Usaa Military Retirement Pay Dates


What Time Does Usaa Deposit Hit

First Financial Steps to Take When You Join the Military | USAA

USAA generally posts incoming wire transfers and ACH transfers at around 7 am CT on Monday through Friday. I have never not received a direct deposit hit at least one day before the actual payment due date with USAA. It depends upon the issuer of the direct deposit. Social Security payments hit on 4th Wednesday.

Basic Allowance For Housing Rates

About Ryan Guina

Ryan Guina is The Military Wallet’s founder. He is a writer, small business owner, and entrepreneur. He served over six years on active duty in the USAF and is a current member of the Illinois Air National Guard.

Ryan started The Military Wallet in 2007 after separating from active duty military service and has been writing about financial, small business, and military benefits topics since then. He also writes about personal finance and investing at Cash Money Life.

Ryan uses Personal Capital to track and manage his finances. Personal Capital is a free software program that allows him to track his net worth, balance his investment portfolio, track his income and expenses, and much more. You can open a free Personal Capital account here.

Featured In: Ryan’s writing has been featured in the following publications: Forbes,, US News & World Report, Yahoo Finance, Reserve & National Guard Magazine , Military Influencer Magazine, Cash Money Life, The Military Guide, USAA, Go Banking Rates, and many other publications.

The Best Military Banks And Credit Unions

Between deployments, relocations and other military-specific situations, finding the right bank or credit union for a military lifestyle is incredibly important.

Weve researched banks and credit unions that focus on current and past members of the military, as well as their family members, to determine their unique benefits, ranges of financial products and services, fee structures and customer service. Based on our research, these are the best military banks and credit unions available, and what they offer.

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When Will I Receive My Military Retirement Paycheck

Military paychecks are generally available on the payment date. Payments may hit your bank a day or two later.

Some military-friendly banks offer military deposits a day or two earlier than the actual paym date. This is common with Navy Federal Credit Union , among others. Here is the list with the NFCU pay days.

Top Military Banks: Here is our list of the best military banks and credit unions. Consider choosing to bank with one of these financial institutions if receiving your pay earlier is important to you.

Usaa Military Pay Deposit Dates

Military Pay Tables 2018 Dfas

While everyone in the military knows that paydays are on the 1st and 15th of every month, the actual payday doesn’t always land on those dates because of weekends and holidays.

If you’re like most of us, the money usually runs out before payday rolls around. Knowing exactly when the next paycheck will hit the bank is important when you have bills to pay, food to buy, and life’s necessities to pay for.

What many people are not aware of is the fact that if they have a bank account with USAA, their pay will be in the bank before payday.

In fact, sometimes your pay will be in the bank on Friday when the regular military pay day is Monday.

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Military Pay Dates 2021

Knowing when you get paid is important. You already know that you will get paid on the 1st and 15th of every month. However, the actual payday doesnt always land on those days because of weekends and holidays.

In addition to that, if you bank with USAA you do get paid early. You will receive your pay a business day before regular payday. This means that sometimes you will receive your pay on a Friday when the regular military payday is Monday.

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Benefits For Qualifying Dependents

If you have qualifying dependents, and you have a VA disability rating of 30% or higher, you may qualify for additional benefits.

Qualifying dependents include:

  • Minor children
  • Dependent parents
  • Children between ages 18 and 23 who are enrolled in school.

Additional benefits may be payable if the disabled veteran has a spouse who requires aid and attendance.

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Budget Update Related To Military Pay Raise

On June 30th, the House Appropriations Committee approved the fiscal year 2022 Military Construction, Veterans Affairs, and Related Agencies bill, which includes a 2.7% pay raise for service members.

In total, the bill provides $279.9 billion for programs that cover veterans health care and military construction, among other things. This legislation is more than 10 percent higher $28.1 billion than the 2021 budget.

RELATED: Best Ways to Use Your Military Raise

Understanding Your Retired Military Pay

How To Win With The Military’s Legacy Retirement System

Military retirement pay is handled by the Defense Finance and Accounting Service, or DFAS. They handle all record-keeping, tracking, payments, etc. Retirees can track their pay on MyPay.

Log on to your MyPay account and view your Retiree Account Statement , a two-page document the DFAS issues that summarizes your pay, benefits, and any deductions, including allotments.

As a military retiree, youll receive a retiree account statement each month, along with an annual RAS in December. MyPay makes the previous 12 RAS statements available to you. If you want to keep a long-term record, download the RAS in PDF format.

You can provide your email address on MyPay and opt-in to receive an email reminder each month when your RAS is available.

Other ways to use MyPay: In addition to tracking and downloading your Retirement Account Statements, you can also use MyPay to download your tax forms, change any allotments you might have, and change your banking or contact information.

Your retirement pay is made in arrears, meaning you receive pay for the previous month.

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Military Pay Dates For Annuitants 2021

For annuitants, if the 1st falls on a weekend or holiday, they get paid on the first business day of the month.

Military Pay Date

Monday, February 1st

Monday, March 1st

Thursday, April 1st

Monday, May 3rd

Tuesday, June 1st

Thursday, July 1st

Monday, August 2nd

Wednesday, September 1st

Friday, October 1st

Monday, November 1st

Wednesday, December 1st

Monday, January 3rd, 2022

Does Usaa Do Early Direct Deposit

Has USAA considered changing its policy and releasing direct deposit funds earlier ? Yes. We consider our members needs when reviewing our policies. However, most active-duty members weve surveyed have told us they prefer to get their pay on a consistent and predictable schedule one day before payday.

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Am I Eligible For Va Disability Benefits

Not every disabled veteran is eligible for VA disability benefits. To qualify, you must meet three basic criteria:

1.) You must have a current condition, recognized by the Department of Veterans Affairs, and diagnosed by a physician

2.) You must have an injury, illness, or mental health condition incurred while in-service

3.) You must be able to establish a medical nexus between your current disabling condition and your military service.

Qualifying For Individual Unemployability Benefits

2019 and 2020 USAA Military Pay Deposit Dates

To be eligible for Individual Unemployability Benefits you must meet the following criteria:

  • You must have at least one service-connected disability rated at 60% or higher, OR
  • You must have two or more service-connected disabilities, with at least one of them rated at 40%, AND a combined disability rating of 70% or more.

In addition to the criteria listed above, you must be able to show that these disabilities make it impossible to maintain steady employment sufficient to sustain you and your family above the poverty level.

If you require frequent hospitalizations that impede your ability to hold down a job, this could also help qualify you for the VA individual unemployability benefit.

For more information on Individual Unemployability benefits, visit

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How Much Is My Military Pay

Military base pay is based on your rank and total years of service. Your base pay is the same regardless of your branch of service or which job you perform. Here are the 2022 military pay charts.

Military members are also eligible for benefits such as a food allowance called basic allowance for subsistence , basic allowance for housing , and sometimes other forms of incentive pay, cost-of-living adjustments based on your location, per diem and travel pay, and other types of compensation.

These different types of allowances can make your pay vary from month to month, based on several factors.

The 2022 Usaa Military Pay Deposit Calendars

Ive had several comments and emails asking for the 2022 calendars, and it just warms my little planning heart. I present the 2022 USAA pay deposit date calendars! For each option, you can either:

  • Save the PDF copy and print it.
  • Save the word copy and print it.

Ive eliminated the Google Docs version from previous years because people were confused by the make a copy directions and that was causing frustration. If you want it in Google Doc, let me know Ill do it just for you!

Because of the way weekends and holidays work, every year has a couple of very long pay periods in it. Theyre a lot easier to manage if you are prepared for them. If you get paid one business day early with USAA, here are your long pay periods for 2022 :

May 2022 end-of-month, from 12 May to 31 May 19 days

As always, please let me know if you have technical difficulties or think you spot an error. No matter how many times they are proofread, something always gets through!

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Navy Federal Active Duty Checking Military Paydays With Printables

20 December 2021

Looking for information on the upcoming paycheck? Find details at When Is The Next Military Payday? Navy Federal Credit Union is a very popular bank for military service members. NFCU has several types of checking accounts, and their Active Duty Checking account offers a variety of benefits including free checks, ATM rebates, and early crediting| Read More

Usaa And Navy Federal Va Disability Direct Deposit Dates

How To Win With The Militarys Blended Retirement System

Please note that you may get your direct deposit payment sooner depending upon your bank.

USAA and Navy Federal pay dates for 2022 VA disability pay will arrive 1-3 days prior if youve set-up direct deposit from the VA.

I use direct deposit for my VA disability compensation payment, which goes directly to my Navy Federal checking account each month, and it usually arrives 1-3 days prior.

For example, the April 2021 VA disability compensation pay date was April 30, 2021, but arrived in my Navy Federal account one day early.

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Where Do The Longer Pay Periods Fall For This Year

Since holidays and weekends shift the military pay dates some throughout the 2021 year, there are always a few pay periods that are longer than others. When you add early pay into the equation, it can make some of these pay periods even longer.

This is important information for military families to take note. If you plan and budget for 15-16 day pay periods you may need to make a different plan for the months that have longer pay periods.

Pay special attention to the longer pay periods at the end of the year. For USAA & NFCU members you will have a longer time between pay checks in the second half of November. Plan ahead on your holiday budgeting so you arent surprised by this 18 day pay period! Remember to budget accordingly for Thanksgiving and Black Friday shopping.

The other longer pay periods in the 2021 year will fall around spring break, summer vacations and back to school shopping.

Dont be surprised by these 18-19 day pay periods this year!

You are aware that it will be longer between pay checks on these dates, but what can you do? A good idea is plan to save on the shorter pay periods.

Many make the mistake of thinking that because a pay period was only 12-14 days long that they have extra money. Instead, set the extra aside for these longer gaps in pay.

Speak with a friendly associate at USAA or Navy Federal about opening a savings account and how you can save in the shorter gaps to be prepared for these longer pay periods.

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Military Pay Dates For Annuitants 2022

For annuitants, if the 1st falls on a weekend or holiday, they get paid on the first business day of the month.

Military Pay Date

Tuesday, February 1st

Tuesday, March 1st

Friday, April 1st

Monday, May 2nd

Wednesday, June 1st

Friday, July 1st

Monday, August 1st

Thursday, September 1st

Monday, October 3rd

Tuesday, November 1st

Thursday, December 1st

Monday, January 2nd, 2023

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Ology For Determining Best Military Banks And Credit Unions

To find the best military banks and , ValuePenguin looked at military financial institutions that are available nationwide, from small community banks and credit unions to traditional brick-and-mortar banks and online banks. We update our list on a regular basis to ensure were providing readers with the most up-to-date information.

We determined our list and rankings by considering the following factors:

Editorial Note: The content of this article is based on the authors opinions and recommendations alone. It has not been previewed, commissioned or otherwise endorsed by any of our network partners.

Helping Veterans And Spouses Go Further

2021 USAA Military Pay Deposit Dates

Our commitment doesn’t stop at hiring veterans and spouses. We’ve developed programs aimed at mentorship and skill development to help you successfully transition.

Veteran Transition Leadership Development

Newly hired veterans can participate in this one-year program focused on the personal, transitional and business skills needed to succeed in a corporate career. You’ll get the chance to connect with senior leaders and experts across our company for mentorship and help with your transition.


This employee resource group is made just for veterans and military spouses. All across USAA, VETNET is fostering appreciation, understanding and respect for military culture and our members.

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Va Disability Pay Dates: When Does The Va Pay Disability Compensation

What day of the month does the VA pay disability?

For all VA disability compensation benefits, the actual benefit for a month is paid the first business day of the following month.

However, when the first day of the month falls on a non-business day or a holiday, VA benefits will be paid on the last business day prior to the first of the month.

The January 2022 VA disability compensation payment will be paid on Tuesday, February 1, 2022, which is the first business day of the following month , which happens to fall on a Tuesday.

Another example: Your April 2022 VA disability check will be paid on Friday, April 29, 2022, since March 1, 2022 is a Sunday .

So, if youre a disabled veteran, surviving spouse, or family member, I built this 2022 VA pay dates calendar to help you know when your monthly tax-free VA compensation payment will be direct deposited into your checking or savings account.

Va Disability Pay Dates For 2022

If you arereceiving VA disability compensation, you can expect your disabilitycompensation payment dates as follows:


Note: If your direct deposit is going into an account with USAA or the Navy Federal Credit Union, you may receive credit for your direct deposit a day or two early in any particular month. Contact these financial institutions for details.

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Best For Savings Accounts: Service Credit Union

Service Credit Union started in 1957 at what is now Pease Air National Guard Base and has since become the largest credit union in New Hampshire. Service Credit Union has more than 320,000 members worldwide and offers benefits for military members and their families. This is one of the few credit unions for military members that also allows customers from other groups to become members.

Eligibility: You can become a member if you are active duty military or a veteran family members are eligible too. Department of Defense workers and their families also qualify, as well as members of hundreds of select employer groups. Last, if you become a member of the American Consumer Council , you too can become a member.

Military benefits: Service Credit Union offers special savings rates to armed forces members, veterans and their families. It also allows military members to potentially receive paychecks two days earlier than scheduled and get a 0.75 percentage point discount on select automobile, motorcycle and personal loans if they meet certain requirements. Military and civilian personnel who receive relocation or deployment orders can also consider Service CUs Military Relocation Loan, which helps with moving expenses and bills.

In addition to checking and savings accounts, Service CU offers insurance, loans, international services and investment opportunities.

Best For Credit Cards: Pentagon Federal Credit Union

Military Moves Podcast Episode 1: Financial Tips for Deployment | USAA

Pentagon Federal Credit Union has been around since 1935 and has more than 2 million members worldwide. This credit unions original members included civilian employees of the War Department. Since 2001, Pentagon Federal Credit Union has provided more than $38.5 million in financial support to military families.

Eligibility: Anyone can join PenFed with a $5 initial deposit into a savings account.

Military benefits: PenFed is primarily known for its credit cards that offer higher rewards than other rewards cards, especially when compared with those designed for military members. Its Power Cash Rewards Visa Signature® Card, for instance, rewards 2% cash back on all purchases made with the card if youre a PenFed Honors Advantage Member . It also has no annual fee and includes a $100 bonus when you spend $1,500 in the first 90 days. PenFed also offers benefits such as discounts on health and auto insurance.

Products and services: PenFed offers checking and savings accounts, as well as auto loans and home mortgages. There is only one checking account Access America Checking which charges a $10 monthly fee that can be waived if you set up a monthly direct deposit of at least $500 or maintain a daily balance of $500. You will earn 0.15% APY on balances below $20,000 and 0.35% APY on balances between $20,000 and $50,000.

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