Where Is The Best Place To Retire In Hawaii


Kahului Known For Its Top

Best Places to Retire in Hawaii

With a number of shopping malls and high-end stores, Kahului is a retail hub for Maui residents. The Kahului Airport serves thousands of residents and visitors annually. A good public school system is available, including Maui High School and Maui Waena Intermediate School.

A strong economy, strong growth, good health, mild winters, comfortable summers, and plenty of amenities are a few of the many benefits of living in Kahului.

What Is The Safest Island In Hawaii To Live On

  • When we look at the 10-year average of property crime, the Big Island emerges as the safest of the Hawaiian islands once more: The population of the Big Island is 2,942 people.
  • The island of Oahu has a population of 3,193 people.
  • The population of Kauai is 3,311 people.
  • Maui has a population of 3,762 people.
  • Top 7 Reasons To Retire On The Big Island Of Hawaii

    Starting with #7, here are the top seven reasons you should retire on the Big Island of Hawaii:

    7. Relaxed vibe. Slow paced. Very little traffic. Hawaii ranked #1 as the least stressed and most happy state.

    Relaxing day at Mauna Kea Beach

    6. Comfortable, diverse climates. Warm ocean water averages 74 degrees. Big Island offers a huge variety of climates to choose from. Craving sun and heat? Move to the sunny Kohala Coast. Want to live amongst rolling hills and green pastures? Choose the chilly, upcountry feel of Waimea . Prefer to keep your skin naturally moisturized with a rainy climate? Youll love Hawi on Hawaii Islands northern tip.

    Stand up paddle boarding in the brackish ponds at Kiholo Bay

    5. Big Island residents feel less island fever than residents from the other major Hawaiian islands. Geographically, the Big Island is so large that all of the other Hawaiian islands could fit inside its borders. So big that you can drive five hours away for a getaway weekend and not have driven in a complete circle. The Big Island has 11 of the 13 climate zones in the world, so if you are craving cold, just drive atop Mauna Kea mountain . Craving remoteness? Head on out to the hundreds of remote hikes, waterfall swims, lava tube explorations, and secluded beaches the Big Island has to offer.

    Working days on improving your golf game

    And the #1 reason

    Your health. MoneyRate said, seniors in Hawaii live longer past the age of 65 than in any other state in the nation!

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    Is It Smart To Retire In Hawaii

    Retiring in Hawaii has a lot of perks. However, its best suited for retirees that have financial freedom. The cost of living is very high in the Aloha State. Current data shows that:

    • The cost of consumer goods are very high in Hawaii, according to Investopedia.
    • Honolulu is the third most expensive city in the country, according to Yahoo! Finance.
    • Hawaii has the third most expensive nursing homes nationwide.
    • In general, your expenses will likely exceed that of your current home state.

    These numbers above are definitely a cause for concern. Yet, you dont have to be in the top 1% to retire in Hawaii. If you are preparing to make the move once your career is over, its important to make proper investments now. This includes beefing up your retirement funding, putting money into the stock market, investing in real estate and conducting other business ventures.

    Your first thought may be to consider Honolulu. But, this can be extremely difficult if you are on a budget. Below is a list of five Hawaiian towns that are perfect for sun-loving retirees who arent trying to break the bank.

    How To Retire In Hawaii: Retirement Planning Things To Do During Retirement & More

    Kapaa, Hawaii

    Beautiful scenery, warm weather, and a laid-back attitude make Hawaii a very tempting retirement option. Retirees who move to Hawaii also benefit from the Aloha States lower health care costs, state-of-the-art medical system, and retiree-friendly tax laws. Social Security income and public pension withdrawals are not taxed for Hawaiian residents, leaving more money in your pocket.

    If you have always lived in the contiguous United States, be prepared for some sticker shock when moving to Hawaii. Because everything must be imported, goods and services cost more than they do on the mainland. If you are thinking about retiring in Hawaii, here are some things to consider before packing your swimsuit.

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    What Is The Most Affordable Place To Live In Hawaii

  • The Most Affordably Priced Neighborhoods in Hawaii Hana in the Hawaiian island of Maui
  • Hilo is located on the Hawaiian island of Oahu.
  • On the island of Oahu, Kahuku is a town.
  • Kapaa on the island of Kauai
  • Wailuku, Maui is a town on the island of Maui.
  • Oahus Waimalu is a popular tourist destination.
  • Maunawili The Best Place To Retire In Hawaii

    Maunawili is without a doubt the best place to live in Hawaii. There are just 2,149 people living in Maunawili on the island of Oahu.

    The majority of residents in Maunawili own their homes, giving the area a rural feel. Maunawili is a liberal area with several retirees living there. The public schools are above average in Maunawili.

    Property prices are high, as you would expect from the most desirable place to live in Hawaii. Most of the homes in Maunawili are modern, light, and spacious. Many of these homes feature their own private swimming pool, tennis court, and expansive garden areas.

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    Take Advantage Of Free Activities

  • Did you know that you can visit any of Hawaiis public beaches for free? There are also tons of hiking trails and scenic paths that wont cost you a dime to enjoy. No need to shell out the dough for expensive tours when you can explore the islands on your own for free.XResearch source
  • If you do want to visit a tourist attraction, look for deals on Groupon.XResearch source
  • Where To Retire In Hawaii

    Top 10 BEST PLACES To Live In Hawaii
    • Kauai
    • Percent of Senior Population: 20.7%
    • Overall Population: 72,293

    Of the eight inhabited Hawaiian Islands, Kauai is the oldest and 4th largest of them. Kauai is made up of various small towns, most of which are economically dependent on tourism.

    Kauai is also known as Garden Isle because 97% of the Island is made up of undeveloped mountains and rainforests. Kauai also has 43 miles of sandy beaches.

    With much of the island kept in its natural state, it is the perfect retirement place for active retirees looking to enjoy the outdoors. Few other places on earth are filled with so much beauty just waiting to be discovered. Some of the attractions found on the island include:

    • Waimea Canyon State Park
    • Wailua and Opaekaa Falls
    • Kilauea Point

    For the more adventurous, you can hike through the rainforests, take a helicopter tour to see the canyon from above, or go scuba diving off the coast. And for everyday adventures, Kauai is perfect for boating, fishing, biking, and swimming. Though much of the island is undeveloped, it is still a golferâs paradise with ten of the best courses in Hawaii.

    In addition to relying on tourism, the Kauai economy is also bolstered by coffee, sugar cane, and tropical fruits such as guava, mangos, papaya, bananas, and avocado.

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    Kailua Best City For Adventurers

    The city of Kailua is home to Kahana Beach, Kahana Pond State Wildlife Sanctuary, and Maui Nui Botanical Gardens, as well as the Maui Arts & Cultural Center, which hosts over 1,800 annual events.

    Parents have a number of choices when selecting schools in the area. Commuting into the city is manageable, and public transportation is available in and out of Kailua to make life easier for residents.

    The town is extremely popular with tourists, and unfortunately, second home buyers have inadvertently inflated the price of houses in comparison to a decade or more ago. This region of Hawaii has a higher median household income than the rest of the state it is twice as high as the national average.

    Kailua is one of Hawaiis safest neighborhoods.

    The Best Places In Every State To Live On A Fixed Income

    The average Social Security benefit for retired workers is $1,548 per month. That comes out to $18,576 in annual benefits for a single person, or $37,152 per year for a couple — about $31,500 less than the U.S. median household income of $68,703, according to the most recent figures from the U.S. Census Bureau.

    Living on a fixed income basically means you’re solely or almost entirely dependent on funds such as Social Security, pensions and inheritance, with little to no flexibility in the amount you’re paid each month. Unstable costs, such as a volatile housing market, can be especially challenging to deal with on a fixed income.

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    Cheapest Places To Live In Hawaii

    Im sure you are here because you have made up your mind to shift to Hawaii, a beautiful island on the coast of the Pacific Ocean in the United State of America. And you are searching for the cheapest places to live in Hawaii so that you can enjoy paradise without spending a lot of cash.

    You want to sunbathe and soak yourself in the golden hours on the beaches of Hawaii and enjoy delicious food but let me tell you the truth, all these will cost you a fortune. Hawaii is a dream destination for many people but we cant deny that this beautiful place with young towns and the Aloha State is expensive.

    This post may contain affiliate links. If you buy something through one of those links, you wont pay any extra penny, but Ill get a small commission that encourages me to deliver more helpful content for you.

    A native has to spend on average $743,100 with added taxes every year for their home in Hawaii.

    But as the popular quote says with love and patience, nothing is impossible

    You need to be smart to find cheap towns to live in Hawaii. I understand how overwhelmed you are right now. So, here Im, to help you to make a smart choice.

    While you are searching for the cheapest place in Hawaii to live in, what exactly are you looking for?

    Low coast, but is it the only factor? Do you want to get bankrupted or threatened by an intruder in the middle of the night? Do you?

    Top 5 Places To Retire In Hawaii

    Top 5 Best Places to Retire in Hawaii in 2020
    • Pin

    It is not surprising Hawaii is high on many retirees lists as the ideal place to settle down. Hawaii is not only full of natural beauty, but it is also one of the healthiest places to live and there are many attractive places to retire in Hawaii. Plus, the overall climate is mild enough to enjoy the outdoors year-round, allowing retirees to stay active.

    Retirees who enjoy spending time in nature will love Hawaii with the mountains and ocean, you will enjoy hiking, camping, biking, snorkeling, boating, fishing, and more. And, the sunsets found in Hawaii are like no other found anywhere else in the world.

    Though this paradise has endless benefits, it, unfortunately, is an expensive state to live in. According to Smart Asset, the cost of living is 33% higher than the national average. And though there are some benefits for retirees, many of the taxes are not as friendly as other states.

    Hawaii does not have a tax on social security or public pensions. However, they tax all other retirement income ranging from 1.4%-11% depending on your tax bracket. So retirees depending heavily on IRAs, 401, or employer pensions will have their income taxed at a higher rate than others.

    Additionally, there is an estate tax on estates with a value of $11 million or more. But estates valued lower than $11 million will not be taxed.

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    How Expensive Is Hawaii For Non

    Oahu is a very posh and expensive land in Hawaii. If you are searching for cheap places to live in Oahu then you have to try your luck somewhere, because it is the main business area of Hawaii City and people residing here are because of job availability.

    Once a survey was conducted by The United States Census Bureau and it was found that the minimum per capita income of people residing here is $74,500. Therefore, if you earn similar to this above-mentioned money then you are good to go and stay here happily.

    The 2-bedroom apartments are rented for $2.000 per month, hence if you can afford it you will be most welcome to stay here.

    But, if you know you cant afford the above lifestyle then its better to accept the fact and search for different places. If your income is around $40,000 $50,000 you can find a few cheap places to live in Hawaii. Your expenses will depend on your personal choices, utilities, and standard of living.

    But, as I said earlier nothing is impossible, therefore, you have to plan your budget very smartly and you will find an affordable place to live in Hawaii.

    Downsize Before You Move

  • Getting your goods to Hawaii is expensive, so move the least amount possible. Shipping furniture and other large items will set you back a pretty penny and will be a hassle. Fortunately, many homes are available to rent fully furnished. Before you head to the islands, sell as many of your possessions as you can and use the cash to buy what you need when you get there.XResearch source
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    Are Property Taxes High In Hawaii

    Taxes in Hawaii are explained in detail. With a property tax rate of 0.28 percent, Hawaii has the lowest property tax rate in the country. Despite this, the typical yearly tax payment in the state is $1,871, which is much more than the national average. This is due to the fact that Hawaii has the highest median house value in the United States, at $669,200 dollars.

    Best Places To Retire In Hawaii: Maui

    Best place in Hawaii for retirement?

    For active retirees who love being at the center of it all, Kihei could be just the ticket. Youll enjoy plenty of restaurants, bars, and activities in the area, which is popular with tourists on Maui. Youll also enjoy long, gorgeous beaches perfect for a morning or evening stroll.

    Additionally, youll be close to a number of conveniences, like pharmacies and grocery stores, so youll never have to go far for what you need. Kihei also features a number of condos for retirees who dont want to deal with things like yard maintenance or upkeep.

    Total Population

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    Best Places To Retire In Hawaii

    Explore the best places to retire in the U.S. based on number of retirees, weather, and access to healthcare and entertainment. Ranking based on data from the U.S. Census, FBI, CDC, and other data sources. Read more on how this ranking was calculated.

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  • Rating 3.89 out of 5 9 reviews
  • Nearby Resident: It is a quiet, wonderful town on the higher end of the price scale. It is great to visit, however, there are no schools nearby. It is a small town though and driving out of it is not a problem. There are a lot of older couples that live here and lots of celebrities that do not normally stay in their houses…Read 9Reviews

    • grade B minus

    #1 Best Places to Retire in Hawaii.

    Is It Cheaper To Live In Hawaii Or California

    Hawaii is the most costly state in the United States, and California is the third most expensive. When you compare the cost of living in Hawaii with the cost of living in California, you will most certainly discover that the cost of living in Hawaii is significantly greater. Hawaii has a cost of living index of 196.3, whereas California has a cost of living index of 138.5.

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    List: Best Places To Retire In Hawaii 2022

    HONOLULU Are you inching closer to retirement or looking a few years ahead to invest in a future retirement home? Niche, an online website that helps students find the best schools, comprised a list of best places to retire in Hawaii.

    Coming in first is Wailea, a quiet town in Maui, with a population of 6,218. Wailea offers residents an urban suburban mix with lots of restaurants, coffee shops, parks and other activities to do.

    Download the free KHON2 app for iOS or Android to stay informed on the latest news

    In second on Niches list is Maunawili, a suburb of Honolulu, with a population of 1,977. Mauawili gives residents a rural feel while still being close to the capitol of Hawaii.

    Third on the list is Honolulu with a population of 400,317. Those who choose to retire in Honolulu have a plethora of options when it comes to restaurants, coffee shops, diners and more. Many young professionals and retirees live in Honolulu and rent their homes.

    The full list of best places to retire in Hawaii:

  • Wailea
  • Kahala Best Know For Its Beaches

    Hawaii, the best place to retire

    The upscale community of Kahala in Honolulu has some of the most expensive estates in the Aloha State. While mostly residential, its location is convenient for homeowners.

    Overall, the neighborhood is relatively safe and peaceful. Kahalas beaches are one of Honolulus best-kept secrets, too. Due to these reasons, Kahala is popular among celebrities and other influential individuals.

    Housing options include both older properties and new construction, and real estate investors often come into a flip or tear-down houses.

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    Lahaina Hawaiis Best All

    Lahaina is the largest community in Maui, home to 11,700 people. It is pretty impressive to have a property in Lahaina, especially one that is close to the beach.

    Others have infinity pools that overlook green hills. Many of the cafes and restaurants in Lahaina cater to tourists, but the food they serve is also enjoyed by locals much of the time.

    34 public schools are located in the Lahaina area, so parents have a wide variety of options to choose from.

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