the U.S. having flown eight different national flags is Fernandina Beach, situated on Amelia Island. In accordance with its name, the city offers plenty of water-related recreational options at the Main Beach Park, the Peters Point Beachfront Park, the George Crady Bridge Fishing Pier State Park, and Egans Creek Park. The Fort Clinch State Park makes for a splendid weekend family destination comprising Fort Clinch, sand dunes, plains, maritime hammock, and estuarine tidal marsh. Fishing, sunbathing, hiking, picnicking, swimming, bicycling, surfcasting, camping, birding, and shelling are all possible.
Culture and education nicely blend in a kids-friendly fashion at the Fernandina Beach Pinball Museum, the Amelia Island Museum of History, the Maritime Museum of Amelia Island, the Shrimping Museum, and the American Beach Museum. Your aesthetic sense can be polished at the Amelia Community Theatre. The annually-organized Isle of Eight Flags Shrimp Festival is a further chance to spend time with your family and friends and enjoy seafood, arts, crafts, live music, a fireworks display, and a parade.