Safest Places To Retire In Texas


Here Are The 10 Safest Cities In Texas For 2022

The 10 Best Places to Retire in Texas 2021 – Nowhere Diary

See if your city made the full list.

Texans daily concern about safety jumped 13 percentage points in our most recent State of Safety survey. Not only is that a huge leap from the previous years 49%its also 15 percentage points higher than the national average.

But those who call one of Texass 50 safest cities home may be less concerned due to significantly lower rates of crime than the rest of the state.

Stylish Residences With All The Right Touches

Its an elegant, carefree lifestyle, because we take care of maintenance and housekeeping, while our 24/7 professional concierge manages all the details for reservations and outings. Our modern one- and two-bedroom residencesall with stainless-steel appliances, walk-in closets, and upscale finishing touchesboast a range of flexible, open floor plans with balconies. Locally sourced building materials reflect the region, as wood and stone integrate seamlessly into the soothing neutral palette.

The Best Places To Retire In Texas


*Includes hospitals with 4- and 5-star ratings.

Austin is one of the most vibrant cities in the U.S., and it also happens to be a great choice for retirees.

Known as a great arts city, Austin offers a dizzying variety of recreation options â earning it a perfect 100 out of 100 recreation score. It has the most performing arts spaces, flea markets, botanical gardens, music venues, art classes, tours, and hiking options per capita of any city on this list.

It has a number of lakes within the city, including Lady Bird Lake in the heart of downtown, where you can rent boats and kayaks while enjoying city views.

Austin has the best retirement homes in Texas and the most high-quality hospitals per 100,000 residents, so youâll have access to great health care with little worry about capacity.

Home values are high in Austin after years of steep growth, but utility costs are relatively low, and you get a lot for your money. Home to the University of Texas-Austin, the city has excellent walkability, so itâs easy and pleasant to get around,whether youâre going to an art class or just taking a walk to watch the sunset.

Recommended Reading: How To Pay For Health Insurance If You Retire Early

Cheapest And Safest Places To Live In Texas Methodology

To develop this list of the cheapest and safest places to live in Texas, we want to give you some insights into our research process so that you can be confident about the quality of our findings and trust our results.

First, we created a database of over 1,200 towns and cities all across Texas. Then, we filtered the list to only include places that had a cost of living and crime rates lower than the Texas state averages using official data from the government and the FBI via AreaVibes.

We also took into consideration the livability and quality of life in each place to ensure that they are actually desirable towns and cities to live in.

Finally, we split our list into two categories to give you the best opportunity to find a place that suits your preferences. We made one list of the cheapest and safest places to live in Texas for larger cities with a population of over 10,000 people and another list exclusively for the cheapest small towns to live in Texas with a population under 10,000 residents.

Beach Living For Texas Retirees

11 Best Cities to Retire in 2021

Beach Living offers more opportunities for the best places to retire in Texas.

Corpus Christi is in the top 100 best US cities to retire in at #48. Corpus Christi is a laid-back, unique city of fewer than 350,000 inhabitants with a lower cost of living, and optimal health care facilities. Corpus has over 190 city parks and green spaces for your enjoyment.

The city of Corpus Christi has a convenient, and affordable bus system run by the Corpus Christi Regional Transit Authority. With its many museums, the Texas State Aquarium, and Corpus Christi Bay pedestrian-only beach areas Corpus is an ideal retirement location. It also offers easy access to Mustang Island and Padre Island.

Brownsville is another larger city that made the top 100 best US cities to retire in at #97. Brownsville is considered a gulf coast border town of fewer than 200,000 inhabitants. Brownsville is bordered by Matamoros, Mexico. Brownsville has a city zoo, the Gladys Porter Zoo, and 32 city parks. Also located nearby is the Palo Alto Battlefield National Historical Park.

A short 8 miles southeast of Brownsville is the Sabal Palm Sanctuary a 557-acre nature reserve and bird sanctuary and another mile down is the Resaca de la Palma State Park, a 1,200-acre semi-tropical, quiet, nature retreat, and World Birding Center. Adjacent to Brownsville 22 miles to the east is Boca Chica State Park and the beaches of Del Mar and Boca Chica which include swimming, birding, camping, fishing, and surfing.

Recommended Reading: T Rowe Price Retirement 2030 Fund Class R

Where Is The Safest And Least Expensive Place To Retire

The Cheapest Countries Where You Can Retire Well

  • Portugal. Cost of Living Index: 47.94.
  • Malaysia. Cost of Living Index: 37.02.
  • Spain. Cost of Living Index: 53.88.
  • Costa Rica. Cost of Living Index: 47.01.
  • Panama. Cost of Living Index: 51.43.
  • Czech Republic. Cost of Living Index: 48.24.
  • Peru. Cost of Living Index: 32.53.

Where Is The Safest Place To Retire In The United States

Some of the safest places to retire in the United States are Pennsylvania, Massachusetts, and New York. Some of these places do not have the cheapest real estate, but the safety level they offer makes up for that. You should also take into account the quality of life that each safe place has to offer.

Read Also: How Much Do You Get At Retirement

Cost Of Living & Taxes

Texas is one of the most business-friendly states in the United States with low taxes, low cost of housing and high quality of education. Active adults appreciate that real estate prices are among the lowest in the country. Most large metropolitan areas in Texas enjoy prices that are below the national average and some places in the state are as much as 20 percent below the national average.

The reasonable prices and open spaces have attracted many retirees in recent years. In addition, many retirees are drawn to Texas by the fact that there is no state income tax. However, be aware that the overall tax burden in Texas is one of the highest in the country. In fact, in the 2008 book, Americas Best Low-Tax Retirement Towns, five cities in Texas fell into the “Tax Hell” category.

The 10 Best Places To Retire In Texas In 2021

Top 10 Best Places To Live In Texas – Job, Retire, & Family

Are you looking forward to an exciting retirement? Texas comfortable climate and low cost of living make it a fantastic place for destination retirements and keeping your hard earned savings.

You cant go wrong retiring in Texas, so NewHomeSource found the top 10 cities for retirees in the Lone Star State.

Recommended Reading: Federal Employee Medical Disability Retirement

Common Questions About Retiring In Texas

What are the benefits of retiring in Texas?

Texas is a great state for retirees! If you love the idea of low taxes and a low cost of living, then you can make your fixed income last longer in Texas. Retirees can also enjoy mild winters and exciting cultural opportunities in thriving Texas cities like Houston and Dallas.

Do retirees pay property taxes in Texas?

Retirees over the age of 65, or a surviving spouse is at least 55 years old, can obtain a property tax deferment or exemption for their primary residence.

At what age to seniors stop paying property taxes in Texas?

People over the age of 65 can defer their property taxes for their primary homestead.

City Name

See Where Life Leads You

Capture the heart of Houstons Hill Country in its purest form. At Chambers Creek, rolling hills and verdant green wind their way toward our very own vineyard. Its here, among rows of grape vines, that we unearth some of the communitys greatest beauty, from sight to scent and why we are the best active adult community near Conroe!

Read Also: Retirement Homes In South Jersey

What Are The Cons Of Living In Texas

List of the Cons of Living in Texas

  • Texas is a large state, which means intrastate travel can be challenging.
  • Texas ranks below average in the quality of life opportunities.
  • Texas has exposure to hurricanes each season.
  • Texas does not always have nice weather, especially in the summer.
  • Texas faces an issue with crime.

Active Adult Communities Designed With Your Enthusiasm For Life And An Open Schedule In Mind

Cheap Places to Retire  We Love Retirement

A Robson Resort Community is not your average active adult community. Here youll find a resort lifestyle with countless social opportunities and luxury amenities including championship golf, swimming pools, Pickleball courts, fully-equipped creative arts centers, state-of-the-art fitness centers, and some of the friendliest active adults around that youll be happy to call your neighbors. To learn more about everything that a Robson Resort Community has to offer, sign up for our free video.

Also Check: Wesley Meadows Retirement Community Hernando Ms

Sponsored Result Almaden Country Day School

Blue checkmark.

19 Niche users give it an average review of 4.6 stars.

Featured Review: Parent says ACDS is an exceptional school! Our daughter attends ACDS and we are thrilled with the knowledgeable teachers, balanced educational philosophy, and incredibly welcoming community. This school is the….

Read 19 reviews.

  • Rating 4 out of 5 2 reviews
  • Niche User: I honestly enjoy living in the Bullard area. The area is beautiful and the schools are excellent. If I had a choice I would have lived here from the beginning rather than move here in the 5th grade.The rural atmosphere is more enjoyable than the city life of Bryan, TX where I was born. Bullard is a growing town that is currently having some growing pains as there is not enough housing…. Read 2 reviews

    #4 Best Places to Retire in Texas.

    Cheapest States To Retire

    If you are looking to save some money while in retirement, start by choosing one of the cheapest states to retire. The following are a few of the cheapest states based on tax rates for retirees, cost of living for seniors, and health care costs.

    Alabama is considered a tax-friendly state for retirees according to Kiplinger. This means that most senior benefits including Social Security and pension funds are not taxed by the state. In addition, homeowners who are over 65 do not have to pay property taxes to the state. Alabama doesnt have an estate or inheritance tax either. You will have to pay for sales taxes on food, personal items, and medicine, which is something to consider.

    Arizona offers a cost of living for seniors that is nearly 4 percent lower than the U.S. average. It is little wonder that Arizona is home to some of the biggest senior cities in the nation including Peoria, Tempe, and Mesa. In fact, Kiplinger notes that Prescott, Arizona is one of the cheapest cities to live for seniors in Arizona, while still offering a goldmine of senior services and activities for retirees. Plus, Arizona offers some of the best weather in terms of sunshine and mild winters, which is why it is a hot place to go for senior snowbirds from northern states.

    Here are some of the other cheapest states to retire to:

    You May Like: How To Determine When To Retire

    Remember The Best Places To Retire In Texas

    As you can tell, the list of reasons to retire to the Lone Star State is both extensive and convincing. From tax breaks and finger-licking food to cultural draws and an enviable cost of living, its no surprise that so many people trust Texas to see out their golden years. Alas, there are so many appealing places to live in this enormous state that choosing somewhere to settle can be a challenge!

    As Darryl Lyons, CEO of San Antonio-based PAX Financial Group, says, Finding the right retirement spot in Texas requires careful consideration of weather, density, access to health care, and community. There are many unique pockets of subcultures to consider.

    Thats why we wanted to put this post together about the best places to retire in Texas. If youve been caught in this particular conundrum, then we hope its helped you make up your mind.

    While retiring in Texas may generally cost less than living elsewhere, it can still be a major adjustment impacting your budget and quality of life. Hiring a financial advisor can help you navigate the journey so you can enjoy in Texas with less money stress.

    Youll find financial advisors featured on Wealthtender based in Texas and others who can meet with you online no matter where you live today or tomorrow. Be sure to ask the right questions and understand the costs of hiring a financial advisor before deciding on the right financial advisor for you.

    Best Places To Live In Texas For Retirees

    These Are The 10 SAFEST CITIES To Live In TEXAS

    Texas has many great places to live for retirees. Regardless of whether you prefer the mountains, lakes, rivers, deserts, forests, beaches, hills, swamps, canyons, plateaus, natural springs, wetlands, or prairies, Texas has it. Texas is a big place and has a total of 267,339 square miles. Regardless of what lifestyle you prefer, Texas has it and more, with its diverse culture, down-home feel, friendly people,

    Some of the best places in Texas to retire are cities with accessible transportation, walkability, and lower cost of living. There are cities both large and small that make great retirement locations in Texas. In fact, 10 Texas Cities placed in the top 100 best places to retire in the US. Cities such as Dallas Fort Worth, Houston, San Antonio, Austin, and El Paso as well as other Texas towns and cities make great retirement locations. Jump to recommended cities.

    Start by determining your main priority and your core reason for retiring. Maybe you have existing health concerns that are hampering your ability to work or perhaps like most people you are at that age and ready to transition into retirement. Some of you may just be tired of the rat race and looking for early retirement.

    Recommended Reading: What Is Financial Independence Retire Early

    Best Places In Texas For A Couple To Live Only On Social Security

    15 Best Places in Texas for a Couple To Live Only on Social Security

    The average monthly Social Security benefit is just about $1,620 double that for a couple. For couples who rely solely on Social Security funds for their support, their benefits wont be enough to live in some U.S. cities without a secondary income source.

    More: 5 Things You Must Do When Your Savings Reach $50,000

    However, for retirees who live in Texas, or for those looking in the state for an affordable place to live and play when their work years are done, there are some options.

    GOBankingRates compiled a list of the 15 best cities in Texas for a couple to live off just Social Security. The study factored in the cost of living, livability and the average rent of a one-bedroom apartment and combined the scores to determine the cities where you can support yourself on your monthly benefits.

    • Cost of Living Score: 119.3
    • Livability Score: 72
    • Average Rent: $1,440.40

    With a cost of living nearly 20% higher than the United States average, Austin is the most expensive Texas city for retirees on the list. The average rent of a one-bedroom apartment, also the highest in the study, contributes to that.

    • Cost of Living Score: 80.3
    • Livability Score: 65
    • Average Rent: $902.60

    The 20% below-average cost of living sounds attractive, but the 65 livability score the second lowest on the list drags down Sherman.

    How We Make Money

    The offers that appear on this site are from companies that compensate us. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within the listing categories. But this compensation does not influence the information we publish, or the reviews that you see on this site. We do not include the universe of companies or financial offers that may be available to you.

    Recommended Reading: Where To Rollover 401k After Retirement

    New Homes From The $300s

    Meet the community dedicated to everything you love about home, and nature. The newest master-planned community with Montgomery County homes for sale is also the regions most thoughtfully planned community. Now open, The Highlands is a 2,300-acre exploration of natural beauty in a densely treed, park-like setting featuring large recreational lakes and miles of trails. Enhanced with immersive recreation, exciting resident activities planned by a full-time onsite lifestyle director, and inviting new homes for sale in Porter TX, its everything youve yearned for.

    Twelve award-winning builder partners offer an exciting range of prices, square footage, floor plans, and features.


    Intentionally explore or peacefully meander with over 30 miles of trails that wind through our densely-wooded community.


    Nestled in the piney woods of Montgomery County, we are just north of Houston and a short drive east from The Woodlands and Conroe.


    Bask in the fun at our resort-style pool. Or dip in to good times at the waterpark and lazy river.


    Gather in the great outdoors with great friends to enjoy live music, special events, holiday festivities, and annual celebrations.


    Canoe, kayak, paddle board, fish, or simply skip rocks. There are so many ways to enjoy our many lakes and ponds.


    Our students are zoned to New Caney ISD. And our on-site elementary school will open its doors for Fall 2024.


    Share post:


    More like this