Contribution Based Benefit Cap
On January 1, 2015, the Fiscal Integrity/Pension-Spiking Prevention Act became law. The law aims to control the practice of pension spiking, which occurs when a the compensation of a member of the Teachers and State Employees Retirement System or Law Enforcement Officers Retirement System substantially increases which creates a benefit that is significantly greater than the contributions paid by the member and that the employer would fund.
Employees who are members of TSERS or LEORS and who have been identified by the State Retirement System to have an Average Final Compensation of $100,000 or greater, as adjusted annually for inflation may be subject to a CBBC liability at the time of retirement. This information includes employees who transfer to NC State from another state agency or university and who participate in TSERS or LEORS.
NC State has opted not to contribute to the liability created by the CBBC for employees hired or transferred to NC State and joined TSERS or LEORS on or after July 1 2020. Employees covered by these plans and retiring with TSERS or LEORS and who are identified by the State Retirement System with a CBBC liability may choose one of the following options:
Additional Retirement Resources
How Do I Change My Direct Deposit Information
To have your pension payment deposited into a different account within the same bank, you can either complete another Direct Deposit Enrollment Application or have the bank fax the following information, to 518-473-5323, on bank letterhead:
- Your name,
110 State StreetAlbany, NY 12244-0001
Please wait for confirmation of your direct deposit cancellation before closing your old bank account to avoid a delay in your payment.
Massachusetts State Retirement Board
For those calling from Massachusetts only.
Online
The MSRB administers the Massachusetts State Employees’ Retirement System for state employees and certain other employees of public entities. The MSERS is a contributory defined benefit system governed by Massachusetts General Law Chapter 32. The system provides retirement, disability, survivor, and death benefits to its members and their beneficiaries.
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How Do I Sign Up For Direct Deposit
Signing up for direct deposit is easy just complete a Direct Deposit Enrollment Application . Either attach a voided check or have a bank representative complete section three of the form. Once youve enrolled, we will electronically deposit your retirement benefit into your checking or savings account on the last business day of each month.
In Orbit Retirees Can:

- Add or update contact information, including your mailing address, phone numbers, and email address
- Create a Transfer Benefit estimate
We have developed How To videos and Frequently Asked Questions to help members navigate the ORBIT environment. We also developed How To videos for our Spanish-speaking members which can be accessed here: Guía Práctica en Español.
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Nebraska Public Employees Retirement Systems
Mission StatementThe Nebraska Public Employees’ Retirement System recognizes theimportance of a successful retirement and is dedicated to providingthe highest quality service necessary to assist members inachieving this goal. | |
Important Changes: School Plan Services Rendered After TerminationWith the recent passage of LB 147 in the Unicameral there are significant changes to what voluntary and/or substitute service can be provided by a School plan member during the 180-day period after termination from employment. With the knowledge that our School plan members will have questions regarding what is now acceptable, please reference our Frequently Asked Questions about LB 147’s Changes to the Termination of Employment Rules. After reviewing the FAQ document, if questions still remain regarding how this will affect the voluntary and/or substitute service to provide after termination without violating reemployment rules, our Member Services area is available at 471-2053 or 245-5712, option #1. |
NPERS Online Access: |
IMPORTANT: Please review this description of the online access options PRIOR to creating a new account. |
NPERS News |
After Choosing Whether You Are An Active Or Retired Member And Verifying Some Personal Information Members Can:
- Hear account balance and years of accrued service
- Confirm receipt of documentation sent to the Retirement System
- Find out monthly pay/mail date
- Request one of the following forms be mailed to you:
- Form 5, Withdrawing Your Retirement Service Credit and Contributions
- Form 6, Claiming Your Retirement Benefit
- Form 170, Authorizing Direct Deposit
- Form 290, Choosing Income Tax Withholding Preferences
- Form 333BEN, Designating Beneficiary for the Contributory Death Benefit for Retired Members
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The Ersri Member Service Center Is Here To Help With All Your Retirement
Please contact ERSRI by using our “Contact Us” page, or by phone at 401-462-7600 Monday – Friday 8:30 a.m. – 4:00 p.m.ERSRI.org is your source for the latest information from Employees Retirement System of Rhode Island, the states largest public employee retirement system.
The $9 billion retirement system works with state employees, teachers, the Municipal Employees Retirement System , MERS police and fire, correctional officers, BHDDH nurses, state police, and judges.
Here, you’ll find the latest tools to help you plan for your retirement, calculate your benefits and eligibility, and understand how laws and regulations may affect you.
Winter 2021 / 2022 Issue Of Compass Is Available
The Winter 2021 Issue of Compass, Rhode Island pension system’s quarterly member newsletter, is available for download.Included in this issue is a message from Treasurer Magaziner, a retirement system update, and investment update, a member services update, the 2022 ERSRI Benefit Payment schedule. Also in this issue is a profile of Dr. Patricia Page, an educator at East Greenwich High School.
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The Following Information Provides Additional Detail About How We Prepared Your Forecasts
IMPORTANT:Investment Analysis Methods:About Your Information:About Your Retirement Forecasts:Retirement Income Goal and Likelihood of Reaching Goal:Estimated Retirement Income:Forecasting Risk Over Time: Current Savings:New Savings: Contributions are Assumed to Continue: Contributions to an Account with a $0 Balance: Other Retirement Income Sources:
MyFRS.com is now offering Multi-Factor Authentication
When Will I Receive Death Benefit Payments
Once we receive an original death certificate, we will send named beneficiaries, or their certified representatives , information about any continuing pension benefits and death benefits that may be payable based on the member or retirees tier and retirement plan. We will also send named beneficiaries the appropriate forms to complete.
It could take several months from the date we are notified of a death to the date that any death benefit is paid, or a continuing pension benefit begins. This is the average time necessary to recover any pension payments made after the retirees death and calculate any death benefit that may be due, as well as receive a certified copy of the death certificate, tax withholding forms and notarized forms certifying the identity of named beneficiaries.
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First Hired On/after October 1 2006
- If you were first hired on or after October 1, 2006, in order to receive individual coverage at no cost, you must retire with 20 or more years of retirement service credit
- If you have 10 but less than 20 years of retirement service credit, you will have to pay 50 percent of the cost for your coverage,
- With five but less than 10 years, you will have to pay the full cost for your coverage.
Based on current law, if you withdrew, transfer or rollover your entire ORP account, your first hire date is forfeited and will reset based on your re-employment date with the state. Upon termination/separation/retirement if you withdraw, transfer or rollover your entire ORP account you will forfeit your right to the States retiree group health plan coverage.
For more on Retiree Health Insurance, please visit the State Health Plan website.
Class Two Members: Membership Effective Prior To July 1 2012
![Home [rsea.memberclicks.net] Home [rsea.memberclicks.net]](https://www.retirementtalk.net/wp-content/uploads/home-rsea-memberclicks-net.jpeg)
- You can retire and receive an unreduced monthly retirement benefit after 28 years of service or at age 65 or older.
- You can retire early, at age 60, or at age 55 with 25 years of service, and receive a reduced monthly retirement benefit.
- You must have at least five years of earned service to receive a benefit.
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How Do I Apply
Retirement Online is the fastest way to apply for a loan from NYSLRS. , then click Apply for a Loan. If you dont already have an account, you can learn more and register for Retirement Online today.
You can also print, complete and mail us a notarized paper loan application:
For more information about taking a loan with NYSLRS, visit our Loans page.
The Ers Contact Center Is Available But Very Busyplease Be Patient And If Disconnected Keep Trying
Demand for service is extremely high. You may experience a long wait to speak with a counselor or get an email response. Additionally, our phone lines are often engaged to capacity. When this happens you may hear a busy signal or get disconnected. Please continue to redial. You WILL get through, and we WILL assist you. We apologize for the inconvenience.
8 a.m. 5 p.m., Monday – FridayDrop box available 24/7ERS is a tobacco free facility.
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Whats The Status Of My Loan
If you apply for a loan through Retirement Online, you will receive immediate confirmation that weve received your application, and you can use Retirement Online to check the status of your application.
Whether you apply online or by mail, you can call to check on your loan application. Press 2 for members, then follow the prompts.
I Need To Report A Death
You can report the death of a member or retiree by using our online death report form. You can also report a death by phone or mail. Please note that we will need an original, certified death certificate before any death benefits can be processed or paid.
Online Form: Please complete all required fields on the report a death form and be sure to provide your phone number in case we need to call for additional information. You can upload a photocopy of the death certificate so NYSLRS can begin identifying any benefits that may be payable.
: and press 3 and then 1. You will be asked for the members NYSLRS ID, retirement or registration number and the date of death. You may also be asked for the address and phone numbers of immediate family members who may be beneficiaries.
Mail: NYSLRS will need an original, certified death certificate before any death benefits can be processed or paid. Please mail a death certificate to:
NYSLRS
Note: you may wish to send the death certificate by certified mail, return receipt requested.
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Planning For Your Future
PEBAs retirement awareness series, , provides you with information that can help you make smart decisions about your financial future. Regardless of how we define retirement awareness, PEBA believes its important to plan for a secure financial future and think about what life will be like after you quit working. We encourage you to use these resources and act now to help secure your financial future.
What Do I Do If I Did Not Receive My Check
If you have not received your retirement benefit check by the eighth of the following month, please contact us to request a replacement check. If you received your check and it was lost or stolen, contact us immediately. If you email us, be sure to include your telephone number so we can call you. If you receive your check by mail, it is important to notify us of any address changes as quickly as possible as the Post Office may not forward your check.
If you choose to enroll in our Direct Deposit program, your retirement payments will be deposited directly into your checking or savings account on the last business day of each month. Over 90 percent of our retired members take advantage of this safe and convenient way to receive retirement benefits.
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Are You Planning To Retire Soon
Are you planning to retire within the next year? If so, ERSRI offers individual retirement counseling sessions. During your counseling session, ERSRI will provide you with a benefit estimate and the required retirement forms. You may also want to review ERSRI’s Retirement Planning Checklist.
Please schedule your counseling session six to twelve months before retirement by calling ERSRI at 401-462-7600.If you are planning to retire within 3 years, for more information and to submit your retirement counseling request.
About Login Confirmation Emails From Asrs

Why did I just get an email that I logged in?
The ASRS has a new security feature to notify members when they access their private, secure myASRS account using their login information. This feature sends a confirmation email to the email address on file each time the account is accessed. The email clearly tells you to call the ASRS if you did NOT just log in.
This is a great way to control for unauthorized access to your private myASRS account!
But I didnt log in, yet this email says I did! Is there a problem?
Yes, generally that is a problem. You should contact us as soon as possible.
However, if you have provided your complete login information to a third party, such as an online financial service that aggregates all of your account balances in one convenient place, it may have been THAT service that accessed your account using the credentials you provided them. These sites generally check all of your accounts at least once per day. You will receive a login confirmation email from the ASRS every time one of these third parties accesses your account.
The ASRS does not recommend sharing your login credentials with any person or service. You are allowing these third parties complete access to your myASRS account, not just your ASRS contributions or pension amount, which could potentially put you and others at risk.
I don’t want to stop using that service. What can I do?
Please review our website under the Members tab for further description of ASRS benefits.
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I Have Health Insurance Questions
We dont administer health insurance programs. We may deduct premiums from your monthly pension benefit to pay for your health insurance coverage if your former employer instructs us to do so, but we are not able to tell you why your health insurance deduction may have changed.
If you retired from New York State, please direct questions about health insurance coverage or Medicare reimbursement to the New York State Department of Civil Service:
- Phone: 1-800-833-4344 or 518-457-5754 weekdays from 9:00 am 4:00 pm
- Write: NYS Department of Civil Service, Employee Benefits Division, Albany, NY 12239.
If you retired from a public employer other than New York State , please contact your former employers benefits administrator.
How Do I Repay My Loan
Loans are repaid through payroll deductions, and they must be repaid within five years. Retirement Online is the easiest way to manage your loan payments. You can check your payoff balance, make a payment, review your payment history, change your payment amount or send additional payments using Retirement Online. You can also use a calculator to estimate a payment amount based on a payoff date, or estimate a payoff date based on a payment amount. Sign in and select Manage My Loans.
If you pay the minimum payment or if you miss payments , your payroll deduction may be automatically increased to ensure that your loans are paid within the required five-year term to avoid default. To keep your payments current when you are off payroll, you may also make a payment using Retirement Online. Please visit the Repaying Your Loan section of our Loans page for more information.
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I Need Verification Of My Pension Income And My Retiree Annual Statement Isnt Acceptable Proof
Our retirees often need pension verification letters for housing or the Home Energy Assistance Program . There are a few ways to request a pension verification letter:
Use Retirement Online to get a quick response to your request. , then click Generate Income Verification Letter. If you dont already have an account, you can learn more and register for Retirement Online today.
You can also:
- Email your request using our secure contact form. Tell us what information you need and be sure to include your daytime phone number, in case our customer service representatives have a question. In most cases, well mail your letter in five to seven business days.
- Fax your request to 518-473-5590. Include your retirement or registration number, current address, signature and phone number in case we have questions. Tell us whether you want the letter mailed or faxed to you .
If you want the letter sent to an entity like a mortgage company, they must fax a request to us on their letterhead along with a signed release from you giving us permission to release your information.
About Myasrs Secure Account Access
I registered online a while ago, but can’t get back in. What do I do?
We have a quick and easy process for you to reset your password and/or unlock your account! Click on Having Trouble Logging In? link right here and follow the steps to verify your identity. We have added a new security feature to further secure member accounts, which includes using a third-party provider to assist us in verifying your identity.
Then, using the email address or mobile phone number we already have on file for you, our system will send you an unlock code that you can use to reset your password.
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How Do I Apply To Receive Credit For Previous Public Employment
You may be able to receive credit for service with a participating employer before you joined NYSLRS. You can apply:
- Through Retirement Online. Sign in to your account, go to My Account Summary and select View My Employment Summary. If you are missing service credit, return to your Account Summary and select Manage My Service Credit Purchases to request to receive credit for your missing service. You can upload any supporting documentation you may have through Retirement Online as well.
- By mail or email. Complete our form, Request to Purchase Service Credit . You can attach it to an email using the secure contact form on our website, or you can mail it to:
NYSLRS