Vanguard Institutional Target Retirement 2060 Inst Fund

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Notes & Data Providers

Vanguard Lifestrategy VS Target Retirement Funds | This is where Vanguard gets it wrong

Stocks: Real-time U.S. stock quotes reflect trades reported through Nasdaq only comprehensive quotes and volume reflect trading in all markets and are delayed at least 15 minutes. International stock quotes are delayed as per exchange requirements. Fundamental company data and analyst estimates provided by FactSet. Copyright © FactSet Research Systems Inc. All rights reserved. Source: FactSet

Indexes: Index quotes may be real-time or delayed as per exchange requirements refer to time stamps for information on any delays. Source: FactSet

Data on U.S. Overview page represent trading in all U.S. markets and updates until 8 p.m. See Closing Diaries table for 4 p.m. closing data. Sources: FactSet, Dow Jones

Stock Movers: Gainers, decliners and most actives market activity tables are a combination of NYSE, Nasdaq, NYSE American and NYSE Arca listings. Sources: FactSet, Dow Jones

ETF Movers: Includes ETFs & ETNs with volume of at least 50,000. Sources: FactSet, Dow Jones

Bonds: Bond quotes are updated in real-time. Sources: FactSet, Tullett Prebon

Currencies: Currency quotes are updated in real-time. Sources: FactSet, Tullett Prebon

Cryptocurrencies: Cryptocurrency quotes are updated in real-time. Sources: CoinDesk , Kraken

Calendars and Economy: ‘Actual’ numbers are added to the table after economic reports are released. Source: Kantar Media

Which Target Retirement Fund Fits Your Timeline

Use our table to find the fund that best fits you.

Fund name

*Vanguard Target Retirement Funds average expense ratio: 0.11%. Industry average expense ratio for comparable target-date funds: 0.49%. All averages are asset-weighted. Industry averages exclude Vanguard. Sources: Vanguard and Morningstar, Inc., as of December 31, 2021.

Investments in Target Retirement Funds are subject to the risks of their underlying funds. The year in the fund name refers to the approximate year when an investor in the fund would retire and leave the workforce. The fund will gradually shift its emphasis from more aggressive investments to more conservative ones based on its target date. An investment in a Target Retirement Fund is not guaranteed at any time, including on or after the target date.

These fund suggestions are based on an estimated retirement age of approximately 65. Should you choose to retire significantly earlier or later, you may want to consider a fund with an asset allocation more appropriate to your particular situation.

All investing is subject to risk, including the possible loss of the money you invest. Diversification does not ensure a profit or protect against a loss. Investments in bonds are subject to interest rate, credit, and inflation risk.

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Recommended Reading: Should I Retire At 65

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How Vanguard Target Date Retirement Funds Work

MassMutual RetireSmart

Vanguard Target Retirement Funds, a Target Date asset allocation option, are designed to take you through retirement.

The asset mix of each Portfolio is based on a target date. This is the expected year in which participants in a Portfolio plan to retire and no longer make contributions. A team of asset allocation professionals adjusts each Portfolios make-up over time to ensure a noticeable and steady shift from equities to fixed income in the years leading to retirement.

The Vanguard Target Retirement Funds are composed of passively managed funds and are managed to help retain your potential for growth, and aim to preserve the value of your assets at and after retirement.

As each Portfolio glides over time, its asset mix is adjusted. Looking at the image below:

  • Designed to take you through retirement.
  • Glidepath is designed to continue to generate income in the years after the retirement date.
  • The most conservative point on the glide path occurs 7 years after the retirement date.
  • Underlying portfolio is comprised of 100% index funds.
  • Vanguards embedded diversification approach provides balance against the natural ups and downs in the market.

Recommended Reading: Metlife Retirement And Income Solutions

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RICHMOND HILL, Ga. – The Richmond Hill Police Department is asking for help locating a missing woman.

They say they are looking for Demetria Watson. They say she left her home around 9:30 a.m. on Monday in a gray in color 2019 Toyota Corolla with Georgia tag PXK6484.

Police say she left all her belongings at her home and has not made contact with family or friends since.

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Copyright 2022 WTOC. All rights reserved.

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